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Need finance advice
hi there, i am looking to buy a new motorbike on finance and have some difficult choices to make, i really want a honda cbr600rr, i have recently moved home in january and have signed onto the electoral role at this address but it does not come into effect until april, as my creditexpert score is 676 (poor) was hoping that…
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Surprised to be refused loan by Your Personal Loan.co.uk
Hi My partner applied for an £8000 loan from yourpersonalloan.co.uk yesterday. I really thought there'd be no problem at all. He has a good credit rating but is self employed. I carefully checked the FAQ and it didn't mention that self employment would be a problem. Now I'm concerned that applying elsewhere will damage his…
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MBNA loan - late payment charges?
A few years ago I took out a loan with MBNA to purchase an iMac Apple Computer. I haven't missed any payments however I have been late on some of my payments to which they charge a late payment charge of £25 to the following month's debit! Does anyone know if these charges are legal and if not how can I reclaim them?…
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can anyone advise me on this please
Hey guys im new to this and ive got a query that i hope one of you will be able to help me with. To cut a long story short i work for hsbc and at the moment im on maternity leave, im not going back to work but i havent told them yet. I also have a 14k loan with hsbc and its 271 a month and bank account...because im a…
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Lloyds TSB BLACKHORSE FINANCE IS A FRAUD!!
I strongly advise anyone who wants to finance a car with Lloyds TSB Blackhorse Finance, my friend was 18 years old back in july 2008 and was mis-sold a £6000 car, they first offered him a deal for £99 but after months of delays in my friend getting his driving license.. the RENAULT CAR DEALER kicked up the monthly price to…
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Where to get a loan?
Sorry this may be a bit long. I'd like to get a personal loan. I applied for one from a 'best buy' table and was turned down. My intention is to consolidate debts, and give the rest to my brother, who's credit is a mess. He would make all the payments. We've had arrangements like this in the past, and has proven pretty…
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Personal loan
Hello I called nationwide to pay off a loan early and then changed my mind, for some reason they got mixed up and sent me a letter which said ‘your loan has been paid in full and your account closed’, as im skint I thought great ;) but they have now wrote to me again to advise I am in arrears, I called them back and need…
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OLD LOAn
hi wondered if anyone can help, im trying to find info on reclaiming early repayment charges for paying loans off early if anyone can help i would appreciate it thanks natalie
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Looking For A Secured Consolidation Loan
Hi All, Does anyone know where I can get a good consolidation loan? I dont really want to use a broker with 12 % + in fees, but dont know how to go direct to the provider. Many Thanks :j
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Loan Advice
Hi. I am after some advise about re-structuring by debts. In October last year i took out an unsecured consolidating loan with Lloyds TSB of £25,000. This was under their advice, and my nievity is showing now as i am paying back £566 per month, a huge slice of which is payment protection. At the rate i am going i will end…
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Loan for Travelling
Hello Does anyone know anything about getting a loan to go travelling? Due to change in circumstances I'm looking to go travelling to Australia for a year. At the moment I'd say that my finances were alright - hopefully by the time I go it will be down to about £1500 debt. I am looking to work when I get out there, however…
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need advice please on a loan
Not sure where to post this so forgive me if this isn't the right place, this my first time of posting, my o/h took out a loan in sept 2006 for £10,000 with the AA the other day just out of curiosity i asked him how much he still had left so he rang AA they told him he still owed £13,395.20, i nearly fell off my chair he…
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Consolodation
After a lot of thought i've recently been accepted for a loan from Tesco Finance which will pay the remainder of a bank loan from rbs and some credit card debt. As I bank with hbos what is the simplest method of paying the amount from hbos to rbs? Thanks in advance for any advice
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Declined First Direct
Hi, I was wondering if you could give me some advice. I have been banking with First Direct for over 7 years and never has any bother with them. I decided that I was going to change my car and would go directly to the bank for the loan. My original loan was with toyoyta finance for £215 per month and the new car would for…
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Help Needed With Rates & Payments
Not sure where to post this so forgive me if this isn't the right place, I'm apply for help from the bank for a loan for my business, It's for £30k to buy a storage lock-up. I can't get a commercial mortgage as I would need to find 30% deposit so a loan is the only option. The bank will loan my businees the whole amount…
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Threat by a loan Company
I have a loan with a well know loan company and due to cash pressure I was not able to make the February Payment. As I expected I received the Default notice and around half a dozen calls many of which i could not take becuase I was in meetings etc. On Thursday, I wrote 2 cheques and posted them to the Loan company, 1 for…
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Want to pay chunk off loan within a week. Is it allowed
I took out a loan last week for £5000 over 4 years. I didnt really need %k but as the rate was better than going for less and I was told that I could make overpayments, I took it. My aim is to pay £1k back ASAP to begin wit, and clear the rest quickly. My question is, is there a minimum amount of time I have to wait before…
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Loan / Debt cancelled
I've recently been contacted by a compant called CREDIT AGREEMENT Ltd. They claim that they may be able to get all my credit card and personal loan debt cancelled because it may not be correctly lent under the Consumer Credit act. This sounds too good to be true, but the website is plausible, with several BBC stories. Is…
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Personal or business loan for car?
Hi I wonder whether anyone could help. My partner is in the process of buying a new car and we are unsure as to whether it would be better to take out a personal loan or a business loan for this? My partner claimed the 40p a mile way last year but only does around 8,000 miles a year, so maybe claiming the interest as a…
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help on 25k loan, 22.94% interest!! Really appreciate help & advice
Hi, This is m first post on the site, so hello everyone. I hope someone may be able to give me some advice. My husband and I have been on a financial rollercoaster for the past two years during his divorce (two year agreement with X,meaning he had to pay for her house too) and we also got married and I ended up on long…
