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Annual travel insurance for someone who hasnt been resident in UK?
Anyone know of any companies that offer travel insurance to non UK residents? Our niece is leaving Singapore this month, will be studying in UK from September, and has a UK passport, however struggling to find any companies that offer an annual travel policy - most are asking for 3 or 6 month UK residency in last year,…
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Beagle Street or L&G life & critical illness! Please help!
Hiya I've been looking into life insurance with critical illness cover for ages now and I'm at my wits end. I have narrowed it down to two which are practically the same price. Beagle Street and Legal and General. Beagle street has amazing trustpilot reviews, L&G's aren't great, however L&G cover more things but I've read…
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Car insurance while in another country
Hello, I am currently living in another EU country and I frequently travel back to the UK. What I was wondering is if I can maintain my UK no claims in the UK if I insure a car to my parents address (and keep this car at my parents) even though I am not resident in the UK? Many thanks!
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Car insurance help
My partner of 20 years has been driving for about 15 years. He has only ever been a named driver on our insurance ( I’ve been main driver on 2 cars ) . He had an accident and wrote the car off. Loosing all the no claims on that car as they were not protected. I have 9+ years in my other car. (VW UP) We are about to get a…
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MSE News: Tens of thousands of Aviva customers to be refunded up to £100
About 50,000 Aviva customers will be refunded up to £100 each after the insurer admitted they had been overcharged on their premiums...Read the full story: 'Tens of thousands of Aviva customers to be refunded up to £100' Click reply below to discuss. If you haven't already, join the forum to reply.
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Annual travel policy with 'new for old'
I have read a few policies and the wording is a bit vague with terms like "replacement cost". I have a nice camera which is five years old, but I would have to pay close to the price of £500 that it cost me to get something of similar capabilities. I also have a four month old phone which cost me £300 and a two year old…
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Jewellery claim
I have recently lost a diamond ring which belonged to my grandmother. It was a 1920s ring and I do have a valuation for it. I would like to replace it with an antique ring but someone has told me the insurance company are likely to insist I go to H Samuel and get a ring from there. I know there won't be anything remotely…
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Car Insurance -No Claims Confusion
Hi, I hope someone can shed some light on this..! So I joined admiral on 3 years no claims. I was in a small accident which I was at fault and the other party claimed from my insurance. The policy says that it gets reduced by 2 years after a claim so upon renewal in 2 months do I declare 2 years no claims (as should have…
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Mistakingly did not declare 3 points - Hastings Direct asking for documents - need advice!!
Hi all, need some advice. I have made a mistake, but an innocent one in my opinion. I understand it is my fault but I had no intentions of lying, as I think this is how insurance will see this. I took out my insurance recently and after reviewing documents realised I had accepted and took out a policy where I checked how…
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Who is liable for repairs due to a leak in a flat due to poor plumbing?
I am looking for some advice for an complex issue around leaking from our flat. We purchased our 4th floor flat a year ago, and since then have had reports of 3 leaks from different plumbing points in the flat and have organised for repairs to be done accordingly (painting and plastering etc.) where we can see the damage.…
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UK Dog insurance which allows a 60 day European trip
Hi, I currently have a UK dog insurance policy. Next year, I will be traveling, with dog, to Europe for approximately 60 days. Although my policy already includes 90 days abroad there is a maximum trip length of 30 days. ( Confusingly, if I travel for 31 days the dog is not covered for any of the the 31 days). Does anyone…
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Declined insurance on the property we are buying
Hello. We find ourselves a bit stuck. We are due to complete on our next property purchase in a few weeks but the mortgage requires building insurance prior to releasing funds. The property we are buying g needs a lot of work. Nothing structural however we are planning on knocking through the dining and lounge rooms. My…
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Private medical consultation
My husband needs to see a neurosurgeon for treatment. He will require to have an initial consultation with the consultants then the treatment will follow at a later date. We don't have medical insurance but would paying for the initial consultation then go back onto his list on NHS speed up the process . We are not aware…
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Income protection insurance
Been offered an income assured enhanced policy from Cirencester Friendly Society. Each monthl premium goes up starting at aged 50 £26.60 and by the time I’m 67 it will be £87.20 per month. Is this usual? Will pay me £210 per week if I cannot Work.
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Cheap(er) Car Insurance for driver with claims
Hi guys, So it’s that dreaded renewal time for car insurance. The cheapest quote I have got is £2350 with a £3000 compulsory excess. I have checked most of the comparison sites as well as Direct Line and Tesco. I was wondering if anyone knows of any insurers who would potentially be cheaper for a driver with claims?…
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Insurance through broker - good idea?
I'm just after some opinions on the following: We're in the process of buying a house, we've got mortgage offer, survey was fine. We went through a broker for the mortgage (free service) and the guy we dealt with was really nice, I didn't realise that the brokers was a sort of 'one stop shop' so before we knew it we'd used…
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Paying for an Ipad I accidentally broke
I am currently 15 years old and therefore like to have a laugh with some of my friends at school... On multiple occasions we have kicked one of our friends bags as a joke (we do it to everyone) and on this particular instance i kicked it and it happened to have his Ipad facing outwards at the end of it with no protective…
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17 year old car insurance
In a year or so's time my 16 year old will be thinking about a car and I'll be sweating it over car insurance. If my son has had a year's experience riding a moped, would that experience be taken into account and have a positive (downward) effect on his car insurance premium?
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At wits end - refused home insurance
In January 2015 a relative with a prison conviction had nowhere to stay after leaving prison, so I gave him temporary accommodation in my home. In June 2015 my home insurance was up for renewal, so I filled the form online, When asked if there was anyone living in the house with a conviction. I answered honestly. I was…
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Insurance claim rejected. Need advice please
My house was flooded last month and as a result of that my house got damaged. The water came from a burst pipe in the next door house. The owners and insurer of the house next door have accepted liability in writing and based on that my building insurer has started work. Unfortunately, I did not have contents insurance (my…
