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Creation Financial Services
Has anyone got a storecard with CFS? I'd like to hear your experiences, especially concerning late payment charges and missold PPI. I am trying to claim back money from them on behalf of my daughter :j 28.05.2010. My daughter just got a letter from CFS saying they will refund all late payment charges amounting to around…
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Think im getting somewhere with Lloyds PPI but need some advice!
Hi guys, First of all ... Merry Christmas :) I wrote to Lloyds complaining about the mis-selling of PPI on 2 loans when I was a full time student. Unfortunately I did not have the details of these loans apart from a few documents I had. Anyway, I sent a letter to Lloyds raising the issue, as well a SAR request on the 25th…
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Virgin MBNA Credit Card
Just 3 weeks ago after sending your template letter to reclaim PPI they refunded me a whopping £1600 and credited it to my account however last week they kindly decided to reduce my credit limit to £4000 without any prior notice and as I had used my card which I am sure they must have been aware of I am now over my credit…
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Partial Success over HSBC at last!!!
Hi all, Just thought i'd let you know of my partial success. I sent my original letter off in july and got two holding letters, before finally getting a NO I then appealed. I waited 16, yes 16 Weeks before being told by someone on the phone that my case had been answered. I was told the letter was in the post on Friday…
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Welcome Finance - help?
Hi I took a loan out with Wf and they have admitted they mis-sold me this was in October beginning of.... still have not had my account redress nor have I had any refund they keep telling me there is an IT problem and they are trying all they can to resolve it - now 2 months have passed am pretty fed up with it - do you…
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No response from hfc
Had a Marbles loan for about 7k, in approx 2004/2005 which was paid off early, in 2006. Have sent request for original loan agreement on October 19, recorded delivery which was signed for. Can`t remember what forum I got the template from but at the end it stated, if I don`t get a response with 40 days I shall seek remedy…
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Mbna offer!! Please help!!
Hi Guy's, I recently had some success with my mis-sold PPI claim against MBNA credit card. They sent me a letter stating they would refund 250 to my credit card and they have sent me a cheque for 850. They have stated that this is a good will gesture and its a final offer. I phoned them yesterday as i'm sure it should be…
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Question about Sainsburys PPI
We have a Sainsburys Credit Card which we have been struggling to pay due to current economic climate and my partner not having any work for 3 months at the beginning of the year or a couple of days here and there. We have PPI but when my partner rang up to try and claim on it they wouldn't let him because he still had…
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"Your credit matters" anyone heard of them?
Hi Folks Happy Xmas to you all! Just a quick question, I have recently been getting phone calls from a company called Your Credit Matters. They say I can claim against any loans ,credit cards etc pre 2007 because of a change in the law. They say they are a no win no fee company as long as I pay a deposit up front. Is this…
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Egg Refunds
I have received a letter today from EGG asking for our patience whilst they calculate our refund as it is out of the 8 wk timescale for resolution...should i wait and if so how long for?? Could this be a delaying tactic by them? Thanks :confused:
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GM card ppi
We are in the very early stages of trying to reclaim ppi charges on the GM card. We have just gone through the statements and got a total for the ppi. However we noticed there are billed finance charges and billed deferred finance finance charges. Can anybody explain what these are and if they are reclaimable. Or are they…
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12 days
Hiya Have just stumbled on this, have been using the other forum, but this is full of fab information!! I am in the process of reclaiming PPI on behalf of my mum who seems to have PPI on almost all accounts! the thing is, she's 66, has had long term illnesses since 1993 and has been on LTS from then until 2003 when she…
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Lloyds past loan
Don't know if this is a silly question or not, but here goes anyhow. Can you reclaim PPI on a loan that you have fully repaid? Settled approximately 4 years ago. Thanks in advance for any help recieved.
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Reply from Bank of Scotland re: PPI claim
I sent off a reclaim letter to Bank of Scotland for PPI i have on a loan. They have replied saying they will contact me as soon as possible to dicuss it. This was over a week ago and still havn't heard anything. Are they fobbing me off? What should i do next?
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Question about cancelling PPI
When i got affered a goodwill jesture from freedom finance obviously they have not admitted liability of mis selling ppi, so I am assuming that they are paying me the money not the two companies that I had the insurance with, they said that i can also approach the two companies regarding a rebate. Please after reading next…
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MBNA Advise Needed
Hi All, I am needing some help in regards to reclaiming PPI from MBNA. I sent them a letter on 2nd November 2009, and I got a reply withing a few days later, saying that they will be investigating my claim and complaint and will get back to me within 28days. Just before the 28days, I get another letter saying that the…
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Black Horse again PPI
Hi Wonder if someone can perhaps give me a steer. In essence I paid PPI to Black Horse when I took out a loan for double glazing through a company who have now gone out of business prior to 2005. I have tried to reclaim PPI from Black Horse on 2 counts 1) I didnt need it as I was covered by work and 2) the salesman said I…
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mbna...again
Had a call today from mbna but was unable to take it at the time so they left a voicemail (can I call back mon to fri - anybody get the feeling these guys don't like paying out?!) Call was basically saying they would like to discuss my complaint with regards to getting it resolved. I've read that people have had their…
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lloyds tsb are rubbish
i put in to recailm my ppi in may 2009 ihad a 4.000 loan which i keep topping up over the years .phone them last week and they said they looking in to 6 of them.one person i talk two said i get the money before xmas.phone up last weekand she said i wont.plus if i do get money it will come off my loan whichi still paying.i…
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Barlcays PPI on £15K loan fully repaid!
Just wanted to let everybody know that I recently received a cheque from Barclays as a refund for the full amount of PPI plus interest that I was charged on a £15K loan I got back in 2004. At the time I got the loan it wasn't explained to me that they would lump the entire cost of the PPI on to my loan and charge me…