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Reclaim bank & credit card charges

Archives for July 2013

Barclay Card slashing credit limit to below current balance!
I was wondering if any one can help me. Back in 2007 I had a Barclay card with a limit of £1450. In October of that year my balance on the card was £1429 and then Barclay decided to slash the limit from £1450 to £700!! Not surprisingly Barclay decided to start charging me £12 for the pleasure of being over my limit, which…
BankOne & Halifax CC PPI
Nationwide Bank Reclaim.... any advice would be lovely
Hi Guys, I am currently in the process of reclaiming my bank charges from Nationwide. I have sent all my statements, income/expenditure forms and a supporting letter regarding my financial hardship as requested by the bank. I received a phone call yesterday from Nationwide and this is what i require advice on. Nationwide…
Natwest say have to wait to reclaim charges on card when CPA cancelled
Hi, I cancelled a Visa Debit CPA with my Bank yesterday, when l say cancelled they said they can't cancel but what they would do is if charges are taken that they would refund me the same day. This morning, unsurprisingly money had been taken from my debit card. When l called up NatWest they said they could only…
Don't recognise this online PMTS payment within my Internet Banking
Hi all, Just have been checking my Online Banking today and cannot remember anything called Online PMTS CD 8949 which charged me £55.10 , I might be wrong and probably used some kind of service, but cannot remember paying for any thing that much within the last 2-3 weeks, does anyone know what it's for? Thanks for all…
HSBC Charges
After 7 years with HSBC I went overdrawn earlier this year (Jan) and was charged £75 ... Again I went overdrawn in March and was charged £150 ! ... I applied for a overdraft but they would not give me one and told me I had to pay them back within 3 months... I went overdrawn in April and another charge of £150 was applied.…
Reclaim Bank Charges Unpaid
Hi, Wondered if anybody could help. 4 years ago before, when I was 18 I had a bank account with Halifax, which gave me a £100 overdraft. I one day went over this overdraft by about £3, which I then refused to pay the charge. I think it was about £30? maybe more. I then went to uni and didn't think much of it. Now I have…
Bank of Ireland overdraft charges
Having recently incurred a number of charges relating to unauthorised overdraft charge with the Bank of Ireland ( Northern Ireland ) I was shocked to see that the charge including the unpaid direct debit charge is a total of £42 ( £21 + £21 ). Two bites of the cherry for an unpaid direct debit disgusting. I then checked…
Bank charges
Id guess you guys have answered this a million time but I know IV payed a fortune in bank charges to Abby national, is there anyway to still go about to claim them back ? I'm also currently paying a reducing overdraft off with hem that's down to about 250 from 1000 is this the kind of thing you can barter on for example Im…
Santander make a 21,000% return from me since January
I went £2.16 overdrawn in january on an account I just haven't used in ages, and I didn't realise. Then I moved house. I just went into a branch to order a pin number and card update details etc - I think I destroyed the last card - and discovered that a £2.16 debit has now ballooned to £457.06. This is outrageous. The…
Next Steps Natwest
Hello, I am currently trying to reclaim some bank charges from Natwest and looking for some advice regarding next steps. I based my claim on the fact that Natwest recently changed my student account to a normal account, and have deemed that my previous student overdraft, is now an un arranged overdraft. It stands at £1400…
Double direct debit payments and overdraft
Been a while since I've been on here so I hope I'm in the right place! My girlfriend has been charged two direct debits from o2, unfortunately this pushes her account balance and NatWest charger her fees.They barely stick to refunding in 3-5 days, generally requiring a second phone call to prompt the refund, but they do…
PPI sold to me when Self employed
Am i right in that if i was Self Employed at the time, i would not have been able to use the PPI
Unfair charges dispute with VERY...help!!!
Hi, Not sure if I am posting in the right area, but I'll give it a go nonetheless. I have an account with VERY to which I pay 5-10% of my salary each month, mostly because of their extortionate APR (49.9%...no idea why it has increased to this over the years) and 'account charges' (need to look into this too). My beef with…
Reclaiming Bank Charges & FOS
Hi all Not sure if this is the right place for this but Last April I started a DMP all of my creditors where great & have had no problems except from Lloyds TSB regarding my overdraft, I had massive problems getting them to change my account to a non fee paying account & they kept adding various charge after charge. After…
Starting to reclaim hsbc bank charges
Hi i have just started to try and reclaim my bank charges back from HSBC, i have used the initial letter on here requesting all transactions for data under the data protection act, also including a previous address for the last 6 years, this was on the 20th june, today i have recieved a letter of overdraft charges relating…
Payment coming out tomorrow, no funds
I've got a payment coming out of my HSBC account tomorrow and not enough to cover it, I don't have an overdraft. I remember reading something about HSBC if I go over drawn as long as pay it back before 3pm same day I won't get a charge, does anyone know if this is the case? I was planning on paying some cash in tomorrow…
Reclaiming Bank Charges from Santander.
I have the letter written and printed out and my list of charges. But I was wondering if anyone could help as to where I send it to? Is it my local branch or do I send to head office or somewhere else?! Thank in advance for your help x
Recurring Payment help HSBC Refuse to help
Hi everyone i'm with HSBC and basically i have a paypal account. The paypal account got hacked and someone added their name and address and has ordered certain items. I contacted HSBC and explained that I did not authorise the transactions and they have refunded me in the form of a chargeback temporarily. Now they have…
Help :(
When I upped my overdraft limit with HSBC to £300 I thought that this would mean that I would not be able to go over this £300 as it is a LIMIT. But it seems that this is not the case. As I rarely have the chance to check my account balance, I rely on this limit and I thought that I would not be able to go over this. Today…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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