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Mis-sold Income Protection Insurance
Hello All, I hope that I am posting in the correct forum as I need some advice/opinions on my current situation. I took out an Income Protection Insurance policy through an FCA regulated broker (leaving the name of the broker out at this stage) with whom I went through a lengthy interview with to find the protection that…
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Concurrent travel policies
Hi, is it permissible to run two travel policies one after the other; not at the same time. I intend to travel for approximately 60 days but my travel insurance with my bank only covers 30 days. Can take out additional insurance to cover the remaining 30 days? TIA
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Post office home insurance £50 beat renewal offer help
Hi all, Please can someone clarify this for me as I tried calling the Post Office to figure it out and was still confused. Basically my contents renewal is £90 which includes accidental damage and items away from home. Also included for free is family legal protection and home assistance. I had a quote from them for £100…
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Overseas Holiday Home Insurance?
Hi, I've recently bought a holiday home overseas and would like to get it insured. Does anyone have any recommendations on good companies to use please? Many thanks in advance.
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Motorhome insurance ncb
Hi, I have a motorhome and have been claim free for three years. Each year I have used a different insurer as i have phoned around and found better deals. My last insurer, AIB, insist that you are not able to get a no claims bonus for a motorhome. So this year I have used the same broker who arranged my first years…
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Is a reversing driver always at fault
HI, Just looking for a bit of advice. My daughter was hit in the garage yesterday by a driver reversing at high speed, she stopped but a second later he hit her. He originally said it was his fault and he would ask his dad to sort out her car, but when she said she wanted to go through the insurance he said it was her…
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Not at fault car insurance claim.
Okay so a bit of backstory. I have been driving 6 years and for the first few years like most young drivers i was driving a small hatchback worth a few hundred quid. I was the named driver on my mums direct line policy. In May 2014 i was coming into my drive when my neighbour backed out of hers, She didnt see me and kept…
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Home insurance claim for stolen watch
Hello people, I'm hoping you can help advice on the following problem I have. No proof of purchase receipt for watch as it was a gift from an ex whom I no longer speak with. 1) My expensive watch was stolen from my home - as well as some other small items. 2) I have the watch insured as extra on my home insurance policy to…
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Critical Illness Claim
Hi all Wonder if you can help me understand where I stand. On 28/03 I was diagnosed with a stroke of the thalamus which has left irreversible damage to a small part of brain tissue. I’ve been recovering well and returned to work. I have put a claim in for CIC. I am on nerve damage drugs which numb pain and a high dose as…
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Travel insurance
Hi everyone, I need some advice as don't know what to do :question: I booked a low deposit holiday to Orlando for 14 nights for 7 of us for Sept/Oct 2019 with Thomas Cook (flights,villa,park tickets, flexi book etc) back in February this year. But at the beginning of April I slipped a disc in my lower back (confirmed by…
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Trinity Claims/Policy Expert
Hi all I've recently noticed large patches of mold appearing near the edged of the roof (on the inner walls) and had a contractor out to look at the damage. He advised it's likely as a result of storm damage to the roof and that we should go through our insurance. At this point I called Policy Expert and the call routed…
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Car accident without insurance
Hi guys. I had a car accident 2 days ago which was not my fault, the other driver told her insurance company that is her fault, they already called me, doing inspection at my car now,probably a write off. The main problem as it turned out that i didn't have road tax and insurance too, both of them expired. Will her…
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Indian Jewellery
Anyone recommend a valuer for Indian Jewellry (gold) and rough ideas of cost ? With so many targeted thefts for Indian jewellry I want peace of mind I'm insured correctly so that if I was a victim there would be no hassle in paying out. Although I'm going to deposit this in secure storage I want to make sure should…
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Car insurance for overseas drivers
My brother-in-law is over here for a year and is in the process of buying a car. He is 33 with a clean record in Australia. He is in the process of buying a car here but has been quoted quite a high price (£700+ for insurance). Is this always going to be expensive or are there ways of getting a cheaper deal?
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car insurance - minor damage claim policy
Hi - I had a question on minor damage claim policy and whether it affects your premium with the main insurance provider. I bumped my car while parking and there are a few minor scratches on my bumper. In addition to my main car insurance , I have a minor damage protection policy with Premia Solutions. My questions are: 1.…
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New mortgage, mortgage life insurance queries
I have just applied (with my wife) for a new mortgage with Nationwide and we are now thinking about mortgage life insurance. We had a previous mortgage with Nationwide but sold our house and are now with relatives. I am self-employed (company director with salary/dividends) and my wife draws a salary from the limited…
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Missed connection outside UK - Virgin travel insurance
I'm a bit confused my Virgin Travel insurance. I've got the most costly version of it (annual multi-trip too). If I miss a connecting flight outside the UK due to a delay due to airport transfers/security/screening whatever, am I covered by the insurance for any resultant flight/hotel costs to get to my destination ASAP?…
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Axa Asbestos and Contents
I have recently discovered asbestos in my home. Most of it is well maintained and some isnt. My insurance policy doesnt specifically state that asbestos is not covered however the insurance company are unwilling to contribute anything towards removal or contaminated furniture. My policy is a axa home safe. Ive raised a…
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Putting Life Insurance in a Trust or just stipulate in will?
Hi All, New to this side of things and just after advice from those in the know. me and my partner have two solo policies with beagle street for 140k. weve been told to put them in a trust as we have a little one. but I don't trust anyone around me to pay my son the money. basically we both want the life insurance policy…
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AXA and Ombudsman service
Hi all! I have a problem I'm hoping I can get some advice on? Last year a car careered off the road and hit my neighbour's wall, writing my car off in the process. I had to take my uninsured losses claim direct to the other party's insurance company, AXA. Side note: always take out legal cover then you don't have to do…
