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What is CBCreditCare Stag?
Hello, I don't know if anyone can help, but I was looking through some of my old bank statements and noticed that I had something paid out of my account with the name CBCreditCare Stag, but can't find any paperwork relating to this. I had some car finance around the same time but I don't know if it was that or an M&S…
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Can I re claim charges from HSBC
Good Morning, Thank you for taking the time to read my thread, I am a bit upset and think I am sinking at the minute so I hope this make sense. Next month HSBC will deduct £82.00 from me for going over my over draft this month. I have done it 4 times but it is between 6p and £15 before I have realised and transferred money…
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Help with Reclaim
I would really appreciate any advice on how best to proceed in this situation. I hve previously tried to reclaim bank charges from Lloyds TSB in around 2009. I had all the information and had tried to reclaim the amount but at the time i was told it was on hold. At this point i left this job and went through a lenghty…
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N&P Endowment Incorrect Payments?
Hi, My Mum has recently finished paying an endowment policy that was originally set up with a mortgage in the 80s. My parents divorced, not amicably, in the 90s, and my Dad left. The endowment was in joint names, as was the mortgage. However during their divorce arrangements it was agreed that my Mum would have the…
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Where to start? Barclays
Hi I have recently gone through some papers and finally gone through my Barclays Graduate Additions paperwork. I have been a little scared to look into all this, and thought i really should do something about it. I left University in 2005, already in my overdraft (at least £1000) for my student account with barclays and I…
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Moben Kitchen Purchase
Yesterday I received a call on my mobile asking to speak to myself or my wife. They gave a company name which I didn'y catch and said they were ringing about a kitchen that I had purchased from Moben Homes about 3 years ago (Moben have since gone bust). They had all of the details of the price down to pence and knew it was…
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can i claim these?
a few years back my Barclay card hit its £2500 limit, they stopped sending me statements throw the post and I stopped paying it, with charges it got to around or just under £3000 , am I able to reclaim these charges or not? when I rang and asked why they stopped sending me the statements they admitted over the phone it was…
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Ombudsman question
Hoping for some help here. I went to the Ombudsman after Santander applied charges upon charges and eventually a default on my account. I was out of work at the time. Santander did not send me a letter to warn of default (well they did, but it was sent AFTER the default had already been applied). On receipt of this I made…
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Natwest Overdrawn
Hi My natwest account has become overdrawn (unauthorised) by £128 from a direct debit to Paypal (which I dispute needs paying) I'm hoping that Natwest are going to refuse the direct debit and bring my account back into credit. Will Natwest refuse to allow this unauthorised overdraft and return the direct debit? and if they…
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I "owe" Lloyds £270 after going 4p overdrawn... help!
Hello, I had a Lloyds bank account when I was a student (it wasn't a student overdraft account though, just normal current account) and I stopped using it once I finished university. Foolishly, I didn't close it down, but I always thought it was best to have it there, "just in case". Anyway, it was registered at my mums…
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PPI Claim Companies
Hi, Need some advice and help. Can a claims company access a joint accounts details without both parties signing consent form so they can claim back PPI My partner had contacted a company but heard nothing at all from them from initial contact so proceeded to go through the bank himself which has been settled by them he's…
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What value can be put on the bank wasting my time and general bank incompetence?
Forgive me if this is the wrong forum page, but it seems the most appropriate. 3 months ago I noticed I was missing a credit (£350) that should have been paid into my bank account from an online company. To cut a very long story short, I chased up the bank and was told they could see my problem and that it would be…
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Cheque replacement charges
Hi all My elderly mother let a couple of dividend cheques from her shares to expire, and Capita Registrars who handle the shares want £75 to replace them. (£25 for the £100 cheque, £50 for the £300 cheque) As she's on pension credit and the shares are the only savings she has, that's a lot to her. If they were a bank I'd…
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bank charges
i recently noticed ive been getting charged £100 a mth for going over my overdraft by £9.50,and it has now, after checking cost me over £1000,i was under the belief that when my wages went in the money would be taken and debt cleared but no they take the £100 charges and leave the £9.50p instead of taking this as well they…
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Loan Interest Refund - closed loan Barclays
Hmm. I have received a cheque from Barclays. The letter with it states it is for interest charged on a loan which has been closed. Anyone else had this??? I don't quite understand what it is for but am very grateful for it especially at the moment!
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santander monthly bank charges
hi i was wondering if any body can give me any advice on my monthly bank charges. I have an arranged monthly overdraft with santander and they charge me £20 every month i am wondering if i can get these charges back. Also i have read up that if you are on benefits like disability living allowance which i am under section…
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Can you reclaim bank charges on a closed current account?
I was wondering if anybody could help me, I used to have an old barclays account that i was constantly getting charged on due to circumstances so can i reclaim bank charges on a closed current account?
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I smart soloutions ppi claim
Hi all just cancelled I smart solutions on my PPI claim as told me they sent my claim to financial ombudsman in jan 2013 having turned down a offer from my building society,having spoken to FOS they never sent it to my disgust,now sorted my PPI claim myself with the building society and paid no commission to these…
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Complusary Home & Contents insurance sold with Mortgate
Hi I was wondering if I may have a claim against my mortgage provider, when I took out the mortgage in 1998 i was adv that it was compulsary to take the home and content insurance with them for a period of 7 years, this was hughly overpriced ( approx 3 times more than normal insurance quotes) however i was not allowed to…
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Should a bank allow withdrawals from a non-active acccount?
A few years ago we changed bank accounts. We still had an overdraft available to us on the old account but our salaries were not being paid in to it. Due to an emergency, we withdrew some money (a few times), and now the overdraft has mounted. I have been paying money into the account to try to reduce it, but over the…