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Welcome loan, not sure about PPI
I currently have a loan with Welcome Finance. Problem with claiming mis-sold PPI is that I do not know when the original loan was taken out or if there even is/was PPI cover included. Please help. My current financial situation is dire, therefore any help would be very much appreciated.
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I.F & SAR request returned
I applied online for a £9000 loan in 2003, but then I consoidated in 2005 and moved it elsewhere. Had SAR request details back from IF, and amid the 200+ sheets of A4, I can find no where where I specifically signed anything agreeing to PPI. The main sheet which I had to sign and return only required 1 signature from me,…
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PPI on Mint Loan
Hello I had a loan which finished in 2006 with Mint. At some point during the loan we realised that we were getting charged PPI and requested that we stopped paying it - they did stop it but said that we were not allowed back anything that we had already paid up to the point it was stopped. Is it possible to now put a…
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Can you write back to the bank after the "final response?"
GE Money have sent me their "final response" letter regarding my recent PPI claim. In this letter they have failed to answer the questions set out in my previous letter and it looks very much like a standard fob-off letter they send out to everyone. Sadly I have to take my claim to the FLA who, I believe are no where near…
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Welcome finance / Cattles
If Welcome go to the wall does this mean any claims for missold ppi go with it? Greg
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Received a low offer from Lloyds TSB for PPI rebate, What should i do ?
Hi, I took out a loan in 2001 and i have wrote to lloyds TSB to recalim my PPI, After waiting 8 weeks i finally got a descion today, the main points from the letter are below: Loan amount £5,500.00 one off premium if £1,289.73 plus inteest Decision. when you settled your load in 29th jan 2004 you receieved a net rebate of…
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Help needed
Hello I hope someone can assist me. I took out a loan for 25,000 back in October 2007, with PPI. When I came to make a claim on the insurance I was advised that I was not eligible. I claimed for missold PPI (using the templates from MSE) in January 2009 and on chasing the lender for a response was advised that they had not…
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my ppi just starting
Hi, Who can help me, I am new to claiming PPI and have a reply from Barclays to my request letter generated from this site. The question is - Barclays have sent me there PPI COMPLAINT STANDARD CUSTOMER QUESTIONAIRE do I answer this as in there front headed letter they wish to have an answer or update for me on the refund…
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Alliance Leicester Success
A few weeks ago i thought i have a go with the help of the template letter and after reading many post of advice here ..i was thinking i might be able to do this by myself and did 2 to start of with....one was to alliance and leicester for ppi on a bank loan we had a 4 years ago and settled early...i sent the letter of 6…
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Too late?
Hi: We took out a FirstPlus loan back in November 2006 and had PPI included in it. At the time I agreed but about a year later I wrote to them claiming it back. They replied in a long and detailed letter saying no but that we could appeal to the FSA within six months. Unfortunately we did not do that at the time. Is it now…
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HFC - Long term case
Hello, I pop on these threads every now and again fro help and advice as you always know the right steps. Here's the latest obstical! HFC - we took out a loan then a top up loan later that year. This was about 2006 so we requested the information through all the right channels but they had lost the paperwork and only could…
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how to confuse someone !!!
hello all :D i sent of a sar request 2 weeks ago to black horse and recieved a big wad of information today:confused: After an hour studying it a couple of documents really didnt add up its a calculation of interest due and a date for it to be refunded, and then i realised the gorps at BH sent me details of someone elses…
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egg loan ppi reclaim
hello everyone i have just received an annual egg loan statement for a loan that i took out in 2003 it says in the statement that i have payed £2009.41 for ppi , i never even new that i had taken it out as i am self employed it wouldnt have even been payed out to me anyway!!can anybody tell me how i would go about…
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ppi reclaim on egg card online application
Hi there i am new to this forum. i have tried to reclaim ppi on my egg card which i applied for in march 2007. i read about the whole ppi thing a couple of weeks ago and checked my creditcards. it was only then that i realised i had ppi with my egg card and that i was paying a fortune over the last few years. i used the…
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Abbey (santander!)
Hi, 8 weeks ago i sent the letter off to Abbey about my PPI on my credit card account,Because when it was taken out they "persuaded" me to have it, eevn tho I dodn't work then and still don't, and I've had cancer! Sooooo, as it is, I've heard nothing from them at all,and they are still taking the PPI payments, even tho my…
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How long do natwest take to payout a claim for mis selling of PPI?
As alot of you know I have been dealling with a claim with Natwest over Miss-selling of payment protection. Basically 5 years ago I took out a loan for £15000 with natwest. When I took out the loan I was made to take out loan protection on top.They told me if I did not take out loan protection I could not have the loan.…
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should i carry on?
Hi all, i'm new to this forum but on this sites advice i wrote a template letter to my bank(lloyds TSB) to try and claim my PPI back. Every few weeks they sent me a letter saying they were dealing with my request but didn't yet have a decision until today they've offered me a "rebate" which is a decent amount but from what…
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mbna ppi
recently sent first letter for refund of ppi.i got my cca off them and i had not signed for protection.they said would investigate.wife got a call of them today and they said they would like to speak to me over my letter.should i ring them back tomorrow or wait till i receive letter off them
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beware! to good to be true
i was contacted today by a company offering to help me reclaim my p.p.i. they had a lot of my personal details that only the bank have i listerned to the patter and was taken in they said my account would be credited with £59.99 as a goodwill gesture so i said ok upon being transferd it turned into a debit of £59.99 to…
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Re-Claiming PPI
Hi, I am just looking into trying to claim back my PPI from Alliance & Leicester Credit Card (MBNA) and Capital One and am just about to send them a letter asking them for a comprehensive list of insurance charges added to my account. Do I have to wait for this information to come back before I send them the letter telling…