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Bank charges confusion - help please
Hi everyone, I'd be grateful of any advice as I am considering trying to reclaim numerous bank charges from a few years ago. My partner lost his job as a result of a serious accident and we started being hit with bank charged which spiralled out of control causing hardship. Anyway, the bank at the time was the TSB, they…
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Do I have a case for reclaiming bank charges
Sorry if i have posted in the wrong forum I took out a loan with the Ulster bank some years ago, I think it was 2007 I need to check paperwork to be certain. I took out a loan for £7000 over 2 years. the lady in the bank told me If I took out a ufirst gold account at £13 per month it would save me money as I would get a…
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Natwest letter re PPI claims
Hi, I would be grateful for some advice, by my own admission I have not been great with money in the past and took out a series of loans to consolidate debt. I was sent a letter by Natwest recently regarding PPI which lists 5 loan accounts I have had with the bank since 2002- 2007- they have also enclosed a questionnaire…
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Bank charges - interim success
In 2005 I started to receive Disability Living Allowance after major surgery and amputation due to clinical negligence. In the overall hassle I was forced to stop working and ran up debts. HSBC though allowed me an overdraft which was fine until DWP erroneously stopped the DLA in 2006 - claiming that I had "recovered from…
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Chasing Capital One PPI
Hi, sorry if this has been posted elsewhere, but I've done some searches and can't find anything. I made a PPI complaint to Capital One for a credit card I had when I was a student - did this back in September 2013. They wrote to me and said they would respond within 8 weeks. Its now March 2014 and nothing so I phoned the…
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Advantage Gold Account Natwest Fee recharging
Hi Everyone, I sent off a letter to NatWest after seeing the email by MSE about the package Accounts that could've been missold. To be honest I was really unhappy since 2011 but after the whole bank charges I just kept quiet. I had an Advantage Gold account from Nov 2001. I had a under 18's account and went into the branch…
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What address to use for Lloyds TSB?
Do I use the Gresham Street head office address to write to Lloyds TSB?
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On the brink of 'hardship'; should I try to reclaim bank charges?
Hello, I wonder if anyone could help me with some advice. For the past ten years I have been living in debt, making every effort possibly to gradually chip away and pay it off. I have followed the MSE advice on a regular basis, doing everything I can to get rid of the credit card, loan and overdraft debts I accrued while…
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CPP and Card Protection Policy
Hi Out of the blue my partner has received a letter from a company called 'CPP'. The letter starts: 'Important: you are invited to vote on how we review the way in which your card and/or identity protection policy was sold. Your voting form is enclosed'. It's a several page letter with a booklet entitled 'Proposal in…
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Packaged bank accounts but not paying monthly fee!
A bit of an odd one this..... I have two bank accounts (different banks) that come with "benefits" such as travel insurance, AA, Sentinal etc. Normally these accounts would have a monthly fee which early on I paid. However, both banks independently made major foul ups and after protracted complaints it was agreed that, as…
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Unknown Back dated charges for Barclays safety deposit boxes
Need some advise people of MSE land.... My mum had a safety deposit box with Barclays that she went to arrange to collect this week. Upon arrival at the branch she was told that the safety deposit box service was removed in 2013 and they had written to her advising of this and to make arrangements to collect her box or it…
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Cpp
Have not received letter re Identity Protection so contacted CPP who advise because it was sold by MBNA I must contact them re compensation. Have done so and was advised their insurance section would contact me. Am still waiting so hope it will not be too long.
