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Policy Expert
I have been given a building and content home insurance with Policy Expert (Policy Expert Home Select) which is far cheaper than anybody else I have found and they include "extras" as standard e.g home assist, trace and access up to £5k etc. Has anybody else used them before? Good or bad experiences? Seems a bit too good…
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MCE Ins. wont honour NCB after non-fault claim
Evening all, I was involved in a non-fault accident on my motorbike in July '17. The claim was dragged out by both party's solicitors, but I eventually got paid out by Part 36 offer and the claim was settled in full, by the 3rd party insurance. The problem I have now is because it was settled by Part 36, the liability is…
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Inception date of Car Insurance Policy
Hi there, I have a question about the inception date of my car insurance policy. I recently had an accident and I have 30 days to report to my insurance for a claim, noone else was involed so essentially it will be a At fault claim. The bigger question is I had the insurance for 6 months, I got a new car within last month…
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Travel insurance - start and end dates
Can anyone clarify something for me. If I have annual travel insurance that allows for trips of say 30 days and my 30th day is my day of departure, but it's an overnight flight and my arrival is the following day - am I covered? Thanks for any enlightenment.
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Contents Insurance & Employment
I work as a Holiday Rep and my current Contents Insurance policy price has doubled. This insurance stated the maximum period of being away from the property of 90 days. This year I have chosen only to work short contracts, of 69 days in one stint and 45 days the other and, whilst away, I have several people checking the…
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No acknowledgement of Car Incident
Nearly 3 weeks ago my car was hit from behind by a company Bedford type company van while we were in slow moving traffic, I stopped for traffic lights he didn’t. I phoned my insurance company for an update and was told that the other insurance company still had no acknowledgment of the incident from there client- what…
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Private Health Insurance
We were with BUPA previously as an employee benefit, now we have a Ltd company we want to take out private health insurance. Had quotes from Saga, Vitality and Bupa. Does anyone have any experience of the above or recommend another company?
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Black box in car
Hi, my son has had a year with a black box fitted in his car. He didn't like his renewal quote so has arranged cover with another provider who has not made any requirement for a black box to be fitted. How does he go about getting the black box taken out of the car? Broker he was with isn't really being at all helpful on…
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house insurance help
I recently contacted my house insurance to advise them that my neighbour has built an extension and I believe this may have damaged my extension as I have experienced internal cracks where my extension joins onto the main building. I believe this may have been caused by the vibrations and others works my neighbour has been…
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Axa Motor Insurance Robbery
Warning! They claim to save you money by making changes online. Reality is you will be automatically screwed! I wanted to change my car for another IDENTICAL VEHICLE WITH LOWER MILES. No other changes, same risk etc. £68 Demanded....Just because they can. When I complained, eventually got through to a manager, she…
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Life Insurance. Very confused and need advice!
Hi all I’m currently searching for life Insurance for my fianc!e and I. Im 27 and he is 26, both non smokers. Things I’m struggling with are where to look, what type of cover we need, how much to cover, the length of the policy (how many years) and will it be the one policy forever? Basically I need cover in case one of us…
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8 things we all do on holiday that could...
'Holidaymakers rely on travel insurance for complete peace of mind but if you fail to comply with the T&Cs you're likely in for a nasty shock...' Read MSE Tony's full blog: '8 things we all do on holiday that could invalidate our insurance' [URL=
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Temporary life insurance - needed?
I have a death in service benefit, but will be changing jobs. The new employer will also be providing a life insurance policy. But there will be a gap in employment of about 3 days or so. I suppose this means that in those few days I will not be employed, and therefore will not be covered by either policy. Do I therefore…
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Buildings Insurance - why so many Insurers can't
Buildings Insurance - why so many Insurers can't quote using Go Compare. I am getting 90 -95% of insurers with the message "This insurer could not provide a quote for your details." Does any know or has experimented to find out why. For example, if I take out land slip or some flat roofing for example,, will suddenly more…
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Insurance mixup and credit admin fee?
My daughter thought her current contents insurance was ending and so went on Compare the Market and chose a Homeprotect policy and issued DD instructions She then found out that her original policy was continuing to take premiums and had rolled over to a new year so she thought she would stick with them Today she had a…
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Can anyone help me with this baffling situation
I have been leasing a car with the same company for around 13 years. A few days ago their vehicle was stolen so after calling the police and insurers I called them. This is where the problems started. I rang a number I had saved on my phone and they answered with the name of leasing company. After explaining my situation…
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Help understanding key person insurance
The company I work for is looking to take out key person insurance on me. Other than knowing I'd be the subject of the policy and they'd be the owner / beneficiary, minimal information has been given to me so I was hoping for some advice. 1) Would such policy affect existing insurances I have for myself? e.g. my own life…
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Travel insurance - always read everything.....
I recently had to make a claim against my travel insurance as my appendix burst 8 days before our holiday so couldn’t travel I have annual travel insurance (by a company called Top Dog) through a comparison website and stupidly made the assimption that the summary details was sufficient and I didn’t need to read further…
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Will life insurance pay out?
Hi there, just wanted to see if life insurance will pay out for my mother's death, as we are currently planning what to do with her estate (i.e if it does payout, we will most likely keep it). We had the death certificate through today, causes of death.. 1a - Sepsis due to Staphylococcal Aureus Wound Infection 1b -…
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Crashed into someone, now insurer blaming them?
Hi MSE'ers Without going into too much detail, I bumped into the back of someone last year, which caused both cars to be written off (not much damage, just old worthless cars both). Insurance at the time saw it as my fault, I payed out my excess and my premiums went up at renewal, lost no claims etc. Now that the third…
