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Debt in dubai
Hi.. I need serious advice. Please help. I have a 60k (USD) debt in Dubai with an international bank. It's been 3years since I left the country. They had debt collectors calling me up in my home in my home country but I'm actually living in another country at the moment. I have recently received an email saying they will…
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Personal loan help please???
Looks like the best way to sort all my debt and problems is a personal loan to pay them all off and have one easy monthly repayment. I'm looking for about 2k for a 1 year loan, I have a bad credit rating, and currently about 3 payday loans, and I earn approx 800 per month. Have I got any chance? If so where's best place to…
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I think I've been scammed
Please help Last night i filled in an online appform for a loan with loangogo. Today i got a call saying my loan had been approved and they just want to go over a few details which we did. Then came request for my debit card detail so they could authorise that i had a UK bank account and could i give them a date for them…
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loan repayment worried
my loan repayment is due to come out next monday but i do not have enough to pay it. i had a repayment holiday about 2 months ago and think you have to have had 6 months between to have another. do you think the bank will be able to help in any way? i will have the money to pay it about a week after its due to be taking!
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getting an unsecured loan
hi guys I want to get a loan from between 4-5k, my credit score is "fair" its about 390, it was "good" last year and over 400 but 2 late payments this year, one to my next catalogue and one of my credit cards seems to have affected this as it shows on my credit rating now, i have no ccj's or anything like that. i have…
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Advice Needed - Family Loan repayments
Hi All, I am in need of some advice for my brother. After 10 years of marriage he has split from his wife. During their marriage a lot of money issues happened, which led to them getting £45k into debt, losing their house and more issues. During that time of money problems, to get them out of a situation, her father took…
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On-Line Finance Help
Hi I purchased a vehicle in 2004 with a credit loan from On-Line Finance, I was self employed at the time and everything was fine, a couple of years later after making regular payments, I became seriously ill and unable to work. I was hassled nonstop by on-Line Finance with threatening letters and telephone calls, I then…
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Applying for Loan with another bank affect my current overdraft?
Hi, If I apply for a loan or credit card outside of my own bank, will it affect my current overdraft - anyone know? Just in case I get declined. Thanks. oops. What I mean is if I apply to another bank with the intention of clearing my overdraft and having a bit left, could my current bank take a dim view and maybe re-look…
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Harassment??? Please Advise
I took a payday loan ( stupid I know) and am struggling to pay it back. I did manage to pay them a lump sum 2 weeks ago however to stop them from harassing me but I was receiving texts from them saying things like this " either you call me to sort out or I start calling (my partner) every 5 mins until she gets you to call…
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Graduate Loans
Just about to graduate from uni... Confident of getting work etc but would ideally like to pass my test & buy a car before going for a full time job. I chose not to get a big student loan like most students do to stay out of debt, but now can't afford a car etc! Are there any banks that offer graduate loans to those not…
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Over paying on a loan?
Hi My OH and I took out a ridiculous loan 3 years ago and have 4 years left to pay. We took about £15k at 12.3% interest to consolidate our debts which we expected/hoped to pay off earlier-wont bore you with the details why the rate was high etc but "thought" we would be getting money in a lump sum which would pay it off…
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Inland Revenue Chasing Student Loans
Hello, I was hoping to get some help. I graduated about 10 years ago and had taken out student loans when I was in uni. I was employed for a year in 2009 but have spent the rest of my time freelance (making very little money!). I have now got a rather lengthy letter from the inland revenue asking to pay over £8k in student…
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QuickQuid - Yet Another Unsatisfied Customer
Hi all, first time poster... I thought I'd share my story regarding QuickQuid. I got into a bit of a situation (ex cleared out my bank account as she left, bless her) and had to get a payday loan to see me through the month. No problems, and I could repay it easily - or so I thought. Took a £100 loan, costing me £29.50.…
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Apex don't have my credit aggreement
Egg sold my debt to Apex. So I asked apex for a copy of the credit agreement, got a letter this morning that says they don't have it and are chasing egg for it. The letter also says we have placed the account on hold and you will not receive any further contact from us until we receive these documents from Egg. What do I…
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Can they really do this to my wife and home?
As a young man I got my self in to a real mess with various unsecured loans. I did attempt an IVA many years ago which failed and over time, most of the lenders have either given up chasing, or filed them as satisfied on my credit report. Obviously I have been left with an awful credit history where I cannot even get a…
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Confused about an old Hsbc loan
I am confused with the last loan I had, mainly with the figures Hi hope someone can explain what this means :) On my paperwork I got this week it says on the loan statement that £35,053 drawdown. Yet on my current account shows £25,320.00 entering my account They then deducted the PPI and repayment for a previous loan…
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Buying a car PCP from lease company e.g. Nationwide vehicle contracts
Hi All, new to the forum and just looking for a bit of advice on buying a new car. I am 19 with a limited credit history, have had a mobile phone contract for 5 months and an aqua credit card for about 9 months, oh and an overdraft which i've had about a year all paid on time and everything. I am just wondering what my…
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New and need help
Hello everyone, Im new to this forum but have heard good things about it and im hoping someone can help me. I took out a motor loan with Barclays Partner Finance in 2007, i purchased a car worth £4995, and had £3000 negative equity on a previous car that was included in the loan, so in total I borrowed £8000. I have two…
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fraudulent loan applications
Hi, my partner was duped into a makeover/photo shoot at a studio in london. On the face of it this seemed like a reputable company with studios all over the country. At the end of the shoot a 'package ' was agreed and the sales representative offered a payment installment option. She outlined a deposit figure and also a…
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my rights first response finance
I have spoke to first response first phone call they told me I could cancel my ppi and gap insurance and I get 86 pound rebate for my ppi as it has had 12 months interest this was not said to me at the start of my agreement and I can not cancel my gap insurance because its after 14 days and my monthly payments wil stay the…
