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Discharged DRO 3 years ago but can’t get PCP.
I was forced into DRO January 2017 thanks to ex business partner. I’m back working full time as a director of a UK LTD company. We are making a good profit, paying good tax and in general doing very well so I approached a car dealer for a PCP with a good deposit etc. My credit score is above average but I do have this DRO…
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Fiesta service dispute
I recently had my 65 plate fiesta diesel services at a Ford service garage (major service at 90k miles). The garage is not a Ford dealership but the servicing is officially Ford. The car is immaculate and has always had regular Ford services. It has never given me a moment's trouble. Less than a week later on only its…
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28 day deadline missed
Hi, I have missed the 28 day deadline to surrender my licence and pay the £100 fine for speeding. I had it ready to post after I finished my shift at work, but totally forgot. It was in my car for a good week until I realised. It was already too late by the time I posted it, by 2 or 3 days. I received a letter today,…
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Leasing vs buying a car
I'm looking to buy a car but I'm really surprised to find out that leasing a brand new car which INCLUDES insurance is actually almost the same as some of the car insurance quotes I've been getting for a ford fiesta that I'm looking to buy. The car would cost me £4k and the cheapest insurance quote so far is £180 a month.…
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Sold car privately, buyer wants refund
Hi. Yesterday I sold my mum's car privately, to a couple - they messaged me on the advert listing and turned up and bought it within the hour. Today they called my parents and told us the clutch is broken and that we are scammers. The bloke says he "called some mechanics who said the clutch will break within the next…
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Landrover 1st car service
I'm wondering if anyone can advise me please. We have a new Landrover Velar which is leased through our business. It is due a service. I have called our nearest Landrover dealership who have quoted £483 for a first service. My question is, do we need to go to Landrover, or can we take the vehicle to another garage to be…
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Changing a Bulgarian car licence for a UK licence
I'm a UK national who has returned to the UK after 8 years working in Bulgaria. I transferred my UK licence to a Bulgarian licence in 2019 and now want to change it back to a UK licence. The DVLA website is not accepting a Bulgarian address (I have only been back in the UK for one month and they want a 3-year address…
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Car crash advice
Hi all this is my first post unsure if its in the right category. First off I'll explain what happened. 21 10 2020 I was approaching a junction slowing to take a left hand bend. It's a give way so can't be doing more than 15mph about 8 metres away from the junction. Whilst approaching someone cut the corner without looking…
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Strange MOT history?
I am considering buying a used car, a Skoda Octavia, which is 3 years old this month. I know that it's first MOT was due this month. I checked its history on DVLA website, and it has already had, and passed, 5 MOTs! The first one was June 18, then another in Sept.19. Then a third in May 19, another a month later in June…
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Cost effective way of buying a car on finance?
I've always been anti finance and i admit to knowing absolutely nothing about it. Literally nothing. My sisters car is causing too many problems. Turbo went at a repair cost of £900 and then she's had it back at the garage every other week about 5 times now as it will go in to limp mode. Usually after a motorway journey it…
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Dealer will not refund deposit
Hi please can someone help me. I went to a used car dealer on the 15/10/2020 I saw a car I liked but we couldn’t agree a deal. I went home thought about it and rang them with my final offer, they eventually agreed and I spoke to a member of staff who said “ we need a deposit of a £1000 before we will start work on the car.…
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Vehicle outside the UK conundrum
Hi, I'm a UK national and own a UK registered motorcycle which is currently stored (and not being used) in a garage in Prague, Czech Republic. I rode the motorcycle there this summer, but decided not to ride but fly back to the UK which is where I am now. The 90 days that my insurance covered me for have now passed several…
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Renault parts
Hi, We have a 10 year old Renault Scenic that has been waiting for a new windscreen wiper motor for over 8 weeks. Just wondering if anyone else is having problems sourcing Renault parts and if you have found a way to locate them? We have tried many dealers and also local second hand scrap yards. Thanks
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How often do you change your car?
I change my car about every 2 years, this is probably a bit less than average but I do get bored and with so many great cars out there I want to try something new. Would be interesting to see how often you all keep cars for?
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Using third party insurer to deal with non fault claim when third party has admitted liability
I was in a car accident yesterday and I posted on here about whether to go with auxillis for the non fault route or to go with my insurer admiral and have to pay excess and then claim it back when liability was admitted. I decided to go with admiral to avoid the hire agreement and admiral passed my details on to a garage…
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Do dealers always pitch their second-hand prices to account for offers?
Everyone knows dealers don't expect buyers to pay list price for a new vehicle, unless they are getting an inflated price on any trade-in. But what happens when they put that trade-in on sale? Is it the norm that a cash buyer ( i.e. no finance or trade-in) will get it at a reduced price, and would this be the same for…
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Void car insurance.
I made a costly mistake and assumed a driving ban that I had previously got was spent as it had been over 5 years since the crash. I then took out car insurance with what I thought was a clean license. Unfortunately I had to make a claim and was informed that I had not declared a previous driving ban. It turned out the ban…
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Getting a car, what is the process?
Haven't driven for 7 years Got a clean license Lost the physical pink card a long time a go I take medication for mental health and understand my psychiatrist will be involved Thanks
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Dpf
I have a ford focus 1.6 zetec 2008 and I have tryed to have it regenerated but the bloke tryed loads of times it iwas not having it so I am stuck now.
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Non-fault claim: should I use Auxillis or own insurer?
I was involved in an accident today, after providing details and circumstances to admiral my insurer I was told that I was not at fault. I was given either the option to go through Auxillis who would sort it for me or to go through Admiral but I'd have to pay excess and lose NCB but this would be refunded/reinstated once…
