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Asking for Bank or Credit Card Details
Recently, whilst trying to source a loan, “Yes Loans” asked for my banking/card details as part of a credit check. I refused to give them these details and ended the call. Whilst my son was speaking to a prospective debt management agency, they too asked for his bank/card details and I told him not to provide such…
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Asking for Banking or Credit Card Details
Recently, whilst trying to source a loan, “Yes Loans” asked for my banking/card details as part of a credit check. I refused to give them these details and ended the call. Whilst my son was speaking to a prospective debt management agency, they too asked for his bank/card details for the same purpose, and I told him not to…
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Purchasing standalone PPI
I'm new to the forums. If I wanted to purchase standalone PPI for Unemployment and Sickness from an individual company how would I do this. Anyone have any suggestions for reputable companies out there? I have tried google - the only listings I am getting is how to reclaim. Banks overcharge for PPI so looking for an…
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can a debt be enforced?
Hi, i hope someone can help me. When i was younger i was very silly with the debt that was offered to me and got myself in too financal trouble. I got a job as a rep and moved abroad when i came home i pushed my debt to the back of my mind and someone informed me that after 6 year it is wiped from your credit file. Om now…
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BMW Financial Services
Hi All, Im looking for some help and advice here, in fact any useful comments will be much appreciated! I traded my BMW 335i cab into a main bmw dealer late last year in exchange for a 56 plate 650i sport convertible at £30,000, however when I travelled down to collect the car ( I live in NE Scotland and the dealer was in…
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Cheapest loan rate for borrowing £2400
How can I find out the cheapest interest rate on a £2400 loan (aside from calling round the loan providers) I know comparison websites are useful but they seem to carry interest rates for higher borrowings. Can anyone help?
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Loan Help
Hi Thanks for taking the time to read this. I have browsed through this forum hoping to find an answer, but have been unsuccessful. I want to get a loan of £6000, I was looking at paying it back over 10 years to keep the monthly repayment costs down. I'm looking to pay back about £80 - £90 per month. What is the cheapest…
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Barclycard Balance Transfer Cheque
Hi I would like to know if anyone is aware of any drawbacks to using a barclycard balance transfer cheque I have recivied with my statment this morning. I pay of my Barclaycard account in full each month, but I have a Halifix card with 0% on purchases until November this year, which I have been using, however I made a…
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Have I been overcharged interest on a Barclays loan
Hi there, I took out a £1700 loan through Barclays, which was interest free for a year. I forgot when the interest free period was ending and as a result the loan was paid off a month late. However, instead of charging me for just one month's interest I was charged for the whole year. I wrote a letter of complaint to…
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First Finance National Ltd. ::: FRAUD
I am being conned by a company assuming identity as mortgage financial advisors.. I am trying to get mortgage for a property I bought and in this process found this advisor online who said she can get better deal, and also gave me decision in principle from a unknown lender telling me its a secondary banking…
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hsbc do a credit check for a loan i havent even applyed for
just got an email from credit expert with a credit alert saying hsbc have done a search on my file for a personal loan the thing is i havent applyed for a loan with any company can hsbc do this with out my knowing i did apply for a hsbc loan back in nov 2009 but was turned down and this was recoreded on my credit file back…
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Just little infro...
Partner and I found out 3 weeks ago she is pregnant, Over the moon, Our first time. Could'nt find a section for my question. We have a car that is currently on finance but is of no use as to small, 2 seater. We have had the car just under a year now and the settlement figure is £13000, cars book price is £9000 how could we…
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get a loan or keep card debt
Hey, I have a lot of credit card debt and was wondering if getting a personal loan is good to pay off credit card debt or should I just keep the debt? Thanks ahead of time...:j I was thinking of using debtreliefusa.org for a personal loan..
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paying off a secured loan with a unsecured loan
I took out a secured loan of £30k about 3yrs ago to consolidate some debts. After reading alot about secured loans i was thinking about how to get rid of the secured loan by taking out a unsecured loan. I owe £25k. One idea was borrowing £20k and using a excellent credit card rate for the other £5k. Any advice on this…
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Barclay Loan Overpayments
Anyone know how you go about making over payments via another bank to a barlcays loan, without getting penaltys etc? Anyone have the bank details to pay them?
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Paying off student loan
Hi All, Sorry if this is in the wrong place. I did a quick search about this one and couldn't find anything. I have a 3 student loans (from '93, '94 and '95), and have so far managed to avoid paying them back. However, this year I am borderline. My salary is about £75pm under the threshold. However, do they take into…
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Lloyds Bank Loan Problem
Folks, I'm looking for some advice for my girlfriend. She has had a loan for about two years through her bank (Lloyds) and has missed a number of payments during this time, for which they have added substantial charges on her bank account and loan. She'd had enough of them and opened a bank account at another bank last…
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Getting a loan on E.S.A
Just wondering if anyone is on Employment and support allowance that has managed to get a loan? I am on the basic rate at the moment for 13 weeks while they do the assessment stage and then if i get through all of that i will be put on the higher rate employment and support allowance. My illness is mentally...anxiety and…
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Credit report
I have a default on my credit report. I've got Experian and Equifax reports. Both had wrong information on them. My mother as an associate! Then my dad appearing under searches carried out. I looked a creditexpert. I don't know if I should just sign up to them, to keep up to date on my file? They seem to cover the other…
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Why am I suddenly getting lots of texts and calls to my mobile about loans?
I haven't applied for any loans or debt management services, yet over the last week, I have received lots of calls and texts saying I have applied for both. They even know my name. How? And can I stop the calls, short of telling them that I never applied for the things in the first place? Am I on a list somewhere, or are…
