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Car insurance written off,and paid settlement. Can we keep the boot spare wheel before they collect?
To keep it short and simple, mates car was involved in an accident, it was declared a write off from photos sent to them. They assessed it a write off from photos of the outside of the vehicle sent to them. No photo of the inside boot spare tyre wheel was shown to them. and they did not come out to see the car physically.…
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which uk car company will make it until 2021, your predictions?
which uk car company will make it until 2021, what are you your predictions, with what is going on?
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Late SORN
Hi guys, Got a new motor on 9th March. MOT ran out on the 5th on the old one and insurance got moved to the new car on the 9th. I was intending to get it scrapped straight away but hadn't got round to it so have just declared the car SORN until I sort out where to scrap it. Obviously this means the old car didn't have…
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Warranty?? Should I get it
I am looking at buying a seat Leon 2019 with 6000 miles on the clock and 22 months left on the warranty. Motor point want to sell me an extended warranty on the car that will become active when the 22 month manufacturers warranty runs out. The warranty they are offering is £489 for an additional 2 years. To me that's quite…
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Best Way to Buy a New New Car?
I have decided to buy myself a new car costing about £15,000 since my cruise has been cancelled. I have the cash but would there be any advantage in buying the car using some type of credit?
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VW emissions
Morning, has anyone who has claimed with slater and Gordon for the emissions scandal heard anything recently or how the case is going ? Tried emailing them and heard nothing back since the new year ?
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Car went into back of my car. What do I do next?
They admitted liability and we exchanged contact details. Damage is crushed number plate and little gauges/scratches on surrounding bodywork. They would prefer to settle without using their insurer if possible. I’ve tried contacting my insurer ‘Quote Me Happy’ for advice but they have no call centre and I don’t know when…
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Free Car Tax on Enhanced PIP
I am trying to tax a car, the owner, my husband has just been awarded the enhanced rate of PIP and so is entitled to the free tax. I wondered if there is anyone on here that can advise about what you need to take to the post office when applying for the free tax for the first time as Im having problems. I have been trying…
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Car insurance claim against me
Apologies in advance for the long post. My partner and I have just bought a new vehicle. I was most surprised to find that I could not get insured as a named driver. After days of investigations, I found out that I had been involved in a multi vehicle collision last year. So the long and the short of it is that a woman…
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Speeding fine : Calibration query
Hi all, (hope this is in the right place) I have just had a speeding fine through and I really done think I was going that fast I remember looking at the Speedo, and I go on that road every day and see the camera van. anyway I have looked at the certificate and the camera is only calibrated at 150m. The picture they have…
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Tesco petrol contamination
I’ve had an incident with Tesco petrol station and the unleaded tank had diesel - Tesco have admitted liability and I’ve had a letter from their insurance company with an offer to cover my costs and an offer of £25 good will gesture. Honestly I think £25 is an insult considering the hassle this caused, and my partner…
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Think the garage broke my car - update
Hi all. Posted previously about my car in another thread with a different username (due to forum change etc). So, an update. KwiKFit say my car has a misfire, probably due to damage to the timing belt. This might mean the valves in the engine need replacing.... Now, backstory. I took my car to them in mid Jan due to a…
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At fault company vehicle driver wants to pay damage repair without involving his company
Our company vehicle was clipped in a filling station whilst our driver was in the shop paying for fuel. The driver of the 'at fault' vehicle wants us to contact him directly to pay for the repairs. He does not want us to contact his company. I don't know if he's worried he may lose his job or what. Should I ignore his…
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Changing car mid-PCP... what's the MSE advice?
Hello, hoping some more financially savvy people than myself may be able to offer some thoughts on my following situation. I took out a 3 year PCP on a used car from a main dealer just over a year ago which costs me £175 per month. The car is very small - a Fiat Abarth 595 - and is no longer fit for my usage which is to…
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Having an issue with Richard Hardie garage about car bought form them a few months ago
Hi, wondered what people thought about this. Bought a Fiat 500X from main dealer last August, still in warranty, but understand break pads and discs aren’t covered in this. However, mate noticed that discs looked bad but mother has been very ill so haven’t had time to get it in until today. They were going to charge £300…
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Think of a number and double it
Here's a fun game, how much do you reckon a Kia main dealer is trying to stitch me up for this little lot - 62 plate Kiao Rio 1.1 CRDi.How does £800 plus sound?
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Small Claims Court - Stolen Vehicle Resolution
We recently had a vehicle seized by the police after finding out that it was stolen. We bought the vehicle in good faith and with all the legitimate paperwork. We have been advised that we have a valid claim to take to small claims court to recover the money from the private seller that we paid for the vehicle. In a bid to…
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Car accident - insurance claim and claim against other driver
Hi Hope someone can help. I've been driving for 30+ years with no accidents Someone drove in to the back of my car at speed with some force causing extensive damage to the back of my car and causing me to bang my head on the headrest. Luckily my insurers say that as it is "no fault" I can recover all my costs from the…
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PCP partial repayment to reduce term
I recently purchased a new car using a 3 year PCP and I am looking into the consequences of overpaying my PCP, my confusion is about what happens to the optional balloon payment, can I still return the car to deal? Here is an example: Suppose I need to pay £300/month for 36 months (e.g. Jan 2023), and the balloon payment…
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The best / worst dealer chain to try and buy a second hand car from?
I don't want to go into details yet (I will later once it has all played out) but I'm curious if there are well known best / worst national dealer chains to deal with? It's old fashioned I know. but all I want is to PX my existing car and buy a second hand one outright. Not interested in paint / fabric / GAP / dent /…