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Health Questions

Jojocat
Jojocat Posts: 47 Forumite
Fourth Anniversary 10 Posts Combo Breaker
edited 7 September 2020 at 8:05PM in Insurance & life assurance
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Comments

  • Weighty1
    Weighty1 Posts: 1,213 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    No, it shouldn't be a big issue, just like it wouldn't be an issue if you were adopted.
  • BooJewels
    BooJewels Posts: 3,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You don't say what sort of insurance, but I'm just in the process of making a claim against our mortgage critical illness/life policy, so have the paperwork to hand. The wording on ours (I'm sure the details will be slightly different for each provider, but along the same lines) in respect of family health is:
    "before the age of 55, two or more of your natural parents, brothers or sisters did not suffer from the same condition from the following list:

    any heart condition, including angina; stroke; breast, ovarian or bowel cancer; multiple sclerosis; Huntington's disease or polycystic kidneys
    ."

    My husband wasn't in touch with either his father (still alive and approaching 80) or brother at the time we took it out and said as much and I don't think it made any difference.
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