How Much Can I *Really* Claim?

Mechanicus

Hello.

I am trying to sort out how much money I can claim back. I have read the guide, but I am still quite confused.

When it says the banks now charge £12, does that mean I can claim the amount -£12 on each thing? So if I was charged £35 on a transaction I can claim £23 of that back?

Edit:: Allow me to be a bit more precise:

Every month I am being charged £12 overlimit fe on my credit card. I don't have the money to pay it, and it is always the fee which puts me over the limit (My card's balance might be £195 at the end of the month), so I am charged an overlimit fee for being over the limit they put me over.

Is there any chance - seeing as I am with Natwest, and the fee is £12, that I would see any of that money back?

Beate

No you claim the whole amount back!!

Mechanicus

Even with that edit that I added? Or just that change matters?

Oh, also, should I add 'credit cards' to the pre-written letter?

Beate

Yes you can get it all back. Thousands of people have. Read the Success Stories and the Natwest Thread as well as the Reclaim Help Thread and start claiming!

Mechanicus

Right. will do.

One final point which has been niggling me. Is this the right address to send the initial letter to Natwest:

Retail Regulatory Risk
2nd Floor
Cornerstone
60 South Gyle Crescent
Edinburgh
EH12 9WF

It's the one in the Help Thread, but I just worry because it has nothing about Natwest in the address (Like Natwest House or something!).