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Car insurance - moving house
I need a new car insurance policy to start on 1st June but know I am moving house at the end of July and have rang 3 insurers to ask about changes to the cost when I move (ahead of taking out a policy) but they all say they can't give me a price, I would have to commit to the policy and pay the (inevitable) increase or…
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Claim for Garden wall
Not sure if this is in the right place... My garden wall is on the point of falling down,it separates my front garden with next door. Next doors tree roots have basically grown so big its lifted the wall,leading to it becoming very unstable..they have fixed the top two courses once as a "Gesture of good will" but said its…
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Claim for malicious damages to Financial Ombudsman after denied by Lloyd's insurance
Hi all, First thanks for your helpful content. I was using a storage an unit for my small business but one day without any legitimate reason and/or writing 7 days notice (as it is supposed to be in accordance with the company own terms and conditions) the storage company prevent me access to the storage and also caused a…
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Personal Injury Solicitor Fees
I've just spent (wasted) 45 minutes on the phone to a solicitor, only to be told they could take 35% of my compensation if I am successful. What??? That much. I can take 25% at a push, but 35 is way too high surely. Not a car accident, accident at work.
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Motability Car - no claims bonus
I'm writing in relation to a friend of mine who has lost his no claims bonus as a result of driving a motability car. He previously owned a car until 2016 and had car insurance under his own name and had more than 4 years no claims bonus. In 2016 his mother became very unwell and she was given a motability car. He was the…
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Is buying buildings and contents insurance seperate usually cheaper?
I thought it would be more expensive - but the complete opposite... Combined seems to be approx. £30/40 more expensive in most cases....
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Does Using Your Home Insurance Legal Cover Count As A Claim On Your Policy
My home and contents insurance policy comes with what is described as Family Legal Protection. The policy states this can be used to pay the legal costs of a legal advisor in the case of a dispute where damage has been inflicted on your property by a third party. The policy does not state, if this option is exercised,…
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Motor accident - assumed my fault
Just like to share my scenario and gain some feedback please... I picked my spot to enter a busy roundabout, looked right to check again, looked back and car who was passing in front of me had emergency stopped as had been cut up, so I ploughed into the back of him on my motorbike... separating my shoulder and being…
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Car insurance - car damaged moving vehicle after an accident
I was involved in a car accident recently - I was at the head of a busy motorway roundabout and the car behind drove into the back of mine. The driver of that vehicle has accepted liability. Immediately after the accident, I drove my car on to the verge to get it out of the way of all the on-coming traffic. However, after…
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Minor car accident
Hi guys, I was behind someone at a roundabout who began to pull away but emergency stopped as she thought she saw a car coming. I hit the back of her car (early 2000 vw polo) and caused no damage at all to the front of my car but there was small marks on the back of her car. The collision was at less than 5mph and there’s…
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Car Insuarnce + Excess Reducer Policy
Hi, I just renewed my car insurance with One Call. My experience has been OK so far. I have an old car, only drive up to 3500 miles a year so, in order to try to reduce the premium even further, I opted for £250 vol excess...total of £350 excess. One Call phoned today to ask if I'd received my policy docs -- I hadnt…
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Car insurance renewal: ‘Open incident’ has suspended my no claims discount
RANT: 3 months ago I had about a 1 mile an hour ‘touch’ between my car and another car (in front of mine) in a traffic queue. The other driver wanted to exchange details. When I got home I called my insurer to be on the safe side, and in case some fabricated claim was later submitted. I checked and was told this wouldn’t…
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Does annual travel insurance cover pre booked trips
Hi, I have a few day trips and a couple of breaks booked for later in the year. If I take out an annual travel insurance policy, would this cover for these pre-booked trips, or only for any trips booked/purchased after the policy is purchased? Thanks in advance!
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Right choice insurance broker declared bankrupt. Any help?
I started a policy with them last year as it was my first car. Even tho was a very cheap second hand car the insurance was 1300 and some pence. It was the cheapest and I took it. After 1 Year with no claim the insurance dropped to 600 and something which it was great for me. So I paid something a bit more then 100 for a…
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Personal Injury Claim??
Hi My dad has just received a letter from Hebble Law. No information bar a claimant name and an incident date of the 19/2/2016. Various comments along the lines of "as long as you continue to cover your own legal costs and ours etc, you will be fine" The only thing they can think of is when my MUM went into the back of a…
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travel insurance for uk and usa citizen travelling together
i am trying to find insurance to cover travel between uk and usa for myself (a uk citizen) and my 8 yr old granddaughter who is a (usa citizen), as a joint policy - my current annual insurance (direct line) cannot cover her as a usa citizen. Basically I need cover interdependently - seperate policies don't cover risk to…
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Issues with writing a life insurance policy in trust
I bought a policy for 1 year to cover the very slight chance of being killed on a skydive (once I've survived this I will be seeing an IFA to sort out policies, etc more suited to my needs). Bought the policy and had it start on the same day, downloaded the trust form, going through the paperwork it specifically states,…
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Mortgage PPI with pre-existing conditions
Hi everyone I'm looking for mortgage PPI which will also cover a pre-existing condition. Can anyone recommend a provider for this kind of MPPI please? Thanks all.;)
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Car insurance for my deceased father's car
Hi, my dad recently sadly passed away quite suddenly. He lived with me, and he has a Jaguar parked on my driveway. As the DVLA have been advised about him passing away, his insurance etc becomes invalid. However, until I decide what to do with the car, and I don't want to be rushed into selling it, I would like to insure…
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How far back with travel insurance?
How many years do you have to go back with travel insurance. My husband had heart problem 6 years ago which we declare but 17 years ago he had one episode of depression for a short while and none since. Do we have to declare this.?
