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Car Insurance Named Driver Algorithms
It has come to the time of year where my search for the cheapest car insurance takes over. In my attempt to discover just how low I can get my insurance, I had a play around with named drivers. I am currently a named driver on my partner's policy just in case we ever need to share driving on longer journeys. This caused a…
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Can't get insured!
Can anyone help me get the right insurance. We are going to be living temporarily in a rented caravan until we buy a house. Home Insurance and holiday insurance don't cover rented caravans. I'd like the laptops, TV and jewellery covered. Any suggestions?
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Automatic renewal of house insurance - how to reclaim if unnoticed
On seeking a deal for my home insurance in December I noticed that the previous year I'd paid house insurance to two companies due to not having cancelled automatic renewal on the current insurance. They've offered me half the amount I paid as a refund. Can I claim the whole amount? I didn't make any claims. They did email…
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How do I Cancel Life Insurance when I can’t log in to L&G account
I selected L and G for life insurance, was happy with product, but I am unable to log in to ‘my account’ as requested to confirm. Tried the call centre but couldn’t help and didn’t want to go into a second call queue. I’ve had enough messing about, so want to cancel. Does anyone know how I do this in writing as emails are…
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first death dual names policy
just a quick question if anyone can help? I Have a Zurich life insurance policy in place for over 15 yrs with Myself and previous Partner (ex) named on it. my issue is it pays out on first death. however i split with my ex 8 yrs ago. and i wanted to remove her from this policy. Zurich are saying i cant remove her. Am i at…
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Different car insurance quotes
my car insurance is due for renewal next month so i thought i would have a look in advance. Looked on most comparison sites and moneysupermarket is coming in with cheapest quotes .But i have been unemployed since september last year however when i put this in my quote jumps up for example £183 for unemployed £174 for…
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Renewing property insurance when existing tenants were employed but now on universal credit
Property insurance is due for renewal and I have pre-existing tenants. The way that quote sites word things make you feel like you still have to put tenants in. I'm managing that okay. Are all quote sites care of Simply Business so there's no point using different quote sites to compare other than the companies that don't…
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Debenhams Car Insurance
Have just done a preliminary search on comparison sites and Debenhams came up about 100 cheaper than Go Skippy (which usually seems to be cheapest) and 200/50 lower than the next batch which are reasonably close. I've had a look to see what's happening with the insurance arm and I can't find anything definitive. What would…
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Using the same loss assessor – good idea?
Hi, Looking for some advice please… My bath had a leak and has caused damage to the ceiling of
the flat below. He engaged an Insurance Property Repair contractor (which he
has called a loss assessor) who suggested my subfloor and joists needed to be
assessed. My insurance company has advised I can use my neighbour’s…
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Insure the life of my ex-husband - How?
Im in a unique situation. Without having to explain I am still financially dependant upon him for the rest of my life. The payments will stop if he dies. The consent order states that I should insure his life although he has another partner. Anyone advise? I cant take out a normal insurance policy - as ppl arent allowed to…
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Breakage during house move-50% pay out?
Hi there, We moved house in December and during the move a box of was dropped. As a result of this a number of items were smashed to pieces. We put a claim through the removal company and they are saying that due to the age of the item they will only pay 50% of the value of the items. None of the items were more than 5…
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Part owned retirement property contents insurance problems
My parents have bought a self contained flat in an ExtraCare retirement village. I am trying to organise some contents insurance for them but I'm running into issues. They have purchased 70% of the flat and are renting the remaining 30% from ExtraCare. I've tried a few insurance agents but I can't get a quote because of…
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Can I find out if someone has made a false insurance claim on my oroperty
I think a letting agent I used insured my properties and made an insurance claim with my authorisation how do I find out if he did?
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Tenants' insurance for granny annexe
Hello, I recently moved into a granny annexe/outbuilding of someone else's home in Scotland. On the paperwork I am under a Lodger Agreement as my landlord counts as a resident landlord. Cannily my landlord doesn't have to pay tax if my rent is under £625 a month (it's £625 exactly.) Anyway. I want to insure my belongings…
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Price comparison sites don’t offer you the cheapest car insurance!
Hi, just had my renewal through and it had increased by £70. So I did my usual and went on money supermarket to get a quote. Imagine my surprise when I saw a quote from my insurer for exactly £70 less. I called my insurance company and asked for the cheaper price. Apparently I can’t have it. That is their new business…
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Insurance issues
I've had a few problems with my motorcycle and caravan insurance companies. Unfortunately, I had a fire at my property. One of my motorbikes had an electrical fault which caused fire damage to; my other motorcycle, garage and contents plus caravan.The motorbikes and caravan was declared write offs.I was informed I had to…
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Some advice/help with an Eagle Star(Zurich) claim
Hi, I'm hoping for some advice from someone that knows more than I do regarding life insurance. An elderly relative of mine recently passed away and they had a whole life policy with Eagle Star who are now under Zurich. The person's policy started in 1991 and they have paid £18 every month since into it, the policy states,…
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Over 50's Life insurance
HI What is stopping me getting "normal" life insurance instead of over 50's? I am 57 and no mortgage etc. Thanks
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Insurance for a cat that had cancer
Morning - I'm looking to adopt a cat and I've found one that would be suitable for my home but has recovered from cancer. I was wondering how easy such an animal would be to insure? I've had a brief look online but can't see anything clear. I assume it's classed as a pre-existing condition? Any guidance would be greatly…
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Home Ins. and Loft Conversion with no planning permission - do I need to let insurers know?
Looking for some advice re home insurance. We've been struggling with space in our house so recently put a set of fixed stairs in from our small third box bedroom, into the loft space and converted the space into something more useable. Basic space, has one window (not dormer). All work was carried out by…
