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A little help Barclays/Black horse/santander
hello everyone, Im after some help on claiming some PPI back as iv got myself in a mess over the previous years but now nearly sorted. I have had a loan with Barclays i have sent them the first letter and they are now sending me a questionaire, I am unsure what to do with this, is this just to try and trip me up, or do I…
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What if I can't remember what the bank said?
Hi, I've just read the PPI article and I'm going to contact my Mum because she's a high earner but terribly irresponsible spender. I reckon she'll have some PPI's on cards but I also anticipate that when I ask what they told her she will just say she can't remember. So, assuming she has PPI's on some of her accounts, what…
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Firsplus PPI Claim
I have an ongoing PPI claim with Firstplus, they have palmed me off for 8 weeks and am expecting my 3rd letter any day which will now be 12 weeks, has anyone even been palmed off on the 12th week or do they usually come up with a full response. Just to add I have requested all telephone calls and received 3 which have told…
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Banks PPI reclaiming procedures...Do the banks follow them.
Hi All, Banks are very quick to state how they will deal with your PPI complaint,but do they follow their own procedures. The banks and the FOS expect "YOU" to follow them, but the Banks may not necessarily follow them too closely themselves. For example if their policy states "If after four weeks we have not managed to…
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Santander - help
Hi The BHS card was originally with GE Money, and was a store card then about 2 years ago GE Money changed the card into a credit card. I didn't ask for this to change, when my card was renewed it appeared as a credit card. Anyway Santander have bought out the part of GE Money that was concerned with these cards. I've sent…
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Eligible or not?
Hi everyone, I have a loan with EGG for over 10 years now and have added and to it and altered it over that period. This includes the PPI. I removed it when I got my latest loan of them a few years ago. I am certain they mis-sold it to me originally when I thought it was complusory. I eventually got wise and removed it…
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Are First Plus having a laugh????
Hi, hopefully someone can give me some advcie on PPI reclaiming. I took a loan for £20k from Ocean Finance (I know!) in January 2002 which turns out was through First Plus. I asked Ocean Finance to send me a copy of the loan agreement which they did and it showed the loan amount of £20,000, and then below it a mystery…
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Egg - any advice please
I am after advise for my husband please. He recently looked into his Egg card account as he hasn't used his card for over a yr now. Anyway, he noticed that there was payment protection showing at around £20 per mth, he has no recollection of taking this out back in 2000 when he applied for his card. We sent the following…
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FOS Chasing Barclays to settle upheld claims
FOS have appointed a person specifically to chase up Barclays. Barclays are not settling upheld claims within the 8 weeks guidelines of the FOS. FOS have advised all those waiting to leave this for another couple of weeks or until it has been 12 weeks and contact them again. So anyone waiting please be patient. Easy to say…
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adjudicator
hi folks just a wee question.I recieved a letter from the FOS saying my claim has been referred to an adjudicator over 5 weeks ago anyone know how long it normally takes from this point or should i phone to check it out?:confused:
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HSBC Loan PPI Claim
Hi, I hope someone can help me with my potential claim. I've had many laons with HSBC in the past, and i have taken payment insurance on each occasion as I thought that this was a requirement either through my own inexperiance at the time or the suggestion from the member of staff in branch. While moving house I found the…
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PPI Halfway there?!?
First time posting on this site, have been reading through the forums looking for sum relevent help on my current situation on reclaiming PPI insurance but there are so many posts and different situations im a little confused on where to go next. I followed the article on mis-sold PPI and realised i fell into some of these…
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Can I claim on medical grounds?
Hello all. In January 2008 my 16 year marriage broke down and in March 2008 I took out a personal loan with Black Horse. It was to pay off the final year of a finance agreement with Black Horse (for "our" motorhome that I was keeping as part of the pending divorce settlement) that was in my name but my then wife was named…
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Barclays say they cant find my original loan agreement! what should i do ?
Good evening all, Pretty much as the title says, I sent of the letter requesting a copy of my original loan agreement, but today received a letter stating that they cannot find a copy of my agreement and to accept there apologies for any inconvenience casued! what should i do now?
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Nat West PPI, Can you help please?
In January 2007 I took out a personal loan with Nat West for £7000 over 5 years. My monthly premium including PPI is £186.83. In March this year I activated the PPI as I was made redundant. The whole £186.83 was to be paid by the insurance. After a very very slow start the repayments eventually started to filter through. I…
