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Car loans - how do they work?
My brother is going to be graduating high school soon and starting college and he doesn't have a job/car. So I want to give him my car which I will still pay for everything but his gas, I'll pay car payment/car insurance. And I'll buy myself a new car. I don't have the credit to get a loan out or won't have the money to…
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Unsecured personal versus extending mortgage
Hi all, I really need to replace my Car but need to raise about £8k to pay for it. I have a good credit rating and could get an unsecured personal loan at 8.9% over perhaps 4 years or put another £8k on my mortgage which is currently tracking at 0.68% and runs for another 13 years. I'm reluctant to add to my mortgage but…
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knocked back for asda loan, ge money not doing personal loans anymore?
hi there this is the first time i have posted on here. have recently applied for a loan with asda, to consolidate 2 loans, one i have with a&l for 5,000 and one i already had with asda, also 5,000 left to pay on it (was 10,000). Anyway, we have been refused, so i checked my credit rating, and it is good, above average - so…
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Need a car loan
I wonder if anyone can help. Car has given up the ghost. Unfortunately I believe Iam going to have some problems getting a loan or car finance. Firstly Iam not a home owner , I have rented at for five years at the same property. Secondly Iam disabled. I applied to Lombard direct after seeing their spiel about accepting…
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Logbook Loans Please Help Asap
Hi Im New On Here And Realy Need Help Fast Story So Far My Husband Took Out A Log Book Loan In Oct 08 (hard Times) The Payments Would Coome Out Of The Bank By Standing Order Every Week But We Had The 1st 4 Weeks To Pay By Book At The Bank Till The Order Was Set Up This Is What We Did The Standing Order Was Never Set Up I…
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WH Loans
WH Loans - Con/Scam/Thieves/Leeches/Scumbags/Rubbishes Never ever use these scumbags if you need a loan. They tell you that your loan has been approved but they need the admin fee of 49 pounds to start processing the loan. Once they have your money you never hear from them again. If you phone them, then option 1 is for new…
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Student Loans
Hey, I have heard mixed things about student loans in terms of having to pay them off asap. Basically i was wondering whether its worth upping the amount im paying off so that i can get it out of the way quicker, or to keep the minimal payment and put the difference in a savings account. How much does a Student Loan…
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Advice- Welcome Finance
Hello all, I just wanted some advice about the way I have been treated recently by Welcome Finance and what I can do about it really...I am disgusted with them and really want to esculate my complaint- but it is proving easier said than done... I have a loan with them- I have had debt problems in the past and we needed a…
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FordCredit...is this legal?
Hello Team, I was wondering if it is legal for the Hire purchase companies (like mine FordCredit) to charge £125 for them to search our credit situation. We are with CreditExpert and know that we paid only £6.95 for us to get our credit report. Why should we have to pay for them to search us? Also they will charge us £95…
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Can I shift a loan to a 0% card?
I've got a loan with LloydsTSB, was wonderingn what the best way to save money is? Can I shift the money I owe to a 0% card at all? Is there any other way? Please advise! I've not had a loan before this one, and I feel ripped off :mad:. Thanks.
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Hfc Agreement
Good afternoon , can anyone tell me if i claim back my missold ppi from hfc can i then claim the agreement been enforceable or can you only do one or the other debs 16
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Fax Less Payday Loans
Hello Friends, What is fax less payday loans? Please provide me more information on fax less payday loan. Thanks,
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Very early Finance repayment - Bad?
Hi all, I'm looking to get a new motorbike shortly, but I'm after a little advice from the experts here; I'm impatient to get a bike now the weather is getting better, so was going to buy it on Finance. However, I'm due some money anytime between now and a couple of months. When this comes through, I'll pay off the…
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standalone insurance
this shows how thick i am when it comes to financial matters .I didnt know that when you took out things like mortgage and loans that you could get stand alone insurance.I thought that you either took the optional insurance or you didnt.Is it just me???
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did we do the right thing????
we have a loan with natwest and took out the ppi with it,when my husband was unemployed we contacted the insurance to make a claim. we recieved a letter to say they couldnt pay out as my husband wasnt named as an insured person of tha agreement.They said to contact the banking branch where we took out the loan as they…
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Advice needed - loan rejection
Hello I am wondering if anyone can offer some advice. I have recently applied for a £10000 loan for home improvements (instead of moving) and despite having no debts - except mortgage and earnign £45k a year I have been rejected by 2 companies. I am have looked at my experian report and the only thing I can see wrong is…
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The Loan Company Loans4Sure - please help me?!
Hello everyone ... Found myself in a dire financial situation, and due to my poor credit rating was declined for a personal loan with my bank. Loans4Sure contacted me (they were passed my details on from another company) and offered me a £3000 loan. Stupidly, and out of pure inexperience and sheer desperation, I paid the…
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dwp loan
Looking for info... Received a letter of a DCA today claiming i owed the DWP £400 for loans taken out in 2004. when i phoned the dwp and asked for proof of me getting these loans which i can't remember getting (i asked for a breakdown and proof of my signature to say i received them) they told me that they have no…
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student loan
Hi all, About 5 years ago i got a student loan for 3.5k from the student loans company LTD. Now after 3 years being on a salary of over 30k per year, im still not paying my loan back although i get a letter from them each year telling me the interest added that year. now at 3.8k. I presumed that a salary over 18k meant…
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Paying Payday loans off with a loan?
I have about £800 in payday loans which brings in roughly about £250ish in charges per month!! Its not a great situation to be in and i dont no how i got here but i really need to try and get out of this. I can pay the charges monthly by my salary however i really struggle to pay much more off. I'm looking for a loan for…
