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Motoring

Archives for February 2018

Car Insurance 25% increase for CUE entry
Hi I am after some advice I recently got a quote via Admiral for £550 per year ( Car Insurance 8 years no claims ) which i was happy with we then proceeded only for it to increase by £200 because there was an incident on the CUE database. Spoke to the liability team who deal with CUE queries who informed me that there was…
Business mileage
Hi All First post - please be gentle! I use my own car for work. We are paid 50p a mile, 5p of which is taxed. Until now the procedure was to claim every journey as starting and ending at the office even if I went straight to and from visits from home. Not sure why, but it's been that way for many years. Management have…
Poor Service - Car Dealer
Hi, Just recently put a deposit on a used Voltswagen over the phone. It was a real good deal and I went for it even though it is a 2 hour drive away. Anyway, in my opinion the customer service is very poor and wanted people's opinion if I am just over reacting and if I should do something e.g. complain. I put the deposit…
Privately sold vehicle, new owner claims fault
Afternoon folks, So, I listed a used van on eBay, described correctly, MOT until 24th March 2018, some history, was running perfectly to the best of my knowledge (I am not a mechanic, purchased the vehicle privately approx one year ago and have travelled 1600 fault free miles). A chap offered a fair price, I agreed to his…
Unidentifiable knocking on 58 Mitsubishi Lancer
***Title should have read 58 plate Mitsubishi Lancer!*** I was just wondering if anyone could give any thoughts on this. I have a 58 plate Mitsubishi Lancer GS3 petrol (not an Evo - just a bog standard Lancer). It has 100k miles on the clock, and so far it has been bulletproof during the several years I've had it. It's…
Car rear-ended my car, insurance renewal issue
A car slid into my car today have had the bumper checked no obvious damage, other car has cracked numberplate. My car is fully comp, I understand that I should let my insurer know although I will not be making a claim. I have renewed my insurance with another company this starts in a weeks time. do i have to notify both…
Diesel price differences Exeter v York 8p litre
Often travel between exeter & york . Always use petrolprices.com to ensure i know my prices . For years now , generally the case that at the best priced (ie supermarkets).. that York is about 2p a litre cheaper than Exeter. For more than a fortnight now .... 8p a litre differrence !!! Exeter £1.209 / £1.219 versus York…
Car insurance claim help!!!
Hi all, 1st post here, looking for some help/advice. My husband who is a named driver has recently been involved in a claim on my car insurance policy. It looks like due to the damage my insurance company Aviva are going to write off my car :( although car is still drivable it’s pretty damaged and would need a full new…
VT Excess Mileage - some you, some you don't
For anyone questioning whether they should pay excess mileage charges when voluntary terminating their agreement, or whether they should have their day in court here are links to 2 recent County Court cases now that have completely different outcomes.…
Brake fluid and ‘4x4’ oil change
First post here, so go easy on me please. Had my MOT a week ago on a four year old VW Tiguan. The service is booked in for tomorrow (I know, should have done them at same time but the booking staff gave me completely incorrect info on my service schedule). Anyway, the MOT showed that the brake fluid condition was fine. I…
Mileage on a 17 Year Old Audi
I’m looking at a Y reg Audi TT as my mileage has now dropped massively and I want a car primarily to have fun without breaking the bank! This particular one has 150,000 miles which initially put me off but then I realised that’s less than 10,000 a year. There are similar models that have done about 5,000 a year. At this…
company car - tax code
I started a new job at the beginning of January with a company car and it's the first company car I've had. Do I need to inform the inland revenue of anything or does my employer do that?
Paying off car finance early - Reductions?
I'm not sure if I've made a huge mistake here. I've had some long term savings as well as my grandad wrote me a cheque towards a new car shortly before he passed away. With this I bought myself a new car, totalling at £23,000. £3500 was knocked off due to part exchanging my old car, and the dealership being a typical…
Transfer of registration document
Hi, this is my first time posting so apologies if this topic has been covered before... I recently emigrated to Africa and asked a friend to sell my car and in between use the car if he needed to... He then went onto sign the registration documents and was going to transfer the car into his name (we had spoken about it and…
bought a car then it broke
hey all. i bought a just over 3 year old bmw 118d with 20k on the clock from a car supermarket on finance. It broke down 6 hours later. a problem with the brakes. the car is currently in a bmw independent specialist as the supermarket wanted someone more qualified to fix it. This happened 2 weeks on saturday (10/02/18) The…
Mechantronic Unit gone 4 months out of Warrantee!!
Hello all, I brought my sept 14' Seat leon car from Arnold Clark full in cash. The Mechantronic unit went mid January and I'm so distraught. Ive had so many different quotes the first for £4,000 with labour and the last being £2,600 all in all. I just am looking for any further advice - when I brought the car, I didn't…
Hastings Direct - Car Insurance
Hi, My car insurance policy auto-renewed this year and the price was a little more than others, but nothing to worry about. I got the letter confirming the policy has started and that the first payment would be taken on 1st February. The payment wasn't taken until 6th February, and then the next payment was taken on 15th…
Time limit to payout
I was knocked off my motorbike at the end of October 2017. The driver accepted responsibility and my insurer put my claim through a Claims Management company. My insurer has said the bike is a write off (I am covered third party only) but I have yet to get either the money or my bike back. It appears the driver's insurer…
Help! Car was impounded and now the lender has it
So basically what happened was my car was recently impounded as it was taken by someone without my permission and they got stopped randomly and car was seized as they weren’t insured. The next day (Friday) I went to retrieve the vehicle and went to the station with my proof of licence owenership etc but my insurance…
Lost property in rental car
Has anyone ever successfully retrieved a lot item in a hire vehicle? My partner handed back his hire car after someone smashed into his, and forgot to take my brand new (and quite pricey) sunglasses out. I'd only taken the tag off and worn them the day before and put them back in the dust bag and box so they'll be very…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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