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Home insurance coverage question - damage from wall collapse
Unfortunately the wall to a large outbuilding on my property collapsed yesterday, I have had a structural engineer visit who has advised that it appears that due to the construction and age of the building it’s just a fault that has aged and eventually given way (it’s stone construction and about 300 years old). Having…
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Home insurance as a Council tenant
Hiya. As a Council tenant, I was lead to believe that instead of building and content insurance, that I only require content insurance. I checked on 'look after my bills' for a quick quote, and it appears if there is a potential leak from a radiator then its the building and content insurance that covers this, not content…
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Has anyone been sold an RAC warranty when purchasing a second hand car. I feel I was Mia sold the p
It’s impossible to claim anything on the policy I tried 4 times. Policy cot me £1000
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Accidents/Claims - watch out for new wording on car insurance quotes
Here's a warning when shopping around for car insurance. Have just renewed DH car insurance and nearly came a cropper when entering details of a previous accident/claim. On both Direct Line and LV websites, the question about previous accidents has got different wording and it could cause you to give the wrong information.…
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Ripoff Car Insurance on Change of Vehicle
Good day, I have been insured by Direct Line on multi cars for a number of years. Always shop around/haggle every year, as the renewals are always higher than doing a 'New Quote' for the same vehicle/everything else the same, year on year. I looked into switching cars for wife this week, and did a quick 'Confused.com'…
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Car hit when parked in layby
Hi everyone. I would like some advice please. My daughter's car was parked in the layby by our house and unfortunately a neighbour skidded as they came out of the Close in the snow straight into the driver's door. I've visited a body repair garage and am awaiting a quote expected to be approx £1300. The car's value is…
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Building Works Home Insurance
Any advice appreciated... We are planning major building works at our house and will be moving out of our property to allow them to take place as the house will become uninhabitable - every room in the house will be affected by building work. Our kitchen has also been ripped out and there are no appliances or contents left…
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Subsidence Gurantee
Hi Can anyone help or give me some advice? I had some subsidence in my house. The insurance company have now completed the work and started to get the paperwork through. In the paperwork, I noticed that there was no mention of any guarantee. So, I queried this with the insurance company and they have just confirmed that…
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Sickpay Insurance
Hi guys, I've recently started a new job that only pays SSP for sick days, all my previous jobs had company sick pay and meant any time off would be paid at my normal rate. I rarely have any time off but worry that if I do will have a massive gap in my salary is there an insurance I should look at taking out to cover for…
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Separate Building Insurance For Flat Conversion?
Hello, I'm hoping someone here can for offer some advice. I own the top floor flat of a Victorian conversion terrace house and share the freehold with the owner of the lower flat. For the last 9 years we've always just bought one building insurance policy for the entire house, then split the premium payments. But the lower…
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Terminal illness
Hi,My dad had life insurance but his policy ended several months before he died. My dad had terminal cancer. I believe you can claim if you have a terminal illness before you die but my dad didn't as things with my dad were slightly complicated as he didn't accept the diagnosis or that he was dying. If I was to provide…
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Home insurance while building works are taking place (loft conversion)
Hi, Our house is currently insured through Tesco Home Insurance, however they have said they'll be unable to continue the insurance once work starts on our loft conversion and so it'll be cancelled. They gave me the name of Towergate insurance and suggested I contacted them or the British Insurance Brokers' Association.…
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Is there a time limit on making a claim for damages caused by a 3rd party?
My neighbour told me a couple of days ago, that the house next door has caused damage to his ground floor hallway wall (daylight can be seen), which he reported to the managing agents and directors a year ago (last February). Its totally crazy to me that he has let it sit for so long .. but i wondered if there is a time…
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Car Insurance Change of Address Cancellation Fee
Hi All I've recently changed address and the risk area has gone from 2 to 3 (1 is best 5 is worst). I'm with sky insurance for my car insurance and when I've gone to update this (expecting my policy cost to increase), they have said that my policy has to be cancelled because their underwriters won't cover it, and I…
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Hopefully an easy question on Home insurance and being a 'new customer'
Hi All Had Home contents and Buildings insurance for the last year with Policy expert which is due for renewal. I'm shopping around on who gives the best Cashback and Policy Expert are coming up by a large Margin (£80 currently). I obviously cant sign up again as a new customer on the policy but can my Husband do it in his…
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Car insurance claim rejected
My partner owned a Subaru for 6 years restored it and put it on the road, a month after it was targeted and set on fire (petrol bomb) the car insurance obviously done it's inspection and voided the insurance and claim as my partner had not declared it had previously been white (he painted it black) it was changed with the…
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Contents insurance claim
I live in a leasehold apartment where the buildings insurance is in a policy held by the Freeholder and I pay this as part of the maintainence contract. I am looking for advice regarding a claim I have made for accidental damage to a hall and lounge carpet. The damaged carpet was Ryalux but they went out of business around…
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Critical illness question
Hy my wife has just been diagnosed with a type 2 sarcoma and is due an operation next week to remove it, she basically getting a full hip replacement and part of her pelvis removed and rebuilt. The consultant has explained that its type 2 cancer and hasnt spread thankfully so the op should hopefully resolve and her…
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Life Insurance
Life Assurance expires 18 months time. The Assured has a year to live - you have to put claim in 18 month before policy expires - any assistance in putting claim forward would be appreciated
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Car insurance
I bought car insurance from confused .com I filled out forms on their site and quotes were generated and I bought car insurance from 1st Central for 12 months, 2 days after I did this they contacted me asking for a further £130 to cover admin charges as I had not disclosed claim! I had disclosed the claim it is on my…
