Loan advise please.....

postie123

Hi all i am in need to pick your brains......

I am cheesed off trying to pay my bills each month as i have some weeks where it gets far to much.

I have worked it out to be about £5000 that i owe and half of that is a loan and part of it is my car plus other few things, but what i want is to get another loan to get rid of these loans and other bits and knock it into one. Trouble is is that i don't think i can get a loan as my credit is not the best.

Is there a goverment loan i could get or does anyone know a good place to go for my needs?????

Any help would be great, cheers....

adtheblue

You could try http://www.thelendingwizard.com which seems to be the only site that genuinely gives you a instant decision online.

good luck

mrcow

adtheblue wrote: »

You could try http://www.thelendingwizard.com which seems to be the only site that genuinely gives you a instant decision online.

good luck

Mmmmm....thanks, but no thanks.

If you are struggling to meet your monthly financial committments, then alarm bells should be going off.

A new loan is not your answer. It's not going to save you money and it's not going to solve the actual problem.

Sit down, have a read of this:

http://www.moneysavingexpert.com/banking/Budget-planning

And this:

http://www.moneysavingexpert.com/loans/debt-help-plan

Then get over the debt free wannabe boards and post up your budget for some help on where you can save some more money.

And stop trying to paper over the cracks.

And don't be tempted to sign up for anything until you've had a few people looking over what you're planning to do. A simple mistake can prove very expensive.

iolanthe07

Good advice from mrcow. Consolidation rarely works unless you're determined to tackle your income and expenditure budget realistically.

postie123

Thanks for pointing me in the right direction guys.....

Hats off to ya!!!!