law on chasing a debt

rangitoto

dont know if its the right page or not but what are the law harrasment on chasing a late credit card payment what are times they can they phone or not phone you many thanks

dzug1

They can phone you.

How often they can phone you is another matter.

rangitoto

i thought that there are times they cannot call after 9pm on a sunday is this correct

Apples2

They have to stop once you have repaid your debt.... try that.

MrsTinks

Mmmm grey area... I would suggest you send them a letter by recorded post stating that you request all correspondance from this point forward is in writing only. Apart from the fact many of them call at unsocial hours it will help you keep a paper trail of everything and no agreements discussed over the phone can be forgotten or misfiled or just not added to your account notes due to badly trained staff. Once it's in writing both you and they have evidence of things being done and what was agreed etc
If you are struggling with your debts however then please think about contacting one of the organisations in my signature for help sooner rather than later.

rangitoto

apples2 have you ever thought that it is not me that OWED THE DEBT I THOUGHT THAT THIS FORUM WAS TO SHARE KNOWLEDGE YOU MORON

Robert_Sterling_3

Perhaps you should edit your message so that it reads:-

"apples2 have you ever thought that it is not me that OWED THE DEBT I THOUGHT THAT THIS FORUM WAS TO SHARE KNOWLEDGE"

Apples2

rangitoto wrote: »

have you ever thought that it is not me that OWED THE DEBT

Share the knowledge to whoever owes it then

jonesMUFCforever

I always thought a moron who was somebody who spent money they did not have and unable to repay.
Perhaps I'm wrong but paying back my debts on time works for me.

wacko911

Wow, this forum really has got a lot of trolls. You used to ask a iimple question and get a simple helpful answer - not abuse and scarcasim

gordikin

wacko911 wrote: »

Wow, this forum really has got a lot of trolls. You used to ask a iimple question and get a simple helpful answer - not abuse and scarcasim

There's only one person on this thread that's been abusive....the OP.