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Motorcycle Insurance Advice
Hi guys, Just wanted some advice regarding the salvage offer for my bike as I haven't got a clue and feel like my insurance know it too :doh:. I originally £4300 for my bike last year. The 3rd party insurer valued it at something like £3550 with a salvage cost of £1190. However the company that is holding my bike at the…
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Barclays phone insurance questions
Hi there guys :) I recently bought an iPhone X on contract and never had a phone insurance! so as this device is expensive, i would like to buy one aha =) . Okay first question, how does Barclays tech insurance work. I read through their website and T&Q's but one question i have. If my phone is lost, i would have icloud…
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Car Insurance break
Thinking of taking my car off the road for a couple of years at least as I dont use it and I never go out. How easy is it to get NCB re-instated after a break I have 15 years NCB? Also how easy to get the car back on the road after letting tax and MOT lapse? Thanks in advance. Tim
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car insurance .. no car for 20 years
Ive not had a car for 20 odd years as prefer to hire when I need one. Ive been offered an old yaris for free and was wondering how car insurance companies view this.. I cant prove any no claims so what do they tend to do.
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Car Insurance - claim - advice please?
Hello This is my first post on a forum of this nature so I hope it's in the right place and in the right style. Forgive the length! I'm hoping for information and possibly advice. I was an innocent victim of a road accident,noone was hurt but my car was swiped at an angle across the front and suffered severe damage - the…
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Motorhome Insurance Claim
I owned a motorhome until about two weeks ago when it was totally destroyed in a fire while it was at the garage for minor repairs. The fire was not caused by my vehicle. The garage's insurance company should be responsible for my loss. I haven't heard from them yet but I believe they are investigating the incident. I've…
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Temporary public liability insurance for self-emp.
I am self-emlpoyed and work part-time as a chocolatier selling mainly at events, fairs etc. I have had PL insurance for the last year as most venues require it, but since I do markets only occasionally, mainly around Christmas it seems a waste of money to have an annual insurance cover. I wondered if it is possible to…
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Pressure to buy carpet from unknown supplier
Had a water leak from tank couple of weeks ago, ruined the landing and stair carpet. The insurance company 'devolve' carpet 'issues' to an outside company who seem to be carpet wholesalers and fitters. They've now offered me the option of replacement carpets from them or a ridiculously small cash settlement. I don't know…
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One Call Insurance!!!?? Help please.
On the 1st November 2017 we renewed our Insurance Policy with One Call Insurance for our vehicle, Citroen Picasso EX10 OAU, policy number 04315009 for the second consecutive year. Shortly afterwards our son’s car, a Volvo Estate had the gearbox break. He needed a car quickly so we passed on our Insured Citroen to him. We…
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Water Leak insurance claim help
I had a slow water leak which was coming from the waste pipe on the bathtub which looks to have been causing damage for some time. My bathroom is totally tiled in, including the bath. I have called a plumber out and he has fixed the leak but has had to remove 2 large tiles and has had to cut a hole in the plyboard to…
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My saving on life insurance
Hi Just like to say a big thank you to Martin and his team. After reading through the advice on the website I completed a decreasing term joint life insurance questionair without advice,which was a real easy form to complete. This has saved me at least £50 per month for 17 years, you work the maths!!! :beer: Dave
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Annual Travel Insurance: medical conditions.
I have pre-exisitng medical conditions and have taken out Annual Travel Insurance. This insurance is now due to be renewed. I have had a holiday booked for some time, it departs a month after the renewal date. I have now been told that as I am awaiting a medical investigation - the insurance company will not renew my…
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no claim discount after 1-year driving
Dear all, I am a new driver who just finished the first year of driving after getting my license last year. I was asking for no claim discount proof from my current insurer LV=. But surprisingly, the proof says I have 65%(2 years) no claim discount. Do you have any idea about what's going on here? I thought I will only get…
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Class 1 Business Use Cover
Hi all, Might seem like a silly question but are there any caveats to insuring my car for class 1 business use as apposed to SDP+C? Bizarrely when I run a quote through it becomes about 15% cheaper by adding business cover. While I can't say I've used my car for business in the past as work provide a hire car for this I…
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Homeserve - Boiler cover nightmare
Not a great experience with homeserve boiler cover and the way they can ignore customers and their greivances. Have contacted them at-least 10 times with same response of "we are investigating...and will come back as soon as possible". Its been 21 days now! Some back-ground on what happened: - We are a household with…
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Renew Life Insurance?
My life insurance policy is due for renewal in 3 years when I'll be 50. 1. I've been told 50 is a 'trigger' for higher premiums, so should I renew before I reach 50? 2. I'm single and my children have left home but I'd like some cover for funeral costs etc when I die. I'm not a homeowner and unlikely to have any…
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No Claims Bonus question
Hi, I got rid of my car last year, I believe that the NCB is valid for 2 years, I have no idea if I will want a car of my own in the future as I share my wife's car. Is there anyway I can keep my NCB. Thanks Steve
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Car Insurance Claim Issue
Hi there, Not sure if this is the right place to put this - but I am desperate for some help with this. Back in Feb 2017 - I pulled into a space in TESCO Car Park, long and short of it is that someone got out of the space next to me and accused me of colliding with their car and i hadn't. Since then I received multiple…
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Family Income Benefit - Online brokers & Quotes
Having read an article on Monevator last year I am finally getting round to getting quotes for FIB to provide a fixed income to my Wife in case of my death, which will be in addition to the lump sum life cover that we already have. I've found it a little more difficult to get quotes from FIB compared to typical life…
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Health Questions
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