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whilst totaling up my charges I discovered something else - is this right?

Basically, whilst totalling up the amounts I'd been charged, I found that on one occasion I was charged 6 times within a month. These were all in the space of about 10 days. The total ended up being £120. It wasn't the only time it happened, on another occasion I was charged 5 times and on another I was charged 4 times.

Are there any rules stating that you can only get a certain amount of unauthorised overdraft fees (or paid referrals) applied? I could have sworn that the letter the bank used to send out said that they'd only charge me 3 times in any one month.

Whats the lowdown on this please? This may well strengthen my case I'm thinking.

Thanks for any help.


Ross

Comments

  • Hi! Ive looked into this with regards halifax/BOS They can take a maximum of 3 charges per day for unpaid DD's etc +3 per day for paid DD's etc
    Sometimes they took £150 per day off me 2-3 days in 1 week
  • IZZY01
    IZZY01 Posts: 160 Forumite
    Yes, me too,
    In June 2004, I had approx £850. in charges!!
  • BEAUCHAMP_3
    BEAUCHAMP_3 Posts: 98 Forumite
    Its very misleading that the banks tell you this as I was under the same impression as you and have suffered similar charges, bankrupt again is correct.

    Claim back everything you have been charged for with interest.
    NATWEST Amount Claimed £2860 Amount Received £2860

    CLYDESDALE FINANCIAL SERVICES Amount Claimed £85.00 Amount Received £42.50
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