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Natwest
Wrote to natwest re bank charges on current account from past 6years got letter back stating they think charges where acceptable blah blah blah... If I still disagree contact them within 8weeks Wrote back today to say I still feel my arguement stands as the charges where excessive etc... Will see what happens asked for…
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Bank charges county court case about to close. advise please.
Hello fellow MSE forum users. I have a question about claiming bank charges. My case was put on hold at the county court a couple of years back. This was while the banks were doing their appeal cases. The banks won their case and I thought this meant that my claim would be dismissed and I couldnt continue with it. I…
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No Banking Error = No Refund ?
Hi there, After a spate of charges that really felt like the straw on the camels back I decided to write a letter guided by the MSE step by step guide to reclaiming charges (i am in financial hardship) claiming for the last 3 years which totalled to £1580.96 in charges :eek: I firstly recieved a letter asking for me to…
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Bank Charges & IB Jobseekers Allowance
Hi all, first time poster here, unsure if I am posting this in the right area so apologies in advance if i am not! Unfortunately at present I find myself unemployed and having to claim income based jobseeker's allowance (for the first time :( ) I am due to be paid today into my Natwest Step Account. I have just checked my…
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Lombard Tricity Finance where has it gone
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HSBC Credit Card PPI - bank has no copy of the agreement
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HSBC bank charges
Hello, I received a letter yesterday from my bank (HSBC) stating that due being unable to honour a Standing Order of my rent they had charged me £25 for considering allowing me to go further into my overdraft. On Saturday I put a cheque into the account for £2,000 from my Grandparents but the two missed each other. I have…
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closed account,now im paying them for their charges
hi all, back in april 2010 i left barclays,because i was always over my overdraft and every month i was being charged over £100 fees,i saw a free money adviser who told me to open an account wih another bank so i did,i then informed barclays to close my account. now this year in january i had to agree to pay my dept back…
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received an offer from barclays
hi everyone back in march/april i started a claim with barclays for £2300 ( inc 8% interest) going with the human argument. today i recieved a letter saying that they wont refund the charges as people in financial hardship do not shop in jjb ect ! i accept this however 90% of my money was going to bills and debts. they did…
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Should i bother paying off debts??
I ask because Lloyds defaulted me about a 2 years ago and Ive not been able to obtain credit anywhere because of it (and its all their own charges and they refused my case of financial hardship) I've got a loan and overdraft facility with another bank and have been paying them off without problems but they refuse to give…
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Unfair Bank Charges
Hi, This is my first post on MSE and was wondering if anyone could give me some advise. My partner has been receiving letters of the debt collection company Lowell Portfollio re a debt with HBOS. My partner said that he has no debt with HBOS so I sent the letter stating that we do not owethsi debt and to stop sending…
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Taking your bank to court
Has anyone taken there bank to court for compensation of any kind ? I am considering it but seems daunting and expensive but i feel i have no choice be grateful of any advice please thanks. Daz
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Santander ruined my business
HELP, I am am at my wits end im not sleeping,eating properly my business partner is worse than me all thanks to SANTANDER BANK PLEASE DONT EVER GO TO SANTANDER FOR A BUSINESS ACCOUNT OR USE THERE CARD MERCHANT ELAVON THEY WILL RUIN YOU. I have an account with my business partner at SANTANDER out of the blue the account was…
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Unused account now built up debt in charges - help!
Please can someone help me, I have an account with an overdraft agreement and after transferring to a new bank I left this one open and paid (or thought I did) all of the overdraft off on a credit card. I didn't close the account and now they have racked up nearly £2k in charges! I have written to them saying to try and…
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What are my bank playing at...
How can this happen. I have a basic account. No overdraft. The sort 16 years old would get. The bank balance on my account 1 week after payday was £4. Pretty standard for me. I received a letter in my work telling me some bonus was coming my way. The next day my bank balance was £175. Brilliant, I withdrew it all as I…
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Help please to find my Barclay Card Account
I'm hoping that some kind soul is able to advise me as to how i can find out the account number of a Barclay Card closed Account ? I have called Barclay card a couple of times and was told that they are unable to furnish me with the information, i closed the account due to their charges, i wish to claim them back but can…
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bank charges
i have just recieved a detailed account of charges relating from 2001 till 2009 of bank charges, the account is now closed, can i claim charges backdating to 2001 or is it only the past 6 years, i.e from 2005 till 2009 when the account was shut down? the charges amount to £4000.
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Reclaiming PPI -some advice needed
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Can I claim on someone's behalf?
its for my sister as she doesn't live in the country. I remember at the time when she had this credit card and she had to leave her job due to a serious op on her foot and they didnt help with her debt even though she had been paying PPI (and she was led to believe she couldn't have the card without it). Anyway, she lives…
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HELP! Natwest Loan Charges
