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any experience of GE Money
any advice or help got a new boiler from british gas 4 yrs ago, was led to believe i had been accepted on a payment plan with british gas, only to find it was arranged through a loan with ge money. have just received a statement from ge money detailing the last years payments (the only statement i can remember receiving)…
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Looking for a loan I can pay off early
I'd like to take out a loan for a car, and I want the ability to pay off in lump sums as and when I have spare cash to clear it faster. Does anyone know of a good reputable place I can pick up one of these loans?
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Help re Moneysupermarket credit search!
Having tried and failed to get a loan comparison page on Moneysupermaket, a friend has just told me that everytime I applied for a laon and I tried Alliance & Leciester,Sainsburys Bank and then Abbey, that I will have been credit searched. But worse still, he also reckons that this will have damaged my credit rating :mad:…
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Please help with Provident Loans
I have 3 loans with Provident and after having my hours cut at work can't afford the full payment of £285 per month, the most I can afford is £50. I spoke to my agent explaining that I could only pay this and as soon as my hours went back up I would start paying the full amount again. I made one payment of £50, then the…
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Secured Loan Charges -
Help! We have a secured loan - towards the end of last year due to circumstances beyond our control we fell behind on our repayments. we informed te company immediatey and set up a repayment plan with them for the arrears (paying £50 extra per month). We are just under 2 months behind in payments, and have now been told…
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What to Do
Situation is: Got a loan currently eith HSBC, due to finish Jan next year. :j Wanted to get another loan to pay off credit cards, and once the existing HSBC loan is finished start paying of more of the new loan, easier to control Loans than Credit cards. Anyway, decided to check my credit score and it has come as very poor…
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Advice Needed...
Hi guys, I'm after a bit of advice for a friend. He has a Credit Card with Capital One & was making regular payments. Unfortunately he lost his job about 16 weeks ago, so informed then straight away of the situation. Debitas (who act as Capital One's legal services) called him about 7 weeks ago for a payment & he explained…
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Illegal Loan/Credit Card Contracts
Hey, I have a question about the original agreements made with banks regarding loans and credit cards. I have a card and credit card with Lloyds TSB that amounts to £6000. I initially received these when I was 18 years old. I was absolutely broke and I went to the bank for a £100 overdraft. They refused to give me one but…
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Struggling to pay loan - advice please
My son took out a loan in July of 2008 for £5000, he has made all his repayments on time with no problems. He was told on Friday that unfortunately he will be going on a 2 day week due to the fall in work in the construction industry, he will therefore not be able to make his loan repayments. We rang the Royal Bank of…
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Hfc Loan Agreement !!!!!!
Can anyone help please i took a loan oout with hfc bank in nov 2004 for 3400 over 60 months ,i have recently asked them for a copy of my orginal agreement for my refence and the woman sent me a horrible letter back saying that she cant locate the orginall agreement and that she has enclosed a pre created legal agreeement…
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can we borrow to re-build a new house???
hi, we are needing a little advice and information and hope some of you can help us out.. the situation is this: we own our own house and what it stands on and we want/need to have it taken down and have 2 smaller houses built .one to live in the other sell on.. which means borrowing money?? (never done this before) so…
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Secured Loans
I am interested in buying a local business that is forsale, i already own one business but would need additional capital for the second business, i enquired with Freedom Finance about a secured loan, only to be told that i'm not applicable since i own property outright and don't have a mortgage. Didn't think i needed one…
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voluntary termination
Looking to do a VT, 2 years into a 3 yr agreement. Jaguar finance have just informed me this could effect my credit rating, could any body please advise if this is the case. Also, any notes on if VT's have been easy and stress free. Cheers friends
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Welcome Finance AHHHHH!!!!
Took out a loan for £5000 with these in august 2007, this loan then defaultedand in october 2008 i had a court judgement issued and now i am paying £100 a month back. i have just recieved my credit report and i have just found out that this loan isnt with welcome its with a company called progressive financial…
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Welcome Finance..Help
Hello every body I have a Problem with welcome Finance, I took a loan from them with PPI after 12 months I cancelled the PPI and signed a new agreement, but they did not start to enforce the new agreement but they kept enforcing the old agreement after 3 months I send to them Subject Access Request They send me a statement…
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student needing a loan
I'm going to Australia for a term as part of an exchange programme at the end of this year, and I'm going to need a loan from a bank to help me financially survive there. I've read the section on loans but I am completely lost. I don't want to talk to a bank just yet as I know each will be bias and I'm not sure if I'd…
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APR/Interest per annum -figures help!!!
Hiya, I have a ridiculously high interest loan with Welcome. I took it out in September last year. I am looking to somehow get it paid off as soon as possible so that I can pay the least amount of interest as possible. I just can't seem to work out the figures on the credit agreement. Loan amount: £3756.06 Homecare 24…
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where's my post gone?
hi there new to the forums posted a question about an hour ago can't find where it has gone, any ideas?
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Alliance and Leicester loan- Redemption Fee.
Hi, My wife took a loan out with Alliance and Leicester 1 year ago- it was for £3,500 over 3 years at around 12%. Her payment are £115 per month and she has recently got her yearly statement with a balance owing of £3,000. She now wants to pay the balance off. 1.) What would be the amount that she would likely have to pay?…
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Hsbc Declined Me Opening A Bank Account
Can Anyone Help? I Have A Business Account With Hsbc Just Started Up The Business Been Trading For 7 Months My Accounts Are In Credit And My Credit Score Is 992 Out Of 999 On Credit Expert Which Says Its Excellent But Hsbc Will Not Tell Me Why I Cant Open A Normal Current Account With Them What Shall I Do?
