We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Class 1 Business Use Cover
Gazza61
Posts: 5 Forumite
Hi all,
Might seem like a silly question but are there any caveats to insuring my car for class 1 business use as apposed to SDP+C? Bizarrely when I run a quote through it becomes about 15% cheaper by adding business cover. While I can't say I've used my car for business in the past as work provide a hire car for this I could very occasionally be required to drive between sites. Basically I'm assuming insuring for business includes SDP+C anyway as its a higher level of cover so there should be no issues or questions asked but wanted to check?
I'd appreciate any thoughts.
Cheers,
Might seem like a silly question but are there any caveats to insuring my car for class 1 business use as apposed to SDP+C? Bizarrely when I run a quote through it becomes about 15% cheaper by adding business cover. While I can't say I've used my car for business in the past as work provide a hire car for this I could very occasionally be required to drive between sites. Basically I'm assuming insuring for business includes SDP+C anyway as its a higher level of cover so there should be no issues or questions asked but wanted to check?
I'd appreciate any thoughts.
Cheers,
0
Comments
-
I've never found business use resulted in reduced premiums; but I've only ever seen the same premiums and the 'vanilla' insurers disappear from the quote.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
Yeah I haven't before. Its a strange one but getting the same results from numerous comparison websites and multiple insurers. Just thought it was worth an ask as to any reason why not go for it?
Cheers,0 -
No reason. Assuming it's the best deal across the market then snap it up0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards