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Reclaim bank & credit card charges

Archives for March 2014

mystery credit card
Okay here goes, bit of a strange one. I had a credit card with the Clydesdale bank I am trying to get back my bank charges. I have filled out the access request but they say I did not have a credit card and they cant proceed until they are supplied with the account numbers I don't have any old bills or statements so what…
Failed Claim
2 years ago I tried to reclaim PPI on my Barclaycard. I did not remember buying PPI. Barclaycard wrote back to say I could not reclaim as they believed I would have been informed. Due to personal problems at the time I didn't do anything else. Is it too late to do anything now and if not what can I do?
PPi charges
Do I have to pay tax on mis sold ppi refunds
Bank of scotland /Halifax loan
Phoned bank and they have told us we did have ppi on a loan but we need to know when it started or finished. Have checked credit report and cannot see it on there, how do I find out about this loan
Sony tv with numerous repairs
I have a sony tv which I purchased from M&S 4 years ago with a 5yr guarantee , it has had numerous repairs and now it needs a PCB what are my rights regarding this product has anyone had a similar experience?
Reclaiming Car Credit Charges
Hi all, Firstly I have no idea if i'm posting in the right area so please move if necessary. In light of recent articles regarding reclaiming charges etc I have been wondering if there is any possibility of me claiming back my late/default charges on my car credit finance? I have had a a large number of £25 default/late…
Black Horse Loan PPI
Hello Thanks to everyone and all the advice I got from MSE I have been able to have a number of successes on various loans and cards and all that. Looking back I'm amazed at what was going on with the wholesale debt bank credit boom bust thing. Boy was I young an d foolish! There's just one more thing (as Columbo would…
Santander fined £12.4m for ‘serious failings’ in investment advice
"Customers who sought investment advice from Santander could be due redress after the bank was fined almost £12.4 million" Read the full story: Santander fined £12.4m for ‘serious failings’ in investment advice Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
Long Lost PPI
Hello Folks, I had a mortgage with Barclays 18 years ago. I paid a PPI of £60 a month (quite a bit in those days) for a year until I realised it was not compulsory and I was being ripped off, so I stopped it. The documentation got lost when I divorced, so I have no records. I wrote to Barclays for compensation who say they…
Reclaim Credit Card & Bank Charges: Important threads you should read
Hi everyone Before you ask a question have a look at the important threads you should read on the Credit Card and Bank Charge Reclaim board: Financial hardship online resources Credit Card Reclaiming Success Stories Report Bank Charges successes and failures Bank Charges Reclaiming Guide discussion Credit Card Reclaiming…
ppi claim
Hi I am new to this we had a secured loan of about 35k which we have paid it up we keep getting letters about mis selling ppi. How do I go about doing it ourselves I cant find the agreement, but I know the bank we had the loan with can anyone please help me thanks
Advice on reclaiming from Alliance & Leicester
I had an Alliance and Leicester account for years and went over my limit a few times, i was being charged £25 per day that i was overdrawn - one time i was overdrawn by £0.35!! Anyway i did the whole letter thing, pestered them with phone calls etc etc (this was prior to them merging) and then they closed my account to…
My PPI case has gone to FO but....
They are really keen to know HOW I applied for my credit card in 2000. why do they want to know this? Why would it matter
Lenders to repay £149m after paperwork blunders discovered
"Nearly half a million personal loan and credit card customers are in line for a windfall after lender paperwork errors" Read the full story: Lenders to repay £149m after paperwork blunders discovered Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
claiming on House Insurance
Would it be normal for the buildings insurance to cover damage caused by a trampoline been blown on to roof of house
Lost refund cheque
I was sent a £900 refund from Santander in December. Unfortunately, I have lost the cheque and as it was an old account, I cannot remember any details such as account number or sort code. Do I have any hope of getting a replacement cheque.
PPI/internet
Hi new here, so apologies if this has been asked and answered before! I have had a claim for ppi from an egg cc rejected because I applied on line apparently, (I honestly can't remember how I came to have it) so any suggestions on what to do next please would be appreciated Lynda
hard evidence
what do you do if you want to make a PPI claim but have no proof and can't remember who or when you have had loans from over the years is this a none starter !
Lloyds TSB Debt Settled but now sent to Debt Collector
Hi I am looking for some help... I previously had a Lloyds TSB bank account from what I can see on my credit file started in 2007. I ran into charges etc (now debt is £741) with this and being young and naive at the time I just ignored everything to do with it, I hadnt heard anything about it and on checking my credit file…
Closed acc, passed to Debt agency, still paying 10 years on, do I have a claim?!
Hi.... Basically I've no idea if I can claim, I've tried looking into it and just cant get my head around it so hoping one of you lovely lot can help/point me in the right direction. Heres the basic info. Opened Natwest acc in 2003, in mid 04 I lost job, increased Overdraft to £1000 and from October 04 to April 2005 I'd…

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Reclaim bank & credit card charges

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