Payment coming out tomorrow, no funds

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
2 replies 746 views
hemophobichemophobic Forumite
739 Posts
edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
I've got a payment coming out of my HSBC account tomorrow and not enough to cover it, I don't have an overdraft. I remember reading something about HSBC if I go over drawn as long as pay it back before 3pm same day I won't get a charge, does anyone know if this is the case? I was planning on paying some cash in tomorrow anyway.

Replies

  • WywthWywth Forumite
    5.1K Posts
    ✭✭✭✭
    hemophobic wrote: »
    I've got a payment coming out of my HSBC account tomorrow and not enough to cover it, I don't have an overdraft. I remember reading something about HSBC if I go over drawn as long as pay it back before 3pm same day I won't get a charge, does anyone know if this is the case? I was planning on paying some cash in tomorrow anyway.

    I suggest you speak to your bank asap.
    There is a significant risk the bank will not honour the transaction if there are insufficient cleared funds available.
  • "I remember reading something about HSBC if I go over drawn as long as pay it back before 3pm same day I won't get a charge, does anyone know if this is the case?"

    Have you asked HSBC?
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