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Please Help!! I'm Desperate
I am looking for a loan to start up a new business. I have always wanted my own business and really need to raise the extra funds required. I am looking for a loan of £10,000. The only problems is i need it unsecured as i do not have my own property, and i have bad credit!! Now you can see my nightmare. I recently received…
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100% Mortgage
Is it possible for someone with a not so perfect credit history and score to get a 100% mortgage, or a 95% mortgage with a loan top up, we are unable to raise a deposit without a loan. any advice would be greatful
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HELP! Took a loan out to help someone who is being a pain in paying back
I know I'm a complete fool for lending him money, but he was my boyfriend and he was in trouble. I took out a loan with Beneficial Finance ( a total of 8k) and he's been good paying back, although there had been delays as he's incapable to setting up a standing order into my account until now. I ended it in the…
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If you have a secured loan and then sell your house to buy a new house
Does the company that gave you the money for the secured loan take the full amount you owe once you sell your house? We have a loan [secured] we were thinking about selling in the next year or so, and buying another house, but am worried that the company we have the loan with will ask us for the full repayment in full of…
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what wpould u do?
Having just added up my card balances and the balance of my interest free loan for my double glazing it totalls just on 14k:eek: would u consolidate the majority of this with hopefully a loan of say 12k at hopefully 7per cent the loan for the windows stands at 1920..............however i have a pru endowment have been…
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Confused about secured loan
Hello all. I'm confused about how secured loans work. I know it releases equity in your house but thats about it. Basically, ive got 100% mortgage. I took the mortgage out 4 months ago. I know that I cant get a secured loan at the moment. However will it be possible for me to get one in 1 years time when the value of my…
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Scotlife Home loans no.3 -anyone heard of these
hi , i was wondering if anyone has any dealings ith these people or know if the have been taken over by another company. I'm trying to sell my deceased brothers house and the Land Registry has told me that this company has a charge registered on the property, i have googled all day but can not find a valid telephone…
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Another Car Finance Question
Hi everyone. I decided to crash my car into a tree the other morning and its a complete write off. The car was changed slightly from the manufactures handbook so I am worried the insurance company wont pay up so just in case i thought id get some advice. Theres no way i am going to pay for a car that is un-drivable so is…
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Help..Alliance and Leicester Loan!
I currently have an Alliance and Leicester Loan and I could really benefit from a payment break for three months however they do not offer this. If I called them to say that I was struggling financially do you think they would or do you think they would reduce my monthly payments?! I have tried to apply for other loans…
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is it possible
Hi All:D I have been trying to sort out an unsecured loan for £15000 from many of the companies offering this amount, but have found that you can only get this amount under the following instants.. You pay the company £45 upwards fee in advance They do a credit search You own your own home So, if you are a private tennent,…
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Settlement higher than balance
Hi all, finally in a position to get rid of the horrific lloyds loan... or so i thought.. bearing in mind the account is in arrears (they havent had a payment in 6 months) i thought they would be eger to take my money and run.. with this in mind and a balance of nearly 8k i rang to offer 5k to settle.. (with room for neg)…
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Secured loan help needed
I need to get a secured loan(I know they are not the best but needs must) to pay a settlement to my soon to be ex wife. My house is valued at 285k,I have a 208k mortgage,and a 10k secured loan(which will be paid off with the newloan) I need about 50k to pay off the existing loan and the ex.I am self employed with recent…
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Kensington
Hi all my OH has been doing some online loan quotes anyway today he got a call from kensington loans he had missed the call and got a text to say please call on 0800 blah blah blah anywya he rang back, and was put though to a lady who after taking all details said we had been accepted and congratulated him/us and then said…
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Business Start-Up Loan?
Hi all, I'm looking for a loan to get my photography business started. Does anyone know of any good comparison sites for business startup loans? Thanks
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Overpayment On Northern Rock Loan
I was wondering how you overpay on a Northern Rock Loan By phone In Branch Are you able to do by internet transfer If anyone has any info, it would be great thanks.
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Northern Rock - change rate of APR ?
Hi, I took out a £3k loan with northern rock last year paying back £78/pm. When I arranged the loan - the call handler said I could call back to ask for a different rate of Interest. Has this ever happened to anyone else - and have they got a better interest rate??? Also, they advised I took out loan protection. I wasnt…
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Repaying a loan early
Can somebody please advise on repaying a loan early? I want to take out a loan for £5k to buy a used car. I want to pay it off in two years but cannot afford the regular monthly repayments this year. So, is it possible to take a loan out over a longer term with a view to paying it off after two years? If I spread it over,…
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Car Finance Question
I'm hoping that someone out there can be of some help with this query. Yesterday, I entered into a 'Fixed Sum Loan Agreement' with Capital BAnk Finance, a subsidiary of HBOS. The agreement was signed on the premises of a car dealer for the purchase of a used car. Whilst at the dealer, I supplied a Driving Licence as proof…
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loan repayments
My partner and I need to take out a short term £20,000 loan, which we should be able to repay in full in about 2 months. The 'loans' man at lloyds TSB explained to us that there are heavy fines for repaying a loan early- but he said a way round this is to pay off all but £5 of the loan in a lump sum (no fees involved)-…
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Help Connaught Letter!
Hi I am new to this, have received a connaught letter today we were dealing with 1st credit for about a year paying regular £50.00 monthly minimum payments (1st credit kept getting nasty and pushing minimum amount up) on £4000.00 debt, now letter arrrived from connaught collections saying they are going to issue a…
