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Advice on SAR/CCA responses from A&L
I got my A&L credit card in 1994. In 2003 it was transferred to MBNA A few weeks after the transfer they applied PPI to my account. They say I telephoned to ask for it but I know I didn't as I am self employed and a few years before I made a claim on my PPI on a loan I had with them as I was made redundant. They refused on…
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Daughrers Halifax account
Hello PPI thread! Although I am at present claiming PPi from Barclaycard and First Direct for myself (haven't actually posted cos its all been so clearly explained in stickies and threads), whilst dealing with my DD'S credit card charges I noticed that she is paying 'Repayment cover' is this PPI of some description? I ask…
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A&L PPI Reclaim Offer but NO PAPERWORK AS REQUESTED
Hello all, I'm hoping for some helpful advise.... I recently wrote to A&L stating that I was reclaiming PPI on a loan of GBP 15,000 which was taken over 4 years as I believe I was missold following the FSA investigation, which subsequently found them guilty of misselling. In my letter, I asked for the paperwork in respect…
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Reclaiming PPI
We took out a loan with First Plus in 2003: Loan amount - £50,000 ppi amount - £12,245 length of loan - 180 months is it a settled or unsettled loan - settled in 2005 monthly amount payable - £616.31 (including ppi payment) interest rate - 0.716% per month apr - 8.9% Loan start date - 01/08/2003 When we settled in 2005 we…
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we have water damage in our house
and halifax/sainsburys insurance saying it is poor maintenance . that is definitely not the case as our house is perfect otherwise and i live with a builder who recently did all of the fascias etc!!!! i think they are just trying to get out of it and they only came round for one thing but not the second problem we had!!!…
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Littlewoods Flexible Account
Hello, New to this, so please any advice greatly appreciated. Had a Littlewoods Flexible Account a few years ago, and after digging out an old statement looke to see, not only were there charges on the account, which I will be looking at reclaiming through the credit card reclaim route, but also Extra Care Advantage…
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Picture loan ppi reclaim.
Hi can anyone help? Has anyone else been dealing with Picture? I took out my consolidation picture loan in 2005 with the dreaded ppi. After looking at this site i decided to try and reclaim. I sent off the first template letter 2 days ago and have received a reply today! It states that they want me to forward my complaint…
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Can you help please?
If I have already accepted a refund of PPI (before I knew of this site!)can I still make a claim for the remaining amount? I took out a loan with GE Money, then Loans.co.uk, in August 2005 for £25000 + PPI £3750 for a duration of 64 months. I repaid the full amount early in December 2008 and received a refund of £750 on…
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Nat West Loan PPI
My husband has had two loans with Nat west the seconed to pay off the first etc and he has had the PPI added on both amounting to Loan 1 £1515.00 Loan 2 £2903.00 He has got a policy with Canada life which is an income protector so he did not need the PPI and did not realise till reading on here. Nat west also have a nasty…
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first plus ppi
hello i'm having a bit of a battle with first plus i had an argument with one of their customer i dont care reps today. i believe i was miss-sold ppi totalling £6,776.20 on a loan for £34,000 the horrid man i spoke to today said that he had listened to the tapes and that i was not miss-sold, i understood that i would get…
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Hi - had a reply from Welcome need some advice please
I have recently written to Welcome in relation to my 2 secured loans i took out with them in 2003. They have sent me 2 forms to fill in today and i just wanted to check with everyone what to put. The questions are:- When did you first become aware you had a complaint? In your own words please tell us the exact reasons for…
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PPI Time Barred ?
Hi all, Can anybody advise me please? After a call out of the blue in September 08 by a loan busting company, they advised me that I may have been mis sold PPI on many of my loans. although I did not instruct them to work on my behalf (I felt there charges were too high) I decided to look into this myself. I put a…
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Capital One PPI
Hi all, Just a quick question about reclaiming PPI from capital one. I don't have this card anymore (its with a dca now), but I'm looking to reclaim my PPI charges and credit card fees also. Does anyone have an address to send the initial PPI template letter to? I have had a look around, but I can't find it, I think it may…
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can anyone help me please nat west reclaim
hi all i've just got back my natwest statements for the past 6 years (did the 1st template latter) well i got 150 pages of statements with text on both sides i've no idea what i am looking for or what i can try and recalim back if anything can anyone please please help me (but please put it in simple terms as i have no…
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Capital one -
I have just had a letter from Capital One regarding my miss sold PPI. They are saying that i am correct in saying Capital One were fined by the FSA regarding the sale of PPI, HOWEVER my account is not one of those mis-sold which i dispute. Help please do i send second template letter and tell them i dont agree (which again…
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RBS PPI Help
Hi In july 2006 i took out a loan with rbs for £10,000 to run for 5 years. i also took out ppi on the loan, i dont really know why i did but never mind. anyway i was just wondering if anyone could tell me if it is possible to cancel the ppi on the loan for the remainder of the term. and if so who to write to? i dont think…
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northern rock help please......
i recieved a final response letter from northern rock today...refusing to return ppi on a loan...they say i applied for this loan on line i can not remember how i applied.... i just need some advice on where to go from here.. thanks for your help..:confused: :confused: :confused:
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A&L ppi reclaim offer but have I been shortchanged?
Hi everyone, I'm new to the forum but have been finding it very useful supporting my ppi claim to A&L having received a letter from them about the matter a few weeks back. Basically, I was missold ppi on a loan which I paid back early just 11 months into a 5 year term. The ppi was charged in a single premium plus interest…
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M&S Money/HSBC Solicitor threatening ME with an injunction - can you beleive it!
Hi All, Just to let you know I am currently pursuing a claim with M & S Money for mis sale of PPI. They have issued a final response but have not answered my points whatsoever. In addition I have repeatedly asked them for a copy of the loan agreement, transcript of the calls, copy of the policy historic details, a…
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Loan PPI
Hi there, I took out a loan with Endeavour which is now nearly paid off. it turns out that they added PPI on my loan eventhough I ticked the box that I didn't want to take out PPI. I have paper work to prove this too. Do you think I'd be successful in a claim?? Regards David
