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Motoring

Archives for October 2020

Voluntary termination final figure help !
I have called my finance company to VT my vehicle. I first called them on 13th of October and they told me there was £400 outstanding to reach 50% of my agreement. I made this call because I might be working from home for a long period due to covid and was awaiting confirmation I then called them today to VT as I received…
Sold car to dealer - threatened with legal action
Hi all, Looking for some advice. I privately sold a 2011 VW Eos with 48000 on the clock via Motorway.co.uk a couple of weeks ago. Noted all known defects in the listing, including paintwork chips, small dents and scuffed alloys. An offer was made by a dealer in the Midlands (will avoid specifics for now) for £4,150. They…
Mot charged to much. AA
Hi, I went through the AA To get my mot, they have taken over £600.00 to pass my car. When I went to pick my car up. I was told the garage quoted the AA £280.00!. Why can they charge twice the garage price and can I do anything about it?
DOB dilemma
I was born abroad and came to the UK as a young child. When I arrived, my father registered me with the school and GP under the DOB of 12/09. Unknown to me the DOB on my passport was 22/09.Anyway, as a child I always assumed by dOB to be 12/09 and ran with that through school etc. Then I got my diving license and passed my…
Motor Ombudman Final Decision Not Paid
Back in June 2018 I had to raise a complaint with the motor ombudsman as a garage I used had been in competent with regards to the work and awkward with handling it very much a fan of going quiet and hoping you just go awayFinally had a decision from the ombudsman stating they should give me back most of my money. When…
Damage to Car, insurers not authorising works
Hello, I'm a bit lost with all this accident claiming and not sure where to turn for advice! At the end of last month I came off a country road, onto a ridge and then into a hedge. Two of my tyres were left suspended in the air so I couldn't reverse out. This happened quite late at night, so I called RAC recovery (despite…
Insurance Problem
Hi I think most people will probably tell me its my own fault but this is what happened, I went back to work at the begining of October, hardly used the car and its mainly been off the road. I was parked up in a parking bay just stopped to use my phone when a scafolder reversed into me. I got out he got out and then his…
Both headlights (low beam) blown.
Is there any logical reason why both headlight bulbs on a car should blow at the same time? Yesterday afternoon, I went out for a drive and as it was raining fairly hard and visibility wasn't great, I put on my headlights. Although I couldn't confirm at the time that they were both working, I checked later on my dashcam…
MOT- Exhaust
My car passed MOT -two months ago. No advisory. The exhaust is blown- top/middle need done. Trader who sold said wear and tear. Garage repairing said it's a hard place I am in. But one guy is dubious this just happened- smallish town so understand loose lips etc. Anybody with a mechanical mind have an opinion.. I believe…
RAC policy recovery restriction, beware
I bought an annual policy with RAC in June. Have home, roadside, national recovery and onward travel cover. However, my vehicle broke diwn at home and so will only be recovered 10 miles. The additional 27 miles i need requied over £180. Has anyone been caught by this? Has anyone had any satisfactory resolution for not…
Car Insurance
I am with Churchill and took advice not to renew and looked for a new insurance company, filled all the person questions (which from now on will use fictitious names) and applied for a quote to LV Insurance, they quoted TWICE the amount that Churchill asked for - how can this be right, anyone looking for a renewal knows…
Peugeot 207cc help needed
I’m think of buying a Peugeot 207cc but on mot it states below, is it worth buying and how much would it cost. * Offside Front Outer Drive shaft joint constant velocity boot severely deteriorated (6.1.7 (g) (i))
DVLA Problem
Hi. Wondered if someone could advise. My daughter part exchanged her car in December last year with a garage. The log book was filled in etc and she posted it off as normal. Just this month she has been contacted by the DVLA with a bill/fine for non payment of road tax £80. They are saying they never received the log book.…
Car repairs costing money but still no fix
Hi all, Posting here as a last ditch attempt at trying to sort my issues with my car and see if anyone has any advice! I own a Peugeot 107 (2010) and have done for about 3 years. I pay it off next month so I'm trying my absolute best to keep it working so I don't have to fork out another few ££ on a new car. The car has…
Peugeot Just Add Fuel - DO NOT SIGN UP
Ok so... signing up to the Peugeot Just Add Fuel with Telematics was probably THE WORST decision I have ever made in my entire life. It has caused me endless problems and is costing me a fortune. Do not get this deal if you plan to change circumstances AT ALL in the next 3 years. If you do, make sure EVERYTHING stays…
Hiring a driver for the driving test
Hi, I am buying a car with my provisional licence and want to use the car for my driving test. Unfortunately, the friend who supervises me cannot accompany me on the test day. So I need to "hire" someone to pick me up in my own car, bring me to the test centre, wait until I finish the test, and bring me & the car back home…
Blown head gasket
I got my car serviced last Thursday and there were a few faults that needed to be rectified. This Sunday I had my car head gasket blow up and I found out today that it's going to cost me a lot to get it fixed. My question is, is there any way that what the guys did during my car service cause the car gasket fail just a few…
How to beat depreciation
Over the last 15 years I have tried bought various cars, but always getting more expensive each time. My motoring days started with a £500 car that I sold on a year later for £400. I then had a couple of £2k cars, kept them a couple of years and got around £800 back. I bought a £6000 car which was just over a year old,…
MOT due 7 weeks before scheduled service
MOT due 4 December and service on 26 January. Is it sensible and money saving to bring the service forward and do them both together? Or is it more money saving to wait for the service until the date it is due?
Can I part exchange if my cars driverside headlight isnt working?
Basically i was wondering if i can part exchange my car even though the drivers side headlight isn’t working? Or should i replace it first then part exchange it?. My car is a Mercedes benz c class 2015. And the headlight costs about £500+ for a new or around £300 for a used one. Still on finance. I’ve never had this kinda…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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