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Insuring a SORN'd car for say a day or a week in order to drive to local garage for MOT
After the hilarious Aviva experience now posting the salient question.I am insured for my usual car but have an old reliable banger which has been garaged for ages. MOT passed in 2018 and only driven 100 miles since then but expired in 2019 so SORN'd (and obviously tax has run out).I now want to sell the car so I want to…
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Aviva hilarious re temporary car cover.
A precis conversation I had today - with a very pleasant South African Aviva operative who was clearly embarrassed: Me: I already have a policy with you for my usual car but I have an old car which is SORN'd and without an MOT or Tax. I want to drive it to a local garage for an MOT and I believe I do not need tax but do…
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Smartparking.com how to pay?
I'm trying to make a payment on their website as I received a PCN. However their website keeps showing me this message: Sorry, an error occurred whilst processing your payment. Please try again. No other message. I have tried different credit cards but the same message appears. I'm trying to stay away from their 0845…
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Can I cancel car insurance claim to have my car repaired?
I was in an accident we are awaiting engineer's report for over 3 weeks now on my car. Am I legally allowed to cancel the claim on my car and instruct my car insurance engineer not to categorise my car cat c/d etc. Which will allow me to sort the car out myself as I'm a qualified mechanic to trade. I couldn't care less…
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Brake fluid leak
Hello I have a 2006 1.6 manual petrol Nissan Note Over the last couple of months the brake fluid has gone from max to min a couple of times so I've had to top up a couple of times. I have checked and the only sign of a leak I can find is some fluid at the top of the brake pedal where it meets the servo in the drivers…
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How does fuel pricing work?
Bit more to it than appears in the thread title. So around here you have a Shell and BP that are basically opposite each other, owned by the same people. They used to be the cheapest in the area some time ago (aside from supermarket) but now they've gone totally the other way. When this whole Russia thing kicked off they…
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Own fault car accident turns out I am not insured
I recently had an accident, the person in front of my did an emergency stop whilst someone abruptly pulled out in front of them to turn off. I realised too late braking, slowed to less than 10mph and tried to go off road and hit the rear side of their vehicle, damage to both our cars was scrapes/scratches. They had a child…
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No Claims Enquiry -- Capped 10 years, but actually have 16?
I've been driving 17 years, and have had zero claims. However, during the journey I've used insurers who cap NCB to 10 years, so my NCB "certificate" doesn't actually reflect this. I'm looking to sign up with Ford Insure who seemingly cap at 15 years, and the difference between that of my NCB Cert (11) and that of 15+ is…
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Scrap car value
Daughter has an 11 plate Meriva that has been condemned by our local well trusted garage. The bodywork is good for its age as is the interior but it is uneconomical to repair due to engine problems caused by a blown head gasket. Could anyone advise what sort of return she could get from selling it to a local breaker please?
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Tyres cracking and MOT
Hi everyone, I have my MOT due this week and I have about 4mm of tread left on my tyres. However they are cracking around the outside edges. I’m told it is because I have not done much mileage, which is true, I only do about 2000 miles a year. Car is 2016 reg and it’s only done about 17k total miles. will my tyres fail the…
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Company car fuel costs
My company pays me the gov recommended rate of 11p per mile for their company car, a 1.6 diesel, when I do business miles but the gov figures for recommended rates do not take into account my mpg is 15% below gov rate and fuel rate of 1.51p /lis we’ll below current price of 1.70p/l. I’m well out of pocket. What can I do…
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Temporary car insurance
My car insurance is due at the start of April but I return the leased car at the end of May and take on a new car. Do I get an extension on the current insurance policy and start a new policy with the new car, or renew the policy for April and change the insured car during the policy?
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Selling nearly new tyres?
Massive mistake this am. My leased mercedes failed mot on tyres (yeh I should have checked first!) and all the mot place had was budget ones. Checked reviews and they seem OK. BUT, its going back in 12 months (prob 15k miles) and its got to have premium tyres on it to go back. Prob do about 15k miles between now and then -…
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Car insurance
MSE: Car and home insurers are to be banned from charging existing customers more at renewal than they would expect to pay when taking out a new policy with the same firm, as part of a ‘loyalty penalty’ crackdown. Has anyone told the companies this? My renewal quote from LV was £400. On the Meerkat it was £70 less with…
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worth switching to plug-in hybrid?
I currently own a relatively new (69 plate, bought Jan 2020) petrol car, I drive about 1000miles/month. Car is very cheap, I managed to negotiate 30% off list + free servicing, so it's costing me peanuts, especially when compared to today's prices. it is on finance, but if I sold today, I'd probably end up with in between…
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Insurers for musicians?
I just tried to add my son as an extra driver on my wife's policy with Tesco, but they declined because he is a self-employed musician. Can anyone recommend an insurer I could try. The car is only a small Kia, and his use of it would be infrequent.
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Cheap short term car insurance
Good morning, My car insurance runs out 27th March. My new car on my husbands work scheme doesn’t arrive for another 3-4 weeks. Can anyone recommend a company for short term cover please? Quotes I’ve already got from Comparison sites are coming back around the £200 mark, it’s only £300 for a whole year on my current…
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You Are in Control or Maybe NOT!
As you were the one in control of the vehicle and therefore your clearly heavy right foot, you are 100% responsible. Your actions caused you to a) speed b) thus break the law c) drew the attention of the police and d) got issued with a fine. Even if your friend tried to persuade you to drive faster, it is your conscious…
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Caught Speeding / NIP not received within 14 days
I have received a NIP dated 01-03-2022 for a speeding offence dated on 12-12-2021. Because the date on the NIP is more than 14days, How did i get this over turned, do i still need to complete the NIP and then get it cancelled?
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DVLA delay
I sent my driving license to the DVLA 6 months ago to change my name and still don’t have it back. This has delayed my Motability car application massively of which I’d already ordered but the dealership have had to put the car out for general sale. I’ve been told that I may have to wait until July till I get my car due…
