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Length Of Debt.
Can any one answer this question for me please ? I purchased some items Eight years ago on a credit scheme where you pay nothing for the first year and then start making payments. A year went by and i totally for got about it. There was no contact from the company at all to remind me. I have just heard from them now saying…
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Overdraft letter
Hey, I have been overdrawn for the past month or so without really realising. I received a letter today from rbs saying that they have noticed that there have been no credits to my account and I have to phone them within 14 days. I have now made a credit to my account though so will I still need to phone them or will it be…
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What type of loan
Hello I am going into partnership and setting up a Limited Liability Partnership (LLP). There are startup costs involved. What is the best way for me to contribute my share to the company. Through a personal loan? As the business and get a loan as part of the business? other? Thanks
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Miss sold load
Hiya peeps, new to the place, but was wondering if i could run something by you all. i was accepted for a loan in January of this year from my local bank. the payment is £290 for 5 years, and everything was going fine. after a chat about trying to reduce my payments with the missus, i rang the bank and just sais hi i was…
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Payday Loans are ruining my life
Hi I am currently a teaching assistant and on a low salary of £13500 per annum which equates to about £930 after tax per month. Over several months i have got myself into a really bad situation with PayDay Loan companies. I owe £1500 in total and it costs me £325 a month in interest only!! Ive managed for about 2 months…
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Refund
Can you help me. I paid a fee to MrMoney and was told my paperwork would be sorted out in the next few days.... i did receive one offer but wanted someone who owned a house to sign with me. i had informed the agent on the phone that i could not do this i have since never received any other offers regarding a loan, when i…
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Lloyds Caravan loans
Hi I need some advice please, We bought a touring caravan couple of years ago and we upgrade it this year. So have only had it for about 10 month we have been paying all of the monthly payments until I became to ill to work. Now we are in arrears of 3 months and our debts have been rising. We thought it would be better to…
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Welcome Refund
Just got back off holiday yesterday and sat waiting for me on the doormat was a unexpected letter from Welcome Finance.It basically said that they had upgraded their computer system last year and after reviewing this new system it had become apparent that when i settled my loan early last year i had been overcharged to the…
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Can a bank overide a loan decision and reconsider...
Hey, I've recently applied for a loan to consolodate all my existing debts but was refused due to my credit score. I wonderd if any of you knew if I was to go into my branch and prove to them that I pay more out to my creditors than I would the monthly repayment of the loan they offer wether they'd reconsider?
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Capquest Debt Recovery
I had a loan with Citifinancial which had some arrears. My last contact with them was via Capital Collections, a part of Citifinancial. It was agreed that once I paid 3 months of my contractual amount the arrears would be added to the term of the loan. Out of the blue I got an email from the above asking for full repayment…
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The Money Shop cash til payday loan *helpppppp*
Hi guys, I've got myself into a bit of a rut with the money shop, I keep taking out cash til payday loans and extending them each month, problem is I have ran out of money to even extend them this month, I really don't know what to do it's worying me to death. Is there anyway I can cancel the cheques? They are Guaranteed…
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Should i lie??
I owe £30,000 on credit cards and going to remorgage to pay of this debt... I was wondering should i tell the morgage company the reason for the money or lie and say its for home improvements? Will the debt show up in credit check if i dont tell them ? Would the company lend money to pay off credit cards or is it frown…
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Homeowner Loan - repayable on sale?
Hi, I have a homeowner loan which runs alongside my mortgage with the Halifax with my ex husand. My ex husband and I put house up for sale and got offers of £125,000- £128,000. The agent did a market appraisal of £154,000. The amount we need to cover our £19,000 loan and £117800 mortgage is clearly not going to be reached…
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is this a scam?
I came accross a website which says it could help clear you debt off using a IVA i dont know what one of those even are. https://www.totallymoney.com/debt/lp20/3dg.aspx?amountunsecureddebt=6250 It says all in all with what i owe the credit card the banks and lgreatuniversal i would say its over 5k.
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Natwest loan, using an old address!
Hello all please forgive me if this is not written correctly I am new! Sorry it’s a bit long winded! Basically I and my partner took out secured loan with NatWest in April 2007. Recently we have been struggling with all our debt repayments and so decided to go and speak with our bank manager about consolidating our debt…
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Best Grad Loan?
As a new graduate, is the best option for buying a new car by using a graduate loan from my bank, or by taking out car finance schemes offered by the dealerships. I would be looking to borrow 15k, and pay off over 5yrs. Is one cheaper than the other? And who offers the cheapest graduate loan deals? Thanks
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Leant money to a friend
6 weeks ago I spoke to a friend who told me he owed money to a company I won't go into too much details of the issue but there had been problems that he was unaware of in relation to owing the money. The debt had been passed on to an agency. Anyway he asked to borrow just over £100 but it needed to be paid on the day…
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Horizon Finance ( anyone have any info on these please ) if good or bad !
hi, just got a letter saying could offer upto 5.000 loan and should contact them for more details etc at £1.50 a min phone number, but if anyone as any info on this company would be very grateful if you could share with me before i contact them, also no where tells me what the % they charge :( thanks
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Direct Line taken too much....
Last month (12/10/09) my 5 year loan to Direct Line was finally finished so you could imagine my suprise when on Friday evening checked my balance to find they had taken another payment (£195), spoken to them this morning and they have confirmed it was there fault however I have to wait 10 working days before they can put…
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loan insurance ?
hi I have a loan with loyds tsb and at the time of settng it up I was sold insurance on this loan worth £789 ! i was only working part time at that time and 2 months after taking loan out i was made unemloyed ! I then tried to cancel the insurance but was told I couldn't end of ! so nearly 4 yrs later I'm paying insurance…
