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Help Connaught Letter!

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Hi I am new to this, have received a connaught letter today we were dealing with 1st credit for about a year paying regular £50.00 monthly minimum payments (1st credit kept getting nasty and pushing minimum amount up) on £4000.00 debt, now letter arrrived from connaught collections saying they are going to issue a statutory demand for the whole amount. Extremely worried can anyone help?

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  • Hi I have received a letter from Connaught Collections advising that they intend to issue a statutory demand on and to arrange a time and date for them to serve the notice...Please help, I had gone to the financial service ombudsmand some time ago regarding 1st creidt who reduced some of the charges and after that I have not heard anything else from 1st credit i have recently wrote to them re the debt and now I have rec'd this letter from connaught ?
  • LISAM696969
    LISAM696969 Posts: 45 Forumite
    Have You Sent A Request For A Cca Of To Them With A £1 Postal Order , Also Have You Asked For An S.a.r If You Do This And If They Cannot Produce Your Cca Within 12 Days They Are In Default And If After A Further Calendar Month They Are Commiting A Criminal Offence , Also This Copy Must Be Properly Executed If Its Not Its Not Legally Enforceable , Good Luck Lisam
  • LISAM696969
    LISAM696969 Posts: 45 Forumite
    If You Go Onto Consumer Action Group Website And Just Type In Ist Credit In Search Engine You Will Find Lots Of People Inc Me Are Dealing With The Same Thing , But Connaught Are Owned By 1st Credit , 1st Credit Are The Parent Company I Have Been Transfered From Connaught To 1st Credit , Obviuosly This Tactic Is Used To Scare You Into Thinking Another Debt Collection Agent Has Been Involved Its Not True !!
  • Have a look on the Debt free wannabe board. Loads of info about how to deal with debt and collections agencies.
    Starting debt @ LBM: £8436.51 (8/5/7)
    Barclaycard: £5804.52 (May 07) - 6.9% LOB Now: £5315.25
    Egg: £1640.99 (May 07) - 1.9% May 08 - Now: £1242.69
    [strike]Barclays O/D: £991dr (May 07) - 16.9% - Now: £0.00[/strike]
    Debt August 07 £6557.94
    Aim: To Clear Barclays OD by Nov 2007! Realistic DFD: August 2009
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