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Car Insurance claim unresolved.
I had an accident just over 12 months ago where I was at fault and bumped into the back of another car. I was insured with Prudential at the time. My car was very cheap and was considered a write off which was processed as expected. I was given an amount minus the excess on the policy shortly after. The car I hit was a…
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Car SORN/garaged for winter, what about insurance?
Hi all, I recently bought a Mazda RX8 as a second car. I only use it on weekends, trips, etc, basically a hobby car, I have another car for daily duties. Since the tax is pretty hefty I only have it taxed for 6 months, and it's due to end in December. I don't have a garage, the car is kept on the roadside and is insured as…
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To claim or not to claim?
Hi My darling daughter accidentally spilt water over my Macbook. I turned off immediately and kept it upside down for a few days and took it to the Mac store to revive. Unfortunately, the damage was done to the screen and not the hard drive. I can retrieve the data but the repair cost for the screen is £850 (near price of…
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Car Insurance Cancelled Over 3 months ago
Hi, I think I've made a silly error and I'm wondering if there's any way to rectify it. I've been away travelling for work a lot since before Christmas and have come home this weekend to a letter telling me I needed to renew my car tax. Fine - I went online to pay and it gave me a message saying the car hasn't been found…
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Insurance for lodge in UK
Hi I have booked a lodge for myself and 5 friends to stay in for my birthday in August. (In Scotland and I reside in Scotland) Unfortunately my dad has terminal cancer and we are day/weeks to the end. It was booked while I knew he had terminal cancer but we didn't realise it would be so soon. Is there any kind of insurance…
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Cancelled policy - Hastings Insurance
I compiled my first quote on Moneysupermarket for a new car insurance policy on the 9th of May. I had a very competitive quote from first central for £330 that evening, for whatever reason I decided not to take out the policy that day. The following day I looked again and the cheapest quote was £150 more expensive. I then…
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Travel Insurance - Extreme Sports
Hi all, I need insurance to cover helicopter rescue and trekking up to 6000m. As it's counted as an extreme sport the cheapest premium I have found so far is around £100 for 3 weeks with the most basic cover for other things like nothing for cancellation and baggage loss. The medical expenses and repatriation amount seems…
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car insurance claim being pursued after it has been settled
WeI had an accident three years ago.It was with another car on a country lane that had no white lines down the centre of the road. AS rthere were no witnesses and the insurance investigator said due to it being a remote location advised us the settle for 50/50. The car was written off and we got a personal injury claim…
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One day Digital Assistants WILL Affect Your Home Insurance
I was laughed at when I posted my thoughts about Amazon's Alexa being hacked and this could be a serious risk for your home being burgled,bank accounts being emptied and so on. Well further reports today confirm this risk. From The Telegraph today: Amazon Alexa recorded owner's conversation and sent to 'random' contact,…
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Building Insurance premium sounds absurd
Hello I am reading this forum with interest because I am about to buy a 1 bedroom flat in London which is part of a converted three storey house containing 5 flats in total. The annual building insurance premium for my flat will be £950. The seller's solicitor will not disclose the total premium for the whole building due…
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NCD - Home Insurance
Only a quarter of home insurance policies offer a no claims discount to new customers and about three quarters to existing customers but most are unaware of this. You can build up a NCD for a maximum of 5 years and works similarly to car insurance, so when renewing always ask your current insurer to provide NCD (No Claims…
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How to challenge a 50-50 settlement
Back in Dec 2017, I was 20m away from my properly parked car when I saw a taxi driver turning 180 degrees and finally hit my car. The taxi driver (private hire) had 2 customers inside the taxi and the taxi driver obviously accepted his fault. I made a formal claim to my insurance (Llloyds) and the car was repaired without…
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Travel Insurance & Declaring Pre-existing Conditions
Another question from me :-) Here's the situation my ex is in. GP Surgery rang and offered a free medical. Multiple times despite him feeling fine and saying he wasn't really interested. It was more hard-sell than double glazing! I've since found out they get paid for these medicals (wonder how GDPR impacts on them!).…
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Travel Insurance for Adult Child & Parent
Hi, my ex and I have taken our children away each year (together) since they were tots so generally just get a family insurance policy and ensure the insurer is happy with the situation. This year our youngest is 18 so we're finally having our own summer holidays. I have annual travel insurance now but need cover for 4…
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Saga car insurance
Hi On behalf of a very mature and non - Internet - savvy friend...... she has SAGA car insurance. During the year she pranged her car and claimed for damage repair. SAGA sent her a renewal quote for £600, due 1 June. She is rather tardy but today she at last sought advice from a local broker for a better quote. When she…
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Car insurance claim query
Hi guys, Not sure if you can help but just after some help/clarification on a current car accident claim. My wife had an accident which wasn't her fault while driving her dad's car. There are 2 witnesses agreeing that the 3rd party was at fault and she was driving the car on her 3rd party access so the claim is being under…
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How to get Admiral Multicar quote for exisiting customer?
Hi, Does anyone know how to get an Admiral Multicar quote when an existing customer? The work around used to be to set DOB slightly out (i.e. set Jan to Feb). Admiral have now closed that loophole and I can't find a way not for it to block me. One wonders why they feel the need to block existing customers from finding out…
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Loss of NCD
Hi, I'm looking for some advice here for my niece. She was visiting me recently and parked her car outside my house during the visit one of my neighbours reversed into her car. The car was parked at the curb, unoccupied and my neighbour admitted it was his fault. Now my niece has had her NCD reduced and she is having…
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admiral insurance cancelled policy and ive been driving around uninsured
Absolutely fuming with admiral insurance. Received a letter today informing me my policy has been cancelled, no mention of why and I've checked the DD payments and all have been taken. Only took the policy out in march. This bit is amazing apparently my policy was cancelled from the 17th May which means as I use it every…
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EU Minimum legal car insurance cover
It is my understanding that UK car insurance policies cover you in the EU to the minimum legal requirement in the EU country as standard. Does this apply to the full term of the policy however? I see that many policies state a maximum amount of covered days and also single trip limits but is this limit simply for the…
