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Hastings Direct unable to quote for renewal. Do I have to declare this as insurance renewal refusal?
My house and contents policy is due for renewal next month. The existing broker, Hastings Direct, has contacted me to say they are unable to quote for renewal. No reason given. I suspect it is due to the two claims we unfortunately had to make last year. I am shopping around for alternatives (as I do every year) and on…
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Contents insurance questions
Hello I recently moved into my first flat and I'm in the middle of working out contents insurance for my possessions. Buildings insurance is already covered by a service charge/management company. I've tried to estimate as best I can how much all my stuff is worth but I still have some questions: * There are still some…
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Vehicle Impact damage - Uninsured losses
During the snow a week ago a car slid off the road and into the side of my house causing significant, but not structural, damage. Nobody was hurt. I was advised by the police to contact my home insurance which I did. I understand they will repair the damage and then recover costs from the other insurer. However, they have…
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Life insurance.
We have LVe decreasing life insurance and from going through paper work we also have lve flexiplan and critical illness cover. Are we paying twice for life insurance?
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House subsiding for THIRD time
An elderly friend, who isn't very computer literate has asked for our help. Her house has been twice underpinned in the past. But it is subsiding alarmingly again. She has contacted her insurers, who have said that they are not prepared to cover the cost of repairs for a third time! What should she do now please?
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Does car insurance increase the more quotes you look out for?
Hello I have been looking for car insurance for my dad using money saving expert article about 10 way to cut insurance costs. I have been happy with first results and I started tweaking some things and checking if I can make it even cheaper like job title or date of insurance etc and suddenly I started getting quotes about…
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Business insurance for the lockdown
I work , luckilly, in a full time job but on my days off I run a motorcycle repair shop . Running since 2008, the last year has been quiet, Im lucky to have had 4 customers since last March. My insurance is due and Ive tried many brokers, none can come up with an option and I dont really want to pay £1800 as Ive got no…
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Buying first house - any way to check 'Claims and Underwriting Exchange' (CUE) for pbuilding issues?
I'm in the process of buying a house, and going through 'first time buyer check lists' type things, and one of them is making sure you get a survey done.However, it warns that surveyors can still miss things, and sellers can conceal cracks under a fresh lick of paint. When Googling more about cracks/subsidence, I found…
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Uber Eats Correct Insurance
Hi All I'm currently considering delivering food for uber eats but I'm not to sure what I need in regards to insurance. will changing my car insurance to include business cover me or do I need a specialist policy? Many Thanks
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Damage from school boundary collapse
Hi, I'd appreciate advice on how to claim against my local council/school, after a boundary fence collapsed on my garden shed.
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Marshmallow Insurance soft credit search
Who are they and do they own any other companies? I had an email from Credit Karma to say somebody had run a soft credit search, when I looked it was Marshmallow Insurance. I haven't personally owned a car for 3 years. I am a named driver on my wifes car and she renewed yesterday with Sheila's Wheels direct after having…
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Executors Insurance & Section 75
Please forgive if this is in the wrong section but it's my first post. Basically my husband is an executor of his late fathers estate which includes 2 properties. We arranged insurance through a specialist broker last week at a cost of almost £700 which was paid by credit card. Despite the broker saying they would forward…
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Fully comp for other driver ?
My 85 year old mother has just had her renewal letter for car insurance nearly £500 I have been on comparison sites and got it down to around £200 by putting my 60 year old sister on as main driver (which she is) The only thing is would my mother be fully comp as well ? as she would now be the non main driver, i have…
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Declare new medical condition on existing life insurance policy?
Hi all, just want to be sure having had a quick glance at another post, I have been diagnosed with high blood pressure for which I am now on medication for at the least the forseeable future. Am I right in thinking I have no obligation to inform the insurer of this new diagnosis? I am double checking as I have a wife and 7…
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Would landlord insurance ever want to speak to the tenant, with a landlord insurance claim
Tenant lives in a landlords property, there has been damage to the property. Don't want to get in too much detail but Negligence by the tenant is to be determined, which has caused damage to this property. Will be an expensive building repair from walls to ceiling to be re-installed. A simple question regarding the…
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Buying a house with tie rods (underpinning?)
the old house (1850s) we are due to buy has a structural engineers report stating that there were tie rods used when the property was updated 15 years ago. The engineer has stated that no movement etc is evident since. we have our own structural survey next week so will know more, and I'm just starting to research building…
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Renewing car insurance
I have received a renewal quote from my current insurer, which expires if I do nothing. I have found a new quote via the comparion sites with the same company but around £20 cheaper. As it is so difficult contacting companies because of covid at the moment, can I just take out the comparison site quote and just leave the…
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Vitality and Apple Watch
Does anyone on here know exactly how the points work with regards to the apple watch and vitality? I'm interested in signing up but just want to know a few things before I give my number. I know what you pay per month for the watch is dependant on how many points you earn in that month. If I ended up paying £5 per month…
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Neighbours claim needs investigating, can i hire an independent surveyor?
My neighbour is currently awaiting a survey of my property to make a claim for (as yet unknown to me) damages that may be caused by a fault my side. The surveyor has been commissioned by my neighbours insurer, who has told me to have my insurer talk to them to arrange the visit to my property. Is this standard practice?…
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Rescuemycar Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
