Price comparison sites don’t offer you the cheapest car insurance!

Powellj3

Hi,

  just had my renewal through and it had increased by £70.  So I did my usual and went on money supermarket to get a quote.  Imagine my surprise when I saw a quote from my insurer for exactly £70 less.  I called my insurance company and asked for the cheaper price.  Apparently I can’t have it.  That is their new business price.  I’ve been with them for five years and so don’t deserve the reduced price.

it turns out it was my fault I had got the new business price.  I have moved home and the price comparison site remembered my old address with a very slightly different postcode.  Actually that was a higher risk area.  But it was enough for the tool to not spot me as a returning customer.

the best prices are held back for new business and the price comparison sites block these for returning customers.

my insurer is Saga.

JGB1955

I'm surprised that you're surprised - it's always been that way.  Either negotiate (which seems to have failed) or move on to the closest offer, then return next year.

dunstonh

I’ve been with them for five years and so don’t deserve the reduced price.

That will be because you have already had the reduced price in the past.

the best prices are held back for new business and the price comparison sites block these for returning customers.

Not with all insurers. However, early year discounting is very commonplace.   So, you just move each year if you are in a situation to do so. Not all are though.