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Firstplus PPI - Need advice?
Hi, We have a PPI Policy with firstplus which is due to pay back the 5 year premium in June this year. We (along with everyone else it seems) believe this policy was mis-sold and after some success with RBS we think its time to get our money back from FP. The question is though, do we wait and collect the 5 year premium…
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Reclaiming PPI not wanted
I purchased a sofa from DFS and got their interest free deal. After paperwork was sent through from Black Horse I noticed the repayments were more than I expected. Called them and found out that they had added PPI. They said the box was ticked on the form. I know I did not tick it as I never pay interest - this site is…
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FOS say yes! Question about interest...
I've just heard today that the FOS has agreed my PPI claim! :j I will get my premiums back plus interest. Quick question: do they compound the interest, or is it a flat calculation over the whole amount? I paid the PPI for 7 years in total, so it would be nice if it was compound interest... I still can't quite believe it,…
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Nr together mortgage ppi ??
Hi, A few years ago i had a together mortgage with a 25% unsecured loan and like many others was paying one figure for both parts of the agreement. I paid off this mortgage when i remortgaged 2 years ago including the unsecured part but recently i have been getting an increased amount of phonecalls from companies wanting…
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Lloyds loan PPI - Help please!
Hi there, My OH and I each have a loan with Lloyds and are about to try to reclaim mis-sold PPI. At the time of taking out the loans I was a house-wife with no form of employment and we were both told we could only have the loans if we took out the PPI also. I would like some help please with working out how much we can…
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Reclaim PPI time scale??
I sent off a letter to HSBC last Tues (17th Feb) to reclaim PPI. How long does it usually take for them to send me a letter to inform me that the have logged my complaint and an offer/ rejection letter after that? If I'm offered money, how long will it take b4 i can receive the money? Thanks!
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Alliance & Leicester PPI Success
Although I had read articles about reclaiming PPI, despite having taken out numerous loans/credit cards over the years I didn't think that I had ever signed up to a PPI policy. It came as something of a surprise, therefore, when I received a letter from Alliance & Leicester a fortnight ago in relation to a loan that I had…
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Has anyone tried to reclaim ppi from Clydesdale?
We currently have a loan with Clydesdale bank. When the loan was taken out almost 2 years ago a ppi was on it. When we got home and really looked at the paperwork we were surprised to find out how much this insurance was really costing so we phoned and tried to change this numerous times and went down to the bank. TO no…
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Abbey PPI
This forum and site is heavens sent read thru all the info and thought why not????? so ive sent my 1st letter to abbey, as ive had PPI since 2004. Hope it turns out ok, has anyone dealth with abbey before in this matter.
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Help with Egg PLEASE
Sorry if this is on the wrong boad but im SO stuck I have always been aginst the PPI i had on my egg card and recently found out that i NEVER actually signed for it. When i took the card out apparantly i ticked the box stating that i wanted PPI, about 4 months after i noticed i was being charged for PPI and phoned up…
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New agreement without PPI, NEED SOME HELP,PLEASE
Hello, I am a bit confused and I need some help, please. I have applied for the PPI in my current loan and at the beginning of February I received a letter saying that I will be getting £990. They told me that I need to have a new agreement and to wait for the letter. Today I have received the new agreement and when I was…
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Need help please, ( Loan PPI )
Hello, I am a bit confused and I need some help, please. I have applied for the PPI in my current loan and at the beginning of February I received a letter saying that I will be getting £990. They told me that I need to have a new agreement and to wait for the letter. Today I have received the new agreement and when I was…
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PLEASE help with EGG
Sorry if this is on the wrong boad but im SO stuck I have always been aginst the PPI i had on my egg card and recently found out that i NEVER actually signed for it. When i took the card out apparantly i ticked the box stating that i wanted PPI, about 4 months after i noticed i was being charged for PPI and phoned up…
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Subject access requests and CCA reqeusts
Can they be done together or will the SAR cover all the charges anyway, Im only asking as I'm about to post asking for the default charges from Barclaycard and had dowloaded the charges request template but would love to see the original CCA too. thanks in advance
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Egg PPI
Hi All, Just checked my Egg Card statement and theres something in it called EGG CREDIT CARD REPAYMENT PROTECTOR. I believe this to be some sort of insurance incase I get ill / lose my job. I rang Egg and they confirmed this! But, to my knowledge I have never ever taken this out - the man on the phone said it was ticked at…
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First Plus PPI help
Need a bit of help with this one. Took a loan out with First Plus and put a PPI claim in against them. They have agreed that they missold it me and say that they will refund the charges and the payments I have paid against my loan account (a total of £10700). However I am in a bit of a sticky situation at the moment and…
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Does my GF need her ASU now shes on Maternity leave?
My girlfriend is now on maternity leave and I'm wondering if she should cancel her ASU insurance cover. She has no plans to go back to her employer but she will start up child minding. Can her current employer make her redundant while on maternity leave as if she lost her pay we wouldn't be able to pay the bills (we'll, it…
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Reclaming PPI
About 2 years ago we purchased some windows from Anglian Windows. We were given a cash price of £4050, however we were also given a price of £3550 if we took out a loan which had to also included PPI. We took the loan which was arranged with Lloyds TSB. Does anyone think we were misold the PPI and if so how do we go about…
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Welcome Finance PPI Resign agreement at showroom
Hi, I took out a car loan with Welcome car finance and was sold PPI, I have asked them to cancel this as I did not need it, I did this within 14days. I have been phoned by them and told that I have to travel to my nearest showroom over 100 miles away to sign another credit agreement. They have said that if I want to cancel…
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Does anyone know RE Halfords Credit card
Just trying to claim back our PPI. DH had a Halfords credit card a few years ago which was definately missold as he was under the impression it was a store card and not a credit card. Anyway.. Does anyone know who the 'provider' of the card is to write to to ask for monies back. Thanks in advance.
