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im stuck and need some answers.
i have recieved a letter from the bank. inside was a cheque,and a letter stating that this was a goodwill gesture.it also stated that i had 8 weeks to reply or they would presume the case closed.two days later i have rcieved another letter,this one is a acknowledgement letter from the court and it states the date 27/6/2007…
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Accidently claimed over 6 years
Can someone please advise what I need to do,, I have just sent the second letter threatening to take nationwide to court as they refused my first claim. I was about to take them to court or go to the financial ombusman as I have heard nothing further, but I have realised that I have requested over 6 years by mistake. I.e I…
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Student Account Overdraft Charges
I have a student account with Lloyds TSB. This allows you to have an interest-free overdraft of upto £1500. On a few occasions I've exceeded this amount, for a short period of time. Lloyds TSB charge £30 each day that you exceed the allowed overdraft amount, upto a maximum total of £90 per month. I've have been charged…
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Taking the bank to court...how?
Hi, I've recently sent the letters to my bank from this website to claim my bank charges back. Last letter I wrote was to say if my charges weren't paid back to me I'll take them to court. I haven't heard anything since from my bank that was about a month ago. Last letter recieved from bank was saying the charges that were…
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Paid referral fee
Hi, can anyone give me some help. I accepted payment of £1300 against £1700 owed to me by Barclays. Have just received my charges notification statement for june and they are still charging me 'paid referral fees' which is another £30 per item on top of the £35 they charge at the time they send back direct debits. I need…
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Need some advice.
Hi all, after finding this site and sending the first letter out to my bank, i recieved a reply pretty quick basicly saying that all charges are explained in the leaflet when you open an account and later on they have offered me a goodwill gesture towards the total amount you are seeking.All i have done is send the first…
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need help re sending letters-have no printer!!
as title says we have no printer at the min, and as my parents live in another town which costs bus fare to get to in order to print out these letters, would it be ok if i just wrote the out, very neatly lol, to save time and money. i'd really appreciate a quick reply as i'm going into town in the morning and could get the…
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nat west bank & debt collection agency
my son has paid nat west £500.00 in bank charges/he has paid a former nat west d.c.a.(westcott)£300.00 and the latest d.c.a. of nat west(capquest) is claiming he still has an outstanding debt of £650.00.the bank have offerd him a settlement of £500.00. but refuse to write off the £650.00.we have refused there offer and im…
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thanks natweststaffmember.but?
my son has never had any loans or any other form of finance from the bank,he has never had his hands on a single penny of the banks money all his debs are interest and bank charges that he stopped paying some time ago.any help would be great
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whilst totaling up my charges I discovered something else - is this right?
Basically, whilst totalling up the amounts I'd been charged, I found that on one occasion I was charged 6 times within a month. These were all in the space of about 10 days. The total ended up being £120. It wasn't the only time it happened, on another occasion I was charged 5 times and on another I was charged 4 times.…
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Help! Case Law Text Needed
I need the FULL text of the following Court rulings for the following cases URGENTLY: Campbell Discount Co Ltd. V Bridge (1962) AC600<O:p</O:p Lord Elphinstone v Monkland Iron and coal Co (1886)<O:p</O:p Commissioner of Public Works v Hills (1906) AC 368<O:p</O:p Wilson</ST1:p v Love (1896)<O:p</O:p Can anyone help with…
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No Questionaire
Hello everyone I have just received Notice of transfer of proceedings and on the second page the case details it says.... It is ordered that:- 1 The filing of an allocation questionaire be dispensed with in this case unless the District Judge at the court of transfer orders otherwise. I think I understand it but what do I…
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PC MEMBER V LLOYDS BANK COURT HEARING 5th JULY
there is a court hearing against Lloyd's tsb on the 5th July Counsel has been instructed and yes Lloyd's are defending if it does not settle tomorrow, "no sign yet" it will be the first case fully heard with the full arguments on the service point, the claimant has fully pleaded her legal argument. hence we at PC have paid…
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I am in court next Friday - advise PLEASE
Hi Martin and all readers. FRIDAY THE 13th !!!! This is my small claims hearing in Worcester County Court against Lloyds TSB over bank charges of £914.00, Lloyds are defending the whole claim. I have read about a questionaire that should have been completed but this has not been done and I would think it too late now to do…
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Now what........
Can someone please help? We thought we had done everything correctly in claiming our charges from the Halifax and it got to the stage where we decided to take them to court. We did everything money claim online said ( or so we thought) and now we've been told that our Notice of Judgement has been rejected because "…
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2nd Claim on same Acc' succesful with Barclays!
i made a claim for £90 worth of bank charges back off barclays recently after they charged me 3x£30 charges for going overdrawn on my account which has no overdraft by £430 through outright dumbass spending spree. in the time of me puttin in the claim i recieved another 2 charges bringing the total to £150! i had already…
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Bank of Scotland problems!!!
Hi everyone , can anyone advise on the following problem? My mother has been trying to get her bank statements since the 27th of march!! The 40 days came and went, finally she received some statements on the 15th of may. These statements covered the first three years. She called them to ask why only 3 years? They told her…
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allince & leicester dont own up
hi , this is my first time on the site, can anybody help us!! my son was charged £50 on 5 occasions for going £10 overdrawn each time. i have written using the templeplate letters on the website but to no avale. they are saying because he never had a authorised overdraft the are doing nothing wrong. are they right does…
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Can anyone help me with COBBETTS Solicitors
Does anyone know if COBBETTS will be taking me to court, I have sent them everything, the bundle statements letters everything, I have not sent the correspondence that I received from Natwest and RBS though with regards to settling the claim do you think this will help my case. Need as much advice as possible!!!!
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Mistake on my charges breakdown
Hi All - I was wondering if you could help. I've worked my way through the reclaim process and am now waiting for my Allocation Questionnaire to come through, as the bank have decided to defend my claim. I've started preparing my court bundle, just in case it goes that far. However, just noticed what I think is a mistake…
