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no claim discount after 1-year driving

ccisoff
Posts: 4 Newbie

Dear all,
I am a new driver who just finished the first year of driving after getting my license last year. I was asking for no claim discount proof from my current insurer LV=. But surprisingly, the proof says I have 65%(2 years) no claim discount. Do you have any idea about what's going on here? I thought I will only get 1 year no claim discount after 1-year of driving. In the initial policy taken last year, it did say there is a 47.5% introductory no claim discount applied.
Many thanks for your help.
I am a new driver who just finished the first year of driving after getting my license last year. I was asking for no claim discount proof from my current insurer LV=. But surprisingly, the proof says I have 65%(2 years) no claim discount. Do you have any idea about what's going on here? I thought I will only get 1 year no claim discount after 1-year of driving. In the initial policy taken last year, it did say there is a 47.5% introductory no claim discount applied.
Many thanks for your help.
0
Comments
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No idea - ring LV and ask? You don't want to declare 2yr NCB when you only have 1yr driving experience. It would likely flag up on other insurance quotes when you put in that information anyway.0
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It is probably a introductory discount they applied as a promotion.
Check to see if that NCD is useable elsewhere or just applies to LV onlySave £12k in 2019 -0
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