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hsbc do a credit check for a loan i havent even applyed for

davefez
davefez Posts: 37 Forumite
just got an email from credit expert with a credit alert saying hsbc have done a search on my file for a personal loan the thing is i havent applyed for a loan with any company can hsbc do this with out my knowing i did apply for a hsbc loan back in nov 2009 but was turned down and this was recoreded on my credit file back in nov

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Are you saying there's a more recent search then?
    Have you queried it with HSBC?
  • Query it with your bank, this sounds a bit dodgy to me. It might be a phishing scam from "credit expert" (they may not be who they seem to be).

    Barry
    :: no Unapproved links in signatures please - MSE Forum Team ::
  • davefez
    davefez Posts: 37 Forumite
    _Andy_ wrote: »
    Are you saying there's a more recent search then?
    Have you queried it with HSBC?



    yea the search was done on the 12 of feb just got in from work gonna give them a ring after a cuppa
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