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A&L and MBNA
MBNA want to settle my ppi claim for the amount I paid (about 20 quid). I always paid in full so never any interest charges. Their argument is that when my CC changed from A&L I had the chance to opt-in/out; I don't recall such. The payment is 'full and final'. My question is, is it and should it be - 'full and final'.…
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Reclaimed charges from studio cards
Just received a cheque from studio for £ 397 for charges waiting to hear back from them for ppi didnt realise how much you can claim back waiting to hear from 3 catalogue companys about charges i have been successful from new look store card got money back for charges and creation who cleared my account and refunded £6oo…
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Reclaim PPI
I have successfully reclaimed my PPI from Lloyds, for numerous bank loans I had with them, dating back to 2001. The refund I got outlined how much I got back from each loan. During that time I also had a Lloyds credit card, can I claim back on that card as well, or should I of done it when I claimed on the loan. Hope this…
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Next directory help!!
Hi I phoned up NEXT directory and found out that I have een paying PPI since the year 1999!!!!! This was an opt out scheme that I never knew I had. People seem to have had loads of difficulty reclaiming......please does anyone have any advice for me please in where to start!!??
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Barclaycard PPI
Dear Forum, I am a little unsure of how to proceed with my Barclaycard claim and hope for a little advice. I was told by Barclaycard six weeks ago that the reason my charges are high, is because I pay £50 a month PPI.! Good grief, I was not aware of this. I followed their proceedure to reclaim which I did and they rejected…
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Mbna
£823 - MBNA! Thanks Martin, you are the best!
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i have finished my trust deed can i claim ppi
hiya , newbe here , has anyone got any advice on how to claim ppi when you have completed a trust deed ,my claims would be over 12 years of cards and loans BUT...i dont have any paper work ?? how would i even start with this ...?? help appreciated ...:)
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Tomtom refund?
Can anyone give any advice on getting a refund back from TomTom? I recently went onto tomtom website input the information of my tomtom and requested updates, I then continued to purchase an update for maps I paid £44.95 and then when I tried to upload the information to my tomtom. I was then shocked when it said that this…
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Yorkshire Bank unfair charge?
Hi This doesn't really come under reclaiming charges as I don't think I have a chance of getting mine back! It's more advice that I am looking for. I bank with Yorkshire Bank and had a returned direct debit, for which there was a £35 charge, easy enough! Except that, they took the charge the very same day. Other banks I…
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HSBC PPI... can I claim
I have had 2 loans in the past with HSBC, one in 2006 and one in 2008. On both occasions I have not wanted PPI as I have been in employment where I am entitled to sick pay or redundancy severance, and my parents have savings for me 'for a rainy day'. Both times they said the loan would probably not be accepted without PPI,…
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Next directory
Hi Does anyone know how I can get my old next directory account number I closed3 years ago?
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Old GOLDFISH credit card
I held a Goldfish credit cartd 2005 - 2006 - I then moved house and paid of the debt in full. Stupidly I destroyed all the paperwork:( I believe that Goldfish no longer exists? I was told that Barclaycard took over the Goldfish accounts - I have written to Barclaycard giving my previous address/previous surname/ relevent…
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Reclaiming bank charges from HSBC
Hello Apologies for making a new thread, but everyone seems to be doing it so maybe it's the best way to get this seen: I have a HSBC current account with no overdraft set up. Over the past 14 months or so, my account has gone into the redzone several times. Charges have amounted to £770, and individual charges ranged from…
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Yorkshire bank credit card reclaiming
I have two statements from the above CC company which show the "Credit Cover Premium", How would i proceed with my claim. Do I use the template letter requesting details or do i need something else. Thanks
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Card Dispute
Morning all, I am not sure if I am posting in the correct section :huh: I went to a bridal shop in Southampton to purchase a dress for my daughter for her year 11 ball. Now really sadly her grandmother is ill who lives abroad, which means we will not be here, we have to travel to see her and take care of her. I contacted…
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Odd Overdrawn fees.
My mate was in the army since 2010-2011 When he came back, his income was much lower and as he lived a high spender lifestyle with his army wages. he continues to be overdrawn (extremely bad credit) He always believed he had a £700 overdraft limit, until one day he couldn't withdraw any more money and he was about £300…
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FirstPlus PPI won BUT being used to pay arrears
Hi there, I've had my PPI case upheld (good news) and better news it's over £20K! ..... however because my account is in arrears they, FirstPlus are putting the 'won' amount to reduce the arrears on the account... I can see that this is fair it just makes it all the harder to take...any advice or is this just the way it…
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How do I find if I was mis sold PPI from BarclayCard
Hi, I have BarclayCard from 2001. I dont know if I was mis sold PPI. How can I find that? Cheers, Sarah.
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Overdraft over limit charges.
I have on occasions during a months banking exceeded my overdraft limit by as little as £10 and at the most £72. I use internet banking and i am aware that i have funds in an instant access account. In previous months the bank have taken the over my overdraft limit from the savings account to bring the account within the…
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bank charges
Hi all my names mark ive just been through all my bank charges for this year and it amounts to over £300 now i cant understand this i have no diret depts no loans nothing only my mobile bill which i pay with my dept card when the bill comes i have no overdraft and only online bank (natwest). now they are sending me…
