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bank trying to set aside default judgement
hi have a default judgement against northern rock for£3149.54 no money paid back now have ahearing date for 15 may. what do i do now.
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Nationwide
Hi I have issued court proceedings on Friday to Nationwide and now I don't know what to do next. could anyone help me please.
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Bank respose letter
Hi All,I'm after some advice from people who are in the halifax or anyone who has had the same respose letter,it say in short its sorry to hear that I'm unhappy about the charges debited to my account and goes on to say the regulators gives them 8 wks to investigate and respond to the complaints,to finish with it says it…
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Question *confused*
I am starting legal action against my bank. I have to fill out the claim forms and drop them to my court on monday. I need to put a figure down on my claim form as to how much im claiming. My charges have not stopped and the figure is constantly changing. Also Nationwide have agreed to write off some of the money (which…
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Are the banks starting to take a stand?
I have noticed more and more people mentioning Court, as opposed to Cash! Are the banks starting to kick back???
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General Form of Judgement from Court
I have received a General Form of Judgement, don't really understand it? It says It is ordered that, 1. The claimant shall by 4.00pm on 04 May 2007 file and serve a fully particularised Schedule of charges and interest currently in dispute (Do I need to send another one)? (more charges have gone on since I started this) 2.…
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Hi I need some help regarding defaults
Two banks have placed defaults against my file, one bank has given me a final settlement figure but i want to know what I can do regarding my defaults. I sent The Letter Before Action, asking them to remove each one. The bank who has given me a final settlement asked me to write in regarding the default. I need some advice…
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Agreement to Pay
Hello, Back in mid 2001 I was struggling to pay my Barclaycard credit cards and also my GE Cap 1 store card and had a few charges added to each account. I did however come to an arrangement to pay back the balances that I owed with the interest frozen and finally managed to clear these debts in 2005. Would I have any case…
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Charge Calculator ???? Not showing details??
Hi all Have received my charges back from closed capital one acount (simple phone call 2 weeks ago and they came this morning) today there are £300 worth of charges..... just sat and input them into the calculator and it shows the details as NaN?? Have cut and paste one row and total row below from the page i plan to…
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Charges but no details
I wrote asking The Bank of Scotland for details of my bank charges. After a wait of more than 40 days I received a list of a few years with the rest being promised within 2 weeks. The problem is that the list only details the date and the amount of the charge. As the charges are from several years ago I do not know what…
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I have a date for going to court. What happens now ?
Hi all, I have received a date to go to court against Barclays of the 8th May 07. I am claiming just under £1100. I have followed the instructions on this site to the letter from day one. My question is what happens now. Can I expect Barclays to contact me to settle ? If so at what point prior to the court hearing are they…
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Charge refund - a few questions
Hello I'm considering going through this process on behalf of my mother who is a pensioner but have a couple of questions 1 - In the past i have requested replacement statements from my bank for one reason or another and been charged £5 or whatever. I notice in the template letter asking for the charges info it mentions…
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getting my charges from the bank
can anyone help I bank with Nationwide and they recieved my letter with the cheque requesting a list of all our charges for the last six years. They have cashed the cheque and when I spoke to the bank they informed me that they had 40 days in which to provide me with this information. Is this 40 working days or 40 days as…
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Second Claim
I claimed my charges back last year successfully. The charges have started again so I was wondering if I could claim against them a second time. You would have thought that after paying up the first time that they would have sorted out their charges system out by now.
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Going for interest big risk???
Hi, I am currently on stage 1 so there's no pressure on me yet, I sent the first letter yesterday asking for £360 but have recently discovered another £35 fee in my online statements so will add this onto my next letter after they refuse... I hope this is OK. My question is this: I would like to ask what the extra risk is…
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2nd letter back and nothing...
Hi all Well i sent my claim into Barclays... with the pack i sent, was the covering letter (thankfully downloaded from this site) an excel spreadsheet of all charges and copies of statements which totaled £4,350. This was sent via recorded mail on the 23rd March. I received my first letter from Barclays stating there…
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Can I claim on a closed account, no account number?
Starting a new thread regarding this subject. Yes you can. If you no longer have the account number and branch sort code please send the bank or credit card company your name with any changes that may have happened, any relevant addresses and your date of birth and this should help them trace your account. As always read…
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How Much Can I *Really* Claim?
Hello. I am trying to sort out how much money I can claim back. I have read the guide, but I am still quite confused. When it says the banks now charge £12, does that mean I can claim the amount -£12 on each thing? So if I was charged £35 on a transaction I can claim £23 of that back? Edit:: Allow me to be a bit more…
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HELP! Unusual situation and wanting to claim
Hi Guys, Hopefully some of you can help me out and point me in the right direction. I have been wanting to claim back charges for a while now but kept putting it off, well i have now transfered over to a new fresh bank account and am ready to get going but my Bank and credit cards are a bit funny and i allready have…
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Pre Trial Review
Hi Can anyone advise as to what the 'pre trial review' entails? I have not received a "court allocation questionnaire" or had to produce a 'court pack' all I received was a letter from the court giving me a date for the review that will last about 10 minutes. Slightly nervous now but still keen to proceed with my claim.…
