-
Pay day loan using student loan?
Hi guys, I'm looking for some advice on a loan. I'm looking for a short term loan, but I'm a student and I have bad credit history. I'm looking for around £300-500. I'm a student, have no job at the moment but getting a student loan payment of just over £1400 in 4 weeks. So I want a loan for 4 weeks that I'd pay back using…
-
No Credit Check Instant Loan With A Longer Term Than 1 Month
I need a loan within 24 hours for ideally £1000 but anything would help. I want to pay it over a period of months, not just one (like a payday loan) Also, because I have applied for so many loans recently (and been declined) - I do not want to be credit searched or I know I will not get accepted. Can anybody help?
-
Balloon Payment Car Loan
Hi Everyone I've been looking around and can't seem to find any website/companies offering deferred payment/balloon payment car loans. Essentially, I want to buy a car with a reasonable deposit, but want to offset the loan by having an agreed balloon payment at the end. Can anyone point me in the right direction please?…
-
Credit agreement with gym, cancellation help!
Hi all Apologies if i've posted this in the wrong section, but wasn't sure which was more appropriate. Myself, my partner and my daughter joined David Lloyd gym on the 3rd of January on a 3 month membership, January didn't count as part of teh 3 month as it wasn't a full month. We were told taht we could cancel anytime by…
-
To get a loan or not?
Hi Just wanted to pick a few brains!! I am considering getting a loan for 4 years to consolidate my current credit card debt. I thought about getting a 0% credit card, but was turned down for an Egg card and as the amount I'd like to consolidate is about £6,000 I'm not sure I'd get a card with a limit that high. The debt…
-
Libor HELP!!
Hi I need some help in relation to LIBOR and the story is as follows: My wife and i took out a loan for £18,200.00 in July 2006, this loan was secured against the house but it was the best option at the time, the APR was 10.4% variable and payments were managable, we used the money to get rid of credit cards, loans,…
-
lending money to family abroad
Hi,can help me please; my sister lives with her family in Italy (she is italian domicile) and it is close to being evicted from the flat she is renting reasonably cheap. She can't affort the rent on another place and she is not entitled to equivalent of council house. I would like to lend her £50,000 for her to buy a flat,…
-
help with loans please
Hi All Kind of feeling really stuck at the moment & dont know which way to turn. Over past 10 yrs or so i have got 3 credit cards & never been able to pay them off & now after getting a house 2 1/2 yrs ago im only payuing the minimum amount every month. In total i owe just over 7K between them. Enough is enough & they need…
-
Can anyone help me?
Since last January I have been looking after my Dads affairs as he had a heart attack and I didnt want him to get stressed over anything. A few weeks ago he got a statement from a loan he has ( rolling finance loan, used to be under London Scottish ). On reading the letter I noticed that his surname was incorrect on the…
-
Any one saw this term before?
Hoping to pay a secured interest only loan off 4 yrs early. in Early Repayment Section I see the following, the usual terms plus AN AMOUNT EQUAL TO INTEREST ON THE PRINCIPAL SUM REPAID EARLY AT PREVIOUS RATE PER ANNUM FOR THE PERIOD FROM THE DATE OF THE EARLY REPAYMENT TO THE DATE THAT THE REPAYMENT OF THAT SUM WOULD…
-
Loan APR Question
Hey all, Need a bit of advice here. I'm after a personal loan to consolidate my existing debts. I need to borrow £4500. If i borrow that about company's are giving me around 15-20% APR. Whereas if i borrow £5000 the APR is about 9%. So technically will i be paying less for the £5000 loan? Or have I missed something here.…
-
law on chasing a debt
dont know if its the right page or not but what are the law harrasment on chasing a late credit card payment what are times they can they phone or not phone you many thanks
-
Mis Sold a loan (the loan-not the protection)
Hi Last year my partner and I went to the bank for some financial advice as we were starting to get into difficulties. Upon entering our bank dets she told my partner he was pre-approved for a loan. We told her he wasn't working - hence the reason we were going to her for help, but she went through the application anyway…
-
Repaying loan early to Welcome Finance
Hi there, I would be really grateful if someone could give me a bit of advice on repaying my Welcome Finance secured loan back early? I took out a loan in December 2008 and now I just want to get rid of it. It is causing problems because it is a second charge on my home and well I was undergoing some personal problems at…
-
Can someone please help me work out interest
Hi there, I've just phoned northern rock and they say they can't tell me how much interest I'm paying on my loan each month. I took out a £20,000 loan over 10 years. The interest rate is 7.9% and I pay £239 each month. Can anyone please tell me how mcuh interest I am paying each month please many thanks
-
GE money sold debt to CL finance without informing us
Hi, I hope somebody can help us. My partner got made redundant back in december and so called GE money to sort out a payment arrangement with them until he was back on his feet. They agreed to a reduced amount and sent him a letter with the agreement and the dates to make payments. He has stuck to the arrangement and…
-
sorry another welcome finance...
Me and my wife work part time as we have young children and as you can guess have to juggle bills which we're failing at badly. this month alone ive had over £100 worth of bank charges and considering after i saw a money advisor to help my get a grip of my dept it was determined on our income was £10 less than our outcome…
-
Loan v remortgage
In the words of Harry Hill which is best? Here is my conundrum: I need to borrow £15,000. Do I remortgage my rental property which has the equity to give me this money (already checked) but will mean I pay it back over the rest of the life of the mortgage of 19 years and at much higher interest rate than paying now for…
-
Creation finance!
Just recieved a letter today from them saying my bank details were wrong and the jargon about non payment. But apon checking my account with them, they had been taking out their payments from Nov2006 until they stopped taking payments out in Dec 2007. And i didnt cancel the DD, they justed stopped taking the payments! They…
-
Welcome Finance TROUBLE!!
Hi Am hoping someone might be able to help with some advice..?! AM having trouble with WFS for "Make good costs" having done a voluntary termination in January. It's a very long story (as it seems it usually is with WFS!) but ultimately they want £800+ from me to cover a couple of scratches on the bodywork, this is despite…
