Re-Claiming PPI

FM54

Hi,

I am just looking into trying to claim back my PPI from Alliance & Leicester Credit Card (MBNA) and Capital One and am just about to send them a letter asking them for a comprehensive list of insurance charges added to my account. Do I have to wait for this information to come back before I send them the letter telling them that I was mis-sold the policies and I want to claim the money back? or can I send them at the same time?

I know I was mis-sold the policies, but wasn't sure if I would just confuse the situation if I sent them both in at the same time (didn't really want to wait another 40 days).

Any help anyone can give would be appreciated.

Thanks

di3004

FM54 wrote: »

Hi,

I am just looking into trying to claim back my PPI from Alliance & Leicester Credit Card (MBNA) and Capital One and am just about to send them a letter asking them for a comprehensive list of insurance charges added to my account. Do I have to wait for this information to come back before I send them the letter telling them that I was mis-sold the policies and I want to claim the money back? or can I send them at the same time?

I know I was mis-sold the policies, but wasn't sure if I would just confuse the situation if I sent them both in at the same time (didn't really want to wait another 40 days).

Any help anyone can give would be appreciated.

Thanks

Hello and welcome.;)

Just as long as you have the account numbers then that is fine to continue to reclaim.

For more on reclaiming with the guidelines and templates.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

You do not have to write down the figures, but its handy to have them to refer to them later on, but you can still write to reclaim now, they have 8 weeks in full to respond and post by recorded delivery for your proof of posting.

Good luck, please keep us posted and ask for help anytime.;)