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where do i stand
Hi I brought my car on finance from first response, I have both gap and ppi insurance but the garage I had brought the car from did not explain what they both were about and asked me to sign the paper work as I did.. I then spoke to first response and all I remember was them explaining ti me about gap but not ppi. Now a…
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they would not let me pay them
ok guys i am new here and in need of advice as are we all :) .. i took out a loan many years ago with what was then beneficial finance. around 3 months ago i took a smaller loan out with my bank in order to pay off the remiander of my loan with b.f i called the day before i went to meet with my bank manager and BF gave me…
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Loans.co.uk
Hi everyone, Im looking for some information and advice really, my husband and i took out a secured loan with Paragon through a company called LOANS.CO.UK and it appears we were missold PPI but when we contacted Paragon who the loan is with we were told its not their problem as we arranged the loan through the broker who…
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Quick Quid / Mackenzie Hall / CashEuronet - Complaint
Hi, Having used payday loans a few ago with no problems or issues, when a friend was in need of cash I took out a loan from Quick Quid (QQ) in my name. The loan was repaid in early 2009 with no problems. Then in September 2009 another loan was taken out in my name by QQ. I had not applied for this loan and fortunately I…
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Urgently Need Business Loan
Hi I was wondering if anyone could help me with my problem. I have recently set up my own business and currently have a merchant account with Barclays. I take payment over the phone using their virtual terminal but due to my business being classed as high risk there is a 14 day security hold on the account before I can…
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Advice on loan, thanks in advance!
Hi I took out a BOS personal loan for £7000 over 7 yrs in March 2010 at 11% APR. I have been paying it each month by direct debit and recently received my first annual statement. The balance of the loan is £8700 so I assume they have added all the interest at the start. My questions are therefore the following - 1. Is this…
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My Credit Early Settlement amount seems way too high - can anyone advise me please!!
Hello, About 18 months ago I purchased a bed from Dreams and took advantage of the 12 months interest free credit, which formed part of a credit agreement to start over a subsequent four years (after the 12 months). I was not expecting that I would need to use the credit agreement, as I had intended simply to settle in…
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Credit ratings and score
I am currently trying to get my credit score and have signed up for the free 30 day trial with Equifax. Everything on there was in green but I was still turned down for credit. I can see the report but not the score, is this important? Also can I find out the reason the application was turned down? TIA:(
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M&S loan
Hi all I recently needed a personal loan to replace my car. I researched the market primarily using Moneysavingexpert to find the best rate and the lowest penalty for paying back the loan early - I was also in the process of looking for a new job so there was a chance that I wouldn't need the money after all. So, I got a…
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loan
wot if you got told you have had this loan and you never had it and its been put on your property as a defalt how can you go about dealing with getting it of your credit file wen your unemployed and you can get help cos u cand afford to pay for a solicitor to deal with it
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can I get a loan if I (HP)
I’ve been paying HP on my car for 2½ years, I actually owe (now) what I originally purchased the vehicle for. So I’ve decided to hand it back. My question is will this effect me getting a loan (not HP) to purchase another car? I'd apprecate any help or suggestions. MB
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First direct loan
Does anyone know if you can make overpayments on a fd loan please?
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My HP want to Settle my Finance early?
Hi, I recently purchased a car from a Major car dealership off their website and they promised the car was immaculate. After viewing many photos and also since purchasing it off the internet I was covered under the ling distant trading act 1974. Once I received my car I noticed there were certain problems with and i…
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Yes loans - no thanks!!!!
I made an enquiry to yes loans yesterday. They asked me to pay money upfront which I told them I didn't have and didn't want to proceed. I was then passed through to someone else who asked me to open my email account and click on links etc. When I opened my email I noticed that it said something about approval for a £300…
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Credit reference agencies sell to debt collectors?
Hiya, I have just read somewhere that if you do a credit search on yourself, Experian / Equifax sell the data to debt collectors. I have just done mine with Equifax to find out if ex-hubby paid off a joint debt that HE is responsible for following the divorce. There it is in black and white as defaulted - have I just TOLD…
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Short term unsecured loan help
I've got myself in to a financial pickle. I want to get a short term loan for about £1000 to sort out some debt, my bank won't do me the loan. Are there any lenders that will actually do me this sort of loan if my credit isn't great and that aren't a huge scam?
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Data protection - RE: Loan Application
I have applied for a loan and was told that I have been successful. I have been provided with a loan agreement reference number and I was informed that this loan agreement would be posted to me, for me to check it, sign it and returned it back to them. I did my application online but at the end it informed to contact them…
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Secured loan charges
Hi can someone give me some advice pls. I had a secured loan from GE money £48250.00 in April2006,I paid it off in Feb 2007 through a remortgage £49944.62 I had paid 10 months at £465.01.I also paid £39572.62 to my outstanding mortgage to GMAC my outstanding balnce was £39863.49 on 30/03/2006.The GMAc motgage was cleared…
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short term loan required
I have miscalculated the amount of cash I have this month and now only have £40 of my overdraft left until the end of the month which is a bit of a nightmare. I am looking for a very short term loan (15 days max) of around £300 to tide me over until payday. I don't want to have any missed payments on anything until then…
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Really Angry!
First post, long story.....bear with...... Got into dificulties with my bank account - thanks to Lloyds TSB and their fines, plus consequential fines, for going overdrawn. It got to the stage where my overdraft was getting silly and I desperately needed a new washing maching and fridge. 'Have a loan' they said. We skipped…
