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Can I cancel car insurance claim to have my car repaired?

Davhen86

Davhen86 Posts: 5 Forumite

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10 March 2022 at 11:46PM in Motoring

I was in an accident we are awaiting engineer's report for over 3 weeks now on my car. Am I legally allowed to cancel the claim on my car and instruct my car insurance engineer not to categorise my car cat c/d etc. Which will allow me to sort the car out myself as I'm a qualified mechanic to trade. I couldn't care less about a payout for repair costs as this company (1st central) are an absolute nightmare to deal with and I need the car back on the road ASAP.

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Comments

wongataa Posts: 2,695 Forumite

11 March 2022 at 8:32AM

You can cancel the claim if you want to.

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Grey_Critic Posts: 1,414 Forumite

11 March 2022 at 10:58AM

wongataa said:

You can cancel the claim if you want to.

It will however show on your record - You are required to inform the insurers of any accidents even if you do not make a claim.

Not everybody does of course. Scrape the gatepost for example and just get it repaired as cheaper than excess and losing NCD.

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Davhen86 Posts: 5 Forumite

11 March 2022 at 11:53AM

I know I can cancel my claim but will that cancel out having the car categorised too? It's not been categorised yet

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Grey_Critic Posts: 1,414 Forumite

11 March 2022 at 2:20PM

If they do not inspect it I do not see how they can.

When you scrape the gatepost even if you tell them but do not make a claim they have no idea of just how major or minor is the scrape/damage.

Of course others may think/say different

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