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Is ex playing a fast one with personal loan ?
Hi , I hope someone here in money land can help! My ex boyfriend took a loan out several years ago on my behalf for £8000, the term was 48 months, then a balloon payment of £2500 or an extension of a further 18 months. I agreed to pay the loan at £160.00 per month as I was led to understand the monthly payments were…
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Interest Rates
I have just received a letter from HFC bank stating I owe the Over £7000,00 in acrued Interest I took a loan out in 1996 for 120 months and have paid back £38000.00 now they want another £7000.00 on top help needed
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Secured Loan - LTV?
Hi there, I am looking at borrowing around £20000 to pay my brother back his money that he invested in the house we both currently own. I m currently trying to buy him out. Do secured loan lenders take into account what the LTV is with my mortgage provider, for example a secured loan lender would they only lend upto 90%…
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London Scottish Bank - Loan Query
Hi everyone! I took out a London Scottish Loan 3 1/2 years ago. I paid it off in full 3 weeks ago, but I'm still waiting for a letter from them to say it has been paid off. I've phoned them twice now to request it but still no joy! Unfortunately the direct number I had for one of their call handlers was lost when I broke…
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Lots of personal debt but need business loan - clueless
Hi, I guess I don't 'need' a business loan but it would be beneficial. I am a graphic designer. We have lots of debt between my partner and I which we are paying off slowly via the CCCS. We also have mortgage arrears. :( We recently had a baby and whilst I have been on maternity leave I have decided I would definitely like…
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Needs 0% overdraft but poor credit rating
I am applying a part time university foundation degree course, and I would need £1000 overdraft in a year to cover my travel expenses. But I don't know if it's possible to apply a 0% overdraft account to have a overdraft. I have bad credit rating, not through bad debt or anything, is just when i turned 18, i applied a few…
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mercers/barclays loan, what do i do next?
i'm on a dmp with the cccs and barclays passed me onto their mercers dept who have been constantly calling me ever since, i have caller display so i havent ever picked up the phone to them. i wrote to them with a template letter i found on here requesting them not to call me, informing them that i had changed address and…
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Secured v Unsecured??
hi folks - anyone out there who can give me a hand with deciding on what type of loan to get please i have over £150k equity in my house, and until recently my credit file been perfect. i have recently had a default registered against my name which i am currently in the process of sorting out (its only a small amount) i am…
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What do I do about my newly installed patio cover is leaking?
Tell them you are not happy with the quality and demand that it be removed, sealed and replaced. If this seems satisfactory then OK. If it continues then have another company look at it and make a report and take them to court. I hate bad workmanship.
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can i reclaim fees from payday loans?
I wasnt able to pay some payday loans and have been charged a fee of £25 for each from the company can i claim this back? My bank have also charged me, i know cases are on hold at the minute but is this something you can claim back from the bank aswell?
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Wonga Nightmare!!!!!!!!!!!!
Hi there all need some advice, I recently used wonga to help me out of a sticky spot stupid i know! Anyway due to an error my wages didnt go into my bank account (unknown to me)until 2 days after my payment to wonga was due, as soon as i became aware of the situation i got intouch with wonga customer services, i explained…
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Increase loan repayments? (natwest)
I have a loan with approximately £9,185 left to pay back. It's a fixed loan not a flexi I pay £238 a month, is it possible to increase my monthly payments somehow? I just want to get rid of it faster so I can eventually get my own place! thanks Mike
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Loan info regarding early repayment
About to get a £5k loan over 48 months, A&L, 8.9%. However looking at the paperwork the early repayment amounts seem insanne, if halfway through the loan I want to pay it off then its £550 for every £100 borrored, so that would be about £1200?? I.e half way through Id have to stump up £3.5k+ to pay it off? Is it me or does…
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Bloody Loan rip offs
I'm currently searching around for a loan of £12000. I have £6009 to pay off on an existing loan so will be using part of the new loan to pay this off and the rest to put towards a new car. So far, all the rates I have been quoted are nonsense: Nationwide: 7.9% typical Offered 13.8% Halifax 8.1% typical Offered 11.9%…
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Really need some advice, starting to stress
I had some financial difficulties afew months ago and because i have a crap credit rating i took 2 payday loans, BIG MISTAKE, yes i know its a vicious circle but now ive lost my job and got 2 loans to pay back. 1 is for £130 and the other is £90, not massive but enough when you dont have an income. I now wont get any pay…
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Loan advise please.....
Hi all i am in need to pick your brains...... I am cheesed off trying to pay my bills each month as i have some weeks where it gets far to much. I have worked it out to be about £5000 that i owe and half of that is a loan and part of it is my car plus other few things, but what i want is to get another loan to get rid of…
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Statements
I have a secured loan that was started in October 2007, should I be receiving statements and from when? If I haven't received them when I should have ,what can I do about it? Thanks:)
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Finance problems? Not to worry at all! BusinessCreditMagic.com
Finance problems?:eek: Not to worry at all! BusinessCreditMagic.com is here:j with an experienced team of professionals with straight answers and outstanding consequences. Whether you want loans for your business or a vehicle or for equipment leases it’s made available for you without any personal guarantee! It is probably…
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Student needing 6K for a car - they best option?
Hello My girlfriend recently passed here driving test and is in the market for a car. Im wondering what the best route of gaining finance for this is she is in part time employment but im sure will be hit hard on a finance deal through a dealer. Is there a better option i could look into?? Thanks in advance
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crazy administration fee?
We currently have a soon expiring finance agreement with gmac, we took it out 5 yrs ago when we bought a car from a car supermarket. We are looking to purchase a newer car, so asked them for a statement of early settlement. we have 2 months of payments left, one for £110 and one for £160 so balance of £270. Yet the…
